Home / Credit Cards / Citibank Credit Cards

Citibank Credit Cards

  See why so many people love Citi.

Citibank® is one of the world's largest full service banks, and they have been an innovative leader in the credit card industry for many years. From student cards to business cards, cash back, travel rewards, merchandise, gift certificates, and great online services, you're sure to find what you're looking for with a Citi® credit card.

Read More


Citi Simplicity® Card

Intro APR
0%
18 months*
Regular APR
12.99 - 21.99% (Variable)
Balance Transfer
0%
18 months*
Average Savings
$325.00
Over 1 year Apply Now View Savings Info

Citi Simplicity® Card Highlights

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
Hide More Info
Learn More
4.85
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $100.00 $67.53 $35.05 $202.58
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $240.00 $162.06 $84.12 $486.18
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $325.00 $229.59 $119.17 $673.76
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Citi Simplicity® Card

Intro APR
0%
18 months*
Regular APR
12.99 - 21.99% (Variable)
Balance Transfer
0%
18 months*
Average Savings
$325.00
Over 1 year Apply Now View Savings Info

Citi Simplicity® Card Highlights

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
Hide More Info
Learn More
4.85
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $100.00 $67.53 $35.05 $202.58
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $240.00 $162.06 $84.12 $486.18
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $325.00 $229.59 $119.17 $673.76
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Citi® Diamond Preferred® Card

Intro APR
0%
18 months*
Regular APR
11.99% - 21.99%* (Variable)
Balance Transfer
0%
18 months*
Average Savings
$325.00
Over 1 year Apply Now View Savings Info
Show More Info
Learn More
4.6
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $100.00 $70.03 $40.05 $210.08
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $240.00 $168.06 $96.12 $504.18
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $325.00 $238.09 $136.17 $699.26
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Citi® Platinum Select® / AAdvantage® World MasterCard®

Intro APR
N/A
Regular APR
13.99% - 21.99%*(Variable)
Balance Transfer
13.99% - 21.99%*(Variable)
Ongoing
Average Savings
$335.77
Over 1 year Apply Now View Savings Info
Show More Info
Learn More
4.5
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $30.05 $30.05 $30.05 $90.15
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $72.12 $72.12 $72.12 $216.36
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Reward Points ? $48.60 $48.60 $48.60 $145.80
This card offers 2 miles per $1 spent (estimated at $.02) on American Airlines flight purchases. Creditnet assumes 35% of total purchases made with this card are on these premium purchases, with the remaining 65% receiving the standard one mile per $1 (estimated at $.01)
Anniversary Bonus ? $0.00 $0.00 $0.00 $0.00
Cardholders that spend $30,000 or more with this card each year earn a $100 airfare discount. Click the "Apply" button for full qualifying details.
One Time Bonus ? $0.00 $0.00 $0.00 $0.00
Cardholders that make $1,000 or more in purchases within the first three months will earn the advertised bonus miles. Creditnet estimates that one bonus mile is earned for every $1 spent with this card, making the estimated value of this one time bonus worth $400. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification.
Free bags ? $200.00 $200.00 $200.00 $600.00
Creditnet assumes cardholders make four roundtrip flights per year using this card. Cardholders that make their American Airlines reservation with this card are eligible to check their first bag free each way. One free checked bag on American Airlines flights is worth $25, with up to $50 in savings each trip for an assumed total of $200 each year.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$95.00 -$95.00 -$190.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $335.77 $255.77 $255.77 $847.31
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Citi® Dividend Platinum Select® Visa® Card

Intro APR
0%
12 months*
Regular APR
12.99% - 22.99%* (Variable)
Balance Transfer
0%
12 months*
Average Savings
$425.00
Over 1 year Apply Now View Savings Info
Show More Info
Learn More
4.65
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $100.00 $35.05 $35.05 $170.10
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $240.00 $84.12 $84.12 $408.24
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
One Time Bonus ? $100.00 $0.00 $0.00 $100.00
Cardholders that spend $500 within the first three months of account opening will receive a $100 cash back bonus. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $425.00 $119.17 $119.17 $663.34
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Pages

Citi® Credit Cards

Long one of the world's leading banks, Citibank credit cards are some of the most popular today. 

Citi® credit cards are available for every type of consumer, whether you're a student with a limited credit history, a business traveler that spends a ton of time in the air, or a smart shopper that loves cash back rewards. The Citi cards in the compare table above are the ones we recommend applying for most, but before you make any decisions here are some reasons we believe Citi credit cards are some of the best available today

  • 0% Interest - Get Out of Credit Debt Quicker: The Citi Simplicity® Card  includes one of the very best intro periods of any credit card today. For 18 months, pay exactly 0% interest on purchases and balance transfers. So, this Citi credit card is particularly suited for customers tired of paying more in interest than they are in debt. Simply transfer your credit card debt (at a 3% fee) to your new Citi Simplicity® Card and begin paying your debt back DIRECTLY today and each month for the next 18 months! That's one way Citbank credit cards can help you dig your way out of credit debt.

Compare the Citi Simplicity® Card to other balance transfer credit cards on Creditnet.

Scroll through our full list of Citibank credit cards above to find the right Citi card match for you.