Best Credit Cards
The best credit cards in each category are shown below.
We track hundreds of the latest credit card offers on Creditnet.com, so a question we often get is "which is the best credit card?" Well, the truth is the best credit card for you depends on your personal financial situation, how you plan to use the card, and what kind of rewards you'd like to receive. There are often just too many variables at play to easily answer this question.Still, there are always some credit card offers in the marketplace that tend to stand out among the rest in their respective categories, whether it be 0% interest credit cards, credit cards for bad credit, no annual fee credit cards, or student credit cards. Check out our Credit Experts' Picks for the Best Credit Cards below.
Updated by Elisabeth Chan on February 21, 2012
Orchard Bank® Classic Visa®
- Reports to 3 major credit bureaus monthly
- Provides you the opportunity to rebuild your credit score
- Acceptance at millions of locations including online purchases and reservations
Orchard Bank® Classic MasterCard®
- An excellent credit card for rebuilding bad credit scores; reports to 3 major credit bureaus monthly
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Acceptance at millions of locations worldwide, including website purchases and reservations
Citi® Platinum
Select® MasterCard®
Select® MasterCard®
- 0% Intro APR on Balance Transfers and Purchases for 18 months
- No annual fee*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
Journey(SM) Student Rewards from Capital One®
- Designed to help students build good credit with responsible use
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
Discover® More Card - $0 Balance Transfer Fee
- No balance transfer fee! Limited time only, valid through July 10, 2012
- Pay no interest on balance transfers and purchases for 12 months
- 5% Cashback Bonus® in categories such as travel, gas, groceries, restaurants, and more
Chase Sapphire℠ Preferred Card
- Limited Time Offer: Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's worth $625 toward airfare or hotel accommodations!
- Points go 25% farther when you travel — For example, 50,000 points can be redeemed for two flights worth up to $312.50 each, which would usually cost 62,500 points. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- Earn double points on travel and dining
Chase Freedom℠ Visa®
$200 Cash Back
$200 Cash Back
- BEST CASH BACK BONUS: $200 cash back bonus after you spend only $500 in first three months!
- 5% cash back on up to $1,500 spent at gas stations and at Amazon.com January - March 2012
- Earn an unlimited 1% cash back on all other purchases!
Citi® Platinum
Select® MasterCard®
Select® MasterCard®
- 0% Intro APR on Balance Transfers and Purchases for 18 months
- No annual fee*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
Chase Sapphire℠
Travel Rewards
Travel Rewards
- Limited Time Offer: Earn 25,000 points ($250 in rewards) after you spend $3,000 in the first 3 months
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- Earn double points on dining and when you book airlines or hotels through Ultimate Rewards
