Credit Cards for Fair Credit
If you have a fair credit score, these are the best credit cards for average credit in the marketplace: they offer low or no annual fees, cash back, and more.
Many credit cards for fair credit feature a low or no annual fee and an instant approval decision, so be sure to scan the details regarding special promotions, rewards programs, annual fees, and other pertinent information before applying. Congratulations — you're on your way to improved credit.
Generally, a fair or average credit score ranges from 650-699, putting consumers precisely on the fence when it comes to receiving the best interest rates from credit companies. Credit cards for average credit help you build your credit even further by using a number of strategies and incentives to pay your bill on time each month, including rewards, cash back and lowered APR's over time.
If you have average credit that you’re hoping to build or re-establish, consider our recommendations below for the best credit cards for fair credit on the market today.
Barclaycard® Rewards MasterCard® Highlights
- 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
- No annual fee
- Points don't expire as long as account is open, active and in good standing
Credit One Bank® Unsecured Visa® Credit Card Highlights
- Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
- See if you're Pre-Qualified in less than 60 seconds.
- This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
If your FICO scores fall between 650 and 700, you're in what is known as the "Fair Credit" range. In other words, your credit scores are average and can use improvement. The best way to improve your credit score is by using credit responsibly—by paying on time and preferably in full each and every month.
Indigo® Platinum MasterCard® Highlights
- Pre-qualification available with no impact to your credit score
- Previous bankruptcy OK
- Easy pre-qualification process with fast response