No Credit and Limited Credit Credit Cards
In the past, having no credit history made it near impossible for consumers to get a credit card. But now, certain issuers realize consumers cannot have a positive credit history if no one is willing to extend them credit. For these consumers, we recommend the no credit and limited credit credit cards below.
With great features like fixed APR rates and automatic reporting, the credit cards listed here can help you build, rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your balances below the credit limits.
If you’re new to the credit world and this is your first foray into applying for a credit card, you’ll want to consider no credit credit cards to begin. After all, you have to start somewhere when applying for credit. Credit cards for people with no credit give consumers the opportunity to begin building their credit and are perfect for students, young adults or those with limited credit.
Whether you’re a student, a credit newbie or you're just hoping to improve your credit history, there ARE no credit credit cards available to improve both your credit history and score. In the same way jobs require experience, credit requires, well, credit! The cards listed below are the best offers that new credit consumers are most likely to get approved for.
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If you want to build credit, make sure to apply for a credit card and not a prepaid (or debit) card. Prepaid cards require you to deposit money into your account before you're able to use the card, and your spending limit is determined by the current balance in your account. You do not build credit when using a prepaid card.