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Credit Reports & Credit Scores

Every creditor has seen your credit history and score. Isn't it time you did too? Consumers have a right to know their own credit history, and thankfully there are multiple websites that provide free credit score reports and tips on how to improve.

Not sure which product will meet your needs? Compare and contrast recommended offers from the trusted partners of Creditnet.com, and get your credit reports and scores today.

Here's how they work:

Many of the recommended products below will set you up with a FREE credit score instantly, giving you an idea of how your score looks in the eyes of the major lenders. However, what makes these credit reporting products most helpful for the consumer interested in credit repair are their daily credit monitoring tools and identity theft alerts.

If you're working to build credit, use the products below to track your progress with daily pulls that won't affect your credit score (because checking your own score does not hurt your credit) and receive notifications and alerts when changes are made to your score. Some of the products below also include comprehensive identity theft protection alerts and insurance, so you can rest easier knowing you won't be held responsible for unwarranted purchases.

Try a free trial to see how the credit repair products below can get you on the right track towards rebuilding your credit history.

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TransUnion Three Bureau Credit Monitoring

  • 7-day free trial of credit monitoring

  • See your TransUnion credit score and credit report

  • $25,000 ID theft insurance at no additional cost

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Online Credit Report - Get your Credit Score Today

Not sure what your credit score is? You can get your credit report today using our above partners on Creditnet.com.

There are three major credit bureaus that credit card companies report to: Equifax, Experian and TransUnion. Not only will you receive your FREE credit score when you sign up for one of the above credit monitoring products above, but you'll also enjoy credit monitoring access for a small monthly fee. If you're not sure about that last part, some of the recommended online credit report products offer free trials to begin, that way you know exactly what you're paying for moving forward.

  • Why is it important to know your credit score?

There are several reasons to monitor your credit with an online credit report. Your credit score is the No. 1 factor when considering whether or not you'll be approved for a loan or a credit card. If you have big plans for the future ( a new home, car or business), then having a good credit score is crucial. If you're not aware of your credit score, then you can't be sure whether or not you need to make improvements.

  • Knowing your credit score is the first step towards rebuilding or establishing your credit history.

Once you use one of our recommended credit report products above, you'll gain credit monitoring access in which you'll be able to keep track of your credit score. Watch your credit score improve with monthly on-time payments, apply for a credit card online to build your credit history and use the Creditnet Discussion Forum to learn how to build your credit score from our expert administrators and fellow credit consumers.