Credit Cards for Fair Credit
If you have a fair credit score, these are the best credit cards for average credit in the marketplace: they offer low or no annual fees, low balance transfer fees, cash back, airline miles, and more.
A great deal of the credit cards for fair credit below feature a 0% introductory APR or an instant approval decision, so be sure to scan the details regarding special promotions, rewards programs, annual fees, and other pertinent information before applying. Congratulations — you're on your way to improved credit.
Given the number of fair credit credit cards on the market today, average credit consumers have their pick when it comes to paying lower interest fees and earning better rewards. Some of the offers below are also designed for students with a limited history, and can be a great credit-builder for younger consumers with OK credit.
Generally, a fair or average credit score ranges from 650-699, putting consumers precisely on the fence when it comes to receiving the best interest rates from credit companies. Credit cards for average credit help you build your credit even further by using a number of strategies and incentives to pay your bill on time each month, including rewards, cash back and lowered APR's over time.
If you have average credit that you’re hoping to build or re-establish, consider our recommendations for the best credit cards for fair credit on the market today in the helpful compare table below.
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Discover it® for Students - Double Cash Back your first year Highlights
- Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
- 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
Once you're approved for a credit card, continue to pay your monthly bills on time and in full each month and your credit scores will soon climb into the "good credit" range. Then you'll be ready to take advantage of the very best rewards credit cards and lucrative sign-up bonuses reserved for only those with top-notch credit scores.