American Express Credit Cards
American Express has the card to fit your unique need.
Whether you are looking for a personal card or a business card, a credit card or a charge card, American Express has a card for you. American Express offers their cardholders a Fraud Protection Guarantee: Use your American Express card online or off and you won't be held responsible for any fraudulent charges.
To make life easier, American Express offers individuals online access to its world-class Card, Financial, and Travel services, including financial advice, retirement planning, air and hotel reservations and more!
Find the best credit card for you.
Blue Cash Preferred® Card from American Express
Intro APR
0.00%
12 months
Regular APR
12.99% - 21.99% Variable
Balance Transfer
Ongoing
12.99%-21.99% (V)
| Year One | Year Two | Year Three | Total | |
Interest Savings on Balance Transfers  |
$315.45 | $315.45 | $315.45 | $946.35 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $420.60 | $420.60 | $2,041.20 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$80.10 | $80.10 | $80.10 | $240.30 |
| This card offers 6% cash back at U.S. stand-alone supermarkets and 3% cash back on gasoline at stand-alone gas stations. Creditnet took the average of these two premium purchase categories (4.5%, or $.045), and assumes that 35% of the total purchases made on this card are on the advertised premium purchases. Creditnet then assumes that the remaining 65% of purchases receive the standard 1% cash back ($.01). | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders earn 150 Reward Dollars after $1,000 in purchases in the first three months of card membership. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$75.00 | -$75.00 | -$75.00 | -$225.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,385.55 | $741.15 | $741.15 | $2,867.85 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Blue Cash Everyday® Card from American Express
Intro APR
0.00%
12 months
Regular APR
12.99% - 21.99% Variable
Balance Transfer
Ongoing
12.99%-21.99%
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$315.45 | $315.45 | $315.45 | $946.35 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $420.60 | $420.60 | $2,041.20 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$54.90 | $54.90 | $54.90 | $164.70 |
| This card offers 3% cash back at U.S. stand-alone supermarkets and 2% cash back on gasoline at stand-alone gas stations. Creditnet took the average of these two premium purchase categories (2.5%, or $.025), and assumes that 35% of the total purchases made on this card are on the advertised premium purchases. Creditnet then assumes that the remaining 65% of purchases receive the standard 1% cash back ($.01). | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders earn 100 Reward Dollars after they make $1,000 in purchases in the first three months of Cardmembership. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,435.35 | $790.95 | $790.95 | $3,017.25 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Gold Delta SkyMiles® Credit Card from American Express
Intro APR
None
None
Regular APR
15.24% - 19.24% Variable
Balance Transfer
N/A
N/A
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$0.00 | $0.00 | $0.00 | $0.00 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$285.60 | $285.60 | $285.60 | $856.80 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$48.60 | $48.60 | $48.60 | $145.80 |
| This card offers 2x miles on Delta purchases (estimated at $.02). Creditnet assumes 35% of the total purchases made on this card are on these premium purchases, with the remaining 65% receiving the standard 1 mile per $1 spent (estimated at $.01). | ||||
| One Time Bonus |
$300.00 | $0.00 | $0.00 | $300.00 |
| Cardholders earn 30,000 bonus miles toward Award Travel after spending $500 on the card within the first three months of cardmembership, an estimated $300 value. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$95.00 | -$95.00 | -$190.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $634.20 | $239.20 | $239.20 | $1,112.60 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Blue Sky from American Express®
Intro APR
0.00%
12 months
Regular APR
17.24% - 22.24% Variable
Balance Transfer
Ongoing
Yes
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$124.20 | $124.20 | $124.20 | $372.60 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $165.60 | $165.60 | $1,531.20 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$23.40 | $23.40 | $23.40 | $70.20 |
| This card offers 1% cash back on eligible purchases. | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders earn 7,500 points after they spend $1,000 within the first 3 months, which is worth a $100 statement credit according to American Express. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,212.60 | $313.20 | $313.20 | $1,839.00 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
TrueEarnings® Card from Costco and American Express
Intro APR
0.00%
6 months
Regular APR
15.24% variable
Balance Transfer
Ongoing
15.24% variable
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$214.20 | $214.20 | $214.20 | $642.60 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$742.80 | $285.60 | $285.60 | $1,314.00 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$54.90 | $54.90 | $54.90 | $164.70 |
| This card offers 3% cash back on gas alone at U.S. stand-alone gas stations, and 2% cash back at U.S. restaurants and on eligible travel purchases. Creditnet took the average of these two premium purchase categories (2.5%, or $.025), and assumes that 35% of the total purchases made on this card are on the advertised premium purchases. Creditnet then assumes that the remaining 65% of purchases receive the standard 1% cash back ($.01). | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $876.90 | $554.70 | $554.70 | $1,986.30 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
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American Express Credit Cards - The Benefits of AmEX
When you become an American Express cardholder, you’re signing up for more than just credit - you’re getting the services of one of the leading credit card companies worldwide.
American Express is regarded for their outstanding customer service, their unparalleled Membership Rewards® program and - perhaps most importantly - the AmEx Fraud Protection Guarantee. That’s right; American Express cardholders aren’t responsible for ANY fraudulent charges.
While American Express credit cards are not as widely accepted as Visa or MasterCards, they make up for it in member services, some of which include:
- Roadside Assistance: American Express® Prepaid Card and Serve from American Express members earn access to roadside and global assistance simply for carrying their AmEx card.
- Cash Back Programs Membership Rewards® for non-prepaid cards are even more exceptional the better your credit is, as American Express® credit cards are regarded as some of the easiest to accrue cash back on.
- Online Mobile Banking: Need to pay your credit card bill from your smartphone? No problem; one of the newest features for American Express® cardholders is online mobile banking. Pay your bill easy, on the go with American Express®.
- Intro Periods: Our favorite American Express® credit cards waive the first year’s annual fee and provide new cardholders with 0% interest for an extended period of time. One such card is the Blue Sky from American Express® Card, which includes a 12-month 0% interest period and no annual fee, plus a cash back program that includes $100 after your first $1,000 spent in the first three months and unlimited travel options. Not bad for an intro period, huh?
- Annual Fees: A lot of American Express cards DO charge annual fees. However, given their great rewards programs and membership perks, it’s generally a small price to pay for becoming a cardholder. That being said, if you’re not interested in paying an annual fee, there are plenty of credit cards American Express® in the compare table above that waive the annual fee.
- AmEx for Business: American Express® business cards are known in the business world as some of the very best. Small businesses can benefit from one such card - the Business Green Rewards Card from American Express Open - in several different ways. Earn 5,000 points the very first time you swipe your card, earn easily-redeemable rewards on travel and a waived $95 annual fee for the first year. Keep your business running smoothly, and take advantage of rewards all in one with this business rewards card from American Express®. Check out the full list of business rewards cards on Creditnet.
Become a cardholder of one of the most coveted cards on the market when you apply for an American Express® card today.
This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.
