0% Interest Credit Cards
Are you unable to reduce credit card debt due to high-interest charges? If so, our recommended 0% interest credit cards are designed to help you get out of debt while saving money. Even if the no interest promotion only lasts for a short period of time, you might still be able to save hundreds in interest charges while substantially reducing your total debt.
Our favorite 0 interest credit cards include especially-long introductory periods, cash back rewards and no annual fees. If you’re unable to reduce credit card debt due to high-interest charges, the recommended 0% interest credit cards below are designed to help you get out of debt while saving money.
Don't have high-interest balances to pay off because you're already living debt free? Great, that's just what we like to see! But that doesn't mean you can't take advantage of all the benefits a no interest credit card has to offer. Compare only the best 0% APR credit cards below, read our expert reviews and apply for yours today.
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Discover it® Highlights
- 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power+
- 5% cashback in categories that change each quarter up to the quarterly maximum after you sign up for 5%. 1% cash back on all other purchases.
Citi Simplicity® Card Highlights
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - Ever
Exceeding your credit limit could make your 0% promotional rate prematurely disappear, subjecting your current balance to a much higher APR.