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0% Interest Credit Cards

Are you unable to reduce credit card debt due to high-interest charges? If so, our recommended 0% interest credit cards are designed to help you get out of debt while saving money. Even if the no interest promotion only lasts for a short period of time, you might still be able to save hundreds in interest charges while substantially reducing your total debt.

Don't have any high-interest balances to pay off because you're already living debt free? Great, that's just what we like to see! But that doesn't mean you can't take advantage of all the benefits a no interest credit card has to offer. Compare only the best 0% APR credit cards below, read our expert reviews and apply for yours today.

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Intro APR
15 billing cycles
Regular APR
10.24% - 21.24% (Variable)
Balance Transfer
15 billing cycles
30 days

U.S. Bank Visa® Platinum Card Highlights

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.24%-21.24%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa Platinum
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0% Interest Credit Cards

Have you noticed that you’re paying back more in interest every month than you are your ACTUAL credit card debt? Well, the good news is there’s a pretty easy way out of this vicious cycle - 0% interest credit cards.


0% interest credit cards generally offer an intro period of 0% APR anywhere from 3 to 18 months. If you want to eliminate interest fees (which, obviously, you do) for a given period of time, we recommend signing up for the 0% interest card that works best your you, then transferring your debt from your current credit card to your new, 0% interest credit card.


You will have to pay a small balance transfer fee - generally 3 percent of the total balance you're transferring - but you’ll immediately begin chipping away at your debt without paying ANY interest.  So to recap, apply securely online via Creditnet.com, get approved, pay the small transfer fee to move your debt over to your new credit card with no interest, and then begin chipping away at your debt within your new card’s given intro period. It’s that easy!