Best Credit Cards
The best credit cards in each category are shown below.
Want our recommendations for the absolute best credit cards on the market? The best credit cards in each category are shown below, whether you’re in search of a credit card for bad credit, a 0% interest credit card or the best student credit cards for the upcoming semester.
We track hundreds of the latest credit card offers on Creditnet.com, so a question we often get is, "Which is the best credit card?" Well, the truth is the best credit card for you depends on your personal financial situation, how you plan to use the card, and what kind of rewards you'd like to receive. There are often just too many variables at play to easily answer this question. That said, we only include the best available credit offers on Creditnet.com, unlike other credit comparison sites that include every credit card offer, from the bad to the downright ugly.
Best Credit Card Offer for May, 2013: Discover it™ - 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up.
Still, there are always some credit card offers in the marketplace that tend to stand out among the rest in their respective categories, whether it be 0% interest credit cards, credit cards for bad credit, no annual fee credit cards, or student credit cards. Check out our Credit Experts' Picks for the Best Credit Cards below.
Find the best credit card for you.
Credit Card for No Annual Fee
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Credit Card for Low Interest
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Credit Card for 0% Interest Credit Cards
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Credit Card for Balance Transfer
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be12.99% - 21.99% based on your creditworthiness.
No late fees - EVER
No penalty rate - EVER
Credit Card for Cash Back
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Credit Card for Airline Miles
Start with 30,000 bonus miles after your spend $1,000 in the first 3 months
Check your first bag for free - save up to $100 per roundtrip
Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
Credit Card for Fair Credit
50% bonus on the cash back you earn every year
1% cash back on all purchases
Earn unlimited cash back that doesn't expire
Credit Card for Student
The new Discover it card is out to change the way people think about credit cards.
Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
Choose your own due date and pay up to midnight ET online or by phone.
Credit Card for Bad Credit
Get the credit you need with no application or processing fees
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
Our Picks for the Best Credit Cards
While there are several credit cards in each of the major categories that we really like, there are a few that we actually LOVE. The best credit cards on the market are sorted above in each category, whether you’re in search of great airline miles cards or the perfect credit card for your college student.
Each of the best credit cards above are tailored to a specific type of consumer. Again, it’s not so much which is the “best” credit card - it’s which is the best credit card “for you”.
For instance, if you have a poor credit history and are in need of a credit card for bad credit, we recommend the Capital One® Secured Mastercard®. This is a great credit card for reestablishing your credit score, though it requires a security deposit to guarantee your line of credit. Thus, while we consider it to be the best credit card for bad credit, we wouldn’t recommend such a card if you have an excellent or even good credit history.
If you’re a student (or you’re shopping for a credit card for your son or daughter heading to college), our recommendation for the best student credit card is the Journey ( SM ) Student Rewards from Capital One®. Why do we like this card so much? Their rewards program is simple, and it offers credit score access so that students can watch their credit score build.
Finally, if it’s a cash back credit card you’re interested in applying for, our choice for the best cash back credit card is the Discover it - 18 Month Promotional Balance Transfer. Not only is there a 5% cashback bonus® program, but there’s also 0% interest on balance transfers for 18 months and NO annual fee. This credit card is especially popular around the holidays where any cash back is helpful, and their 18 month intro period means you won’t be paying any interest for a while. So, while we consider the credit cards listed above as the best credit cards in each of our easy-to-browse categories, we always recommend browsing through our full list of credit cards to find the best credit card for you.
Use our credit search tool to the right to better browse the best credit cards for you, or join the Creditnet discussion forum to hear from real consumers and experts on which credit cards are the best of the best in today’s market.
