Citibank Credit Cards
See why so many people love Citi.
Citibank® is one of the world's largest full service banks, and they have been an innovative leader in the credit card industry for many years. From student cards to business cards, cash back, travel rewards, merchandise, gift certificates, and great online services, you're sure to find what you're looking for with a Citi® credit card.
Find the best credit card for you.
Citi Simplicity® Visa Card
Intro APR
0.00%
18 months
Regular APR
12.99% - 21.99%* (Variable)
Balance Transfer
0.00%
18 months
| Year One | Year Two | Year Three | Total | |
Interest Savings on Balance Transfers  |
$900.00 | $607.73 | $315.45 | $1,823.18 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $810.30 | $420.60 | $2,430.90 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,965.00 | $1,418.03 | $736.05 | $4,119.08 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Citi ThankYou® Preferred Rewards Card - 15,000 points - $150 gift cards
Intro APR
0.00%
12 months
Regular APR
12.99%-22.99%* (Variable)
Balance Transfer
0.00%
12 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$900.00 | $315.45 | $315.45 | $1,530.90 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $420.60 | $420.60 | $2,041.20 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$23.40 | $23.40 | $23.40 | $70.20 |
| This card offers 1 ThankYou point (estimated at $.01) for every dollar spent. This conversion has been applied to your rewards points savings. | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders that make $1,000 in purchases within 3 months of account opening earn 15,000 bonus miles, which can be redeemed for a $150 gift card. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,988.40 | $759.45 | $759.45 | $3,507.30 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Citi Simplicity® Card
Intro APR
0.00%
18 months
Regular APR
12.99% - 21.99%* (Variable)
Balance Transfer
0.00%
18 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$900.00 | $607.73 | $315.45 | $1,823.18 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $810.30 | $420.60 | $2,430.90 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,965.00 | $1,418.03 | $736.05 | $4,119.08 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Citi® Diamond Preferred® Card - 0% Interest for 18 Months!
Intro APR
0.00%
18 months
Regular APR
11.99%-21.99%* (Variable)
Balance Transfer
0.00%
18 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$900.00 | $630.23 | $360.45 | $1,890.68 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $840.30 | $480.60 | $2,520.90 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,965.00 | $1,470.53 | $841.05 | $4,276.58 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Citi ThankYou® Card - No interest for 15 months
Intro APR
0.00%
15 months
Regular APR
12.99%-22.99%* (Variable)
Balance Transfer
0.00%
15 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$900.00 | $461.59 | $315.45 | $1,677.04 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$1,200.00 | $615.45 | $420.60 | $2,236.05 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$23.40 | $23.40 | $23.40 | $70.20 |
| This card offers 1 ThankYou point (estimated at $.01) for every dollar spent. This conversion has been applied to your rewards points savings. | ||||
| Balance Transfer Cost |
-$135.00 | -$0.00 | -$0.00 | -$135.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $1,988.40 | $1,100.44 | $759.45 | $3,848.29 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
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Citi® Credit Cards
Long one of the world's leading banks, Citibank credit cards are some of the most popular today.
Citi® credit cards are available for every type of consumer, whether you're a student with a limited credit history, a business traveler that spends a ton of time in the air, or a smart shopper that loves cash back rewards. The Citi cards in the compare table above are the ones we recommend applying for most, but before you make any decisions here are some reasons we believe Citi credit cards are some of the best available today.
- 0% Interest - Get Out of Credit Debt Quicker: The Citi Simplicity® Card includes one of the very best intro periods of any credit card today. For 18 months, pay exactly 0% interest on purchases and balance transfers. So, this Citi credit card is particularly suited for customers tired of paying more in interest than they are in debt. Simply transfer your credit card debt (at a minimal 3% fee) to your new Citi Simplicity® Card and begin paying your debt back DIRECTLY today and each month for the next 18 months! That's one way Citbank credit cards can help you dig your way out of credit debt.
Compare the Citi Simplicity® Card to other balance transfer credit cards on Creditnet.
- Citi Cards With Rewards: If you prefer cash and travel rewards to, well, anything else, a Citibank rewards cards might just be what you're after. One of the rewards cards we recommend first is the Citi ThankYou® Preferred Rewards Card - 15,000 points - $150 in gift cards. For a rewards credit card, this Citi card is one the most lucrative; 5 points per $1 spent on gas, groceries and drugstores in your first year, an anniversary bonus every year you're a card-member and a one-time bonus of 15,000 points for Citibank members. There are so many ways to earn rewards with this card, all of which are easy to track. Also easy to track? No annual fees. If you love rewards, consider applying to this cash back credit card.
- Citi Travel Credit Cards: Citi has teamed up with both American Airlines® for a business travel card and Hilton for customers that spend a considerable amount of time on the road. Whether it's business or pleasure that keeps you busy, Citibank credit cards and their partners reward you for staying loyal.
- Citi for Students: Lastly, college students building credit can also use a Citi card for their benefit during the early days of their credit history. One of our recommended credit cards for students is the Citi Forward® Card for College Students because it doesn't require a cosigner, you can earn up to 5 points for every $1 purchased at student-friendly hangouts (restaurants, bookstores, movie theaters...) and there's 0% interest for up to 7 months. ThankYou®, Citi bank!
Scroll through our full list of Citibank credit cards above to find the right Citi card match for you.
