Credit Cards for Fair Credit
If you have a fair credit score, these are the best credit cards for average credit in the marketplace: they offer low or no annual fees, low balance transfer fees, cash back, and more.
Many credit cards for fair credit feature a 0% introductory APR or an instant approval decision, so be sure to scan the details regarding special promotions, rewards programs, annual fees, and other pertinent information before applying. Congratulations — you're on your way to improved credit.
Generally, a fair or average credit score ranges from 650-699, putting consumers precisely on the fence when it comes to receiving the best interest rates from credit companies. Credit cards for average credit help you build your credit even further by using a number of strategies and incentives to pay your bill on time each month, including rewards, cash back and lowered APR's over time.
If you have average credit that you’re hoping to build or re-establish, consider our recommendations below for the best credit cards for fair credit on the market today.
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Credit One Bank® Cash Back Rewards Highlights
- See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
- This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
- Earn unlimited 1% cash back on gas and grocery purchases. Terms apply.
Since your credit scores will take a small ding every time you apply for a new credit card, make the most out of each application by applying for cards your credit score qualifies for. That way, you'll increase the chance of your being approved the first time around.