Find the best credit card for you from our partners.
Credit Card for Bad Credit
We Can Approve You at Any Credit Score; No Minimum Score Required!
Approval is Based on a Fully-Refundable Security Deposit ($300 minimum)
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time!
Find Credit Cards by Category
Credit Cards for Bad Credit
Find credit card offers for people with bad credit. Apply online and start rebuilding your credit.
0% Interest Credit Cards
Consolidate high-interest balances with no interest credit card. Find the latest balance transfer promotions.
No Annual Fee Credit Cards
Earn miles, points, cash back and more without having to pay an annual fee. Many even offer 0% interest and low ongoing rates.
Cash Back Credit Cards
Earn cash back on every purchases you make with your credit card. Earn even more cash back in your favorite categories.
Airline Miles Credit Cards
Get airline miles for every dollar you spend. Redeem for flights on your favorite airlines with no blackout dates.
Student Credit Cards
It's never too early to start building credit. See offers tailored specifically for students.
Recent Credit Questions
- Will Employers Pull My Credit Scores?
- Unfortunately, this is one of those credit myths that just won't seem to die. The truth is that while potential employers can obtain access to your credit reports with your pe...
Creditnet is dedicated to helping consumers build, maintain, or repair their credit.
Founded by credit experts, we provide unbiased reviews of the best offers for credit cards, credit reports and credit score products, identity theft and credit monitoring products, debt help programs, loans and more. However, we're much more than just another comparison site for credit products. Since 1995, we've run the Internet's oldest discussion forum about credit, answered nearly 500,000 credit questions, and served as a trusted resource for credit card advice, news, educational information, and tools to millions of visitors.
If you have a question about credit, we want to help. Submit a question to one of our experts, or join our Credit Talk discussion forum, where you can connect with over 30,000 peers and learn how to improve your credit from those who have successfully done it themselves.
Use Creditnet to Help You Build Your Credit Score
Creditnet has consumers covered when it comes to every aspect of building their credit score and improving their personal finances. If you're not sure where to begin when it comes to rebuilding your credit history, let Creditnet help you on the road to financial recovery. Here's how we can help...
Get Your Credit Report
The first step in improving your credit score is retrieving your credit report. You can't be sure of fraudulent errors or inaccuracies without combing through your detailed credit report.
Creditnet offers both free credit scores and purchased reports. While you'll get an idea of how you look through the eyes of lenders with your free credit score, your report is the most useful tool you can own when rebuilding credit. A false statement can be a credit killer. Identify the errors in your credit score and draft a dispute letter with the help of Creditnet to rid your credit history of those false statements that have a negative effect on your credit history.
Build Your Credit from Scratch
Everyone starts from somewhere, and no credit credit cards are the most simple step one can take towards building your credit history and your credit score. Credit cards for no credit can come in three forms: secured credit cards, unsecured credit cards and prepaid debit cards. Secured credit cards require a deposit, but their biggest perk is that they report to the three major credit bureaus. Unsecured credit cards for bad credit are another way to build credit, but beware or their high APR's and make sure to pay back your balance in full. Prepaid debit cards, on the other hand, offer some great cardholder perks but building credit in a significant way is unfortunately not one of them.
Improve Your Credit Score
If your credit score needs a boost, our Credit Talk Discussion Forum is full of helpful ideas and tools that any consumer will find useful in their journey back from bad credit. Included are dispute letters that you can use to contest errors, a useful and spam-free discussion on how to proceed when disputing or validating debt and literally thousands of other topics all aimed at improving your personal finance history.
Plus, because we could all use expert advice from time to time, the Creditnet Learning Center includes useful phone numbers and emergency credit card services for everyone from the credit novice to the credit expert.
Find the Credit Card That's Right for You
Did you know there are well over a thousand credit cards on the market today? With so many options available, finding the credit card that fits your wallet best can be a challenge. That's why Creditnet's credit card search tool above aims to make it simple by asking consumers what you want in a credit card. Plus, we only feature the very best credit card offers available today. There's no filler on Creditnet.com - just the best of the best for all different levels of credit.
Because how you use a credit card determines which credit card works best for your budget, we ask you whether or not you plan to carry a balance, how much you spend in a given month and what you're most interested in terms of rewards. Are you interested in a cash back credit card? How about a credit card with airline miles, or transferring existing debt to the best credit card for 0% interest? Maybe you really just want a no annual fee credit card that keeps spending simple... Or maybe even all of the above!
Whatever you're looking for, our credit card search tool will generate all the credit cards you might like while filtering out the ones you definitely wouldn't. This makes finding the best credit card for your lifestyle simple, fast and fun. So compare credit cards on Creditnet.com, read our helpful reviews or post in the Discussions forum if you're unsure about a specific topic, and let us help you in your journey towards a better credit score.