Home / Credit Cards / UNITY® Visa Secured Credit Card - The Comeback Card™

UNITY® Visa Secured Credit Card - The Comeback Card™

Ongoing APR
17.99% Fixed
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes
4
Expert Rating: 4.00 / 5 stars

UNITY® Visa Secured Credit Card - The Comeback Card™ Summary

  • Limited Time Offer: New cardmembers get a $25 rebate* - To be eligible, applications must be submitted between now through 12/31/16 and accounts must be in good standing for 90 days after opening.

  • Apply online in less than 5 minutes, and you could be approved today!

  • No Minimum Credit Score required; low interest rate of 17.99%

  • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!

  • No application fee or penalty rate

  • Build your credit with monthly reporting to all 3 major credit bureaus

  • *See the UNITY Visa Secured Credit Card Cardholder Agreement for more details.

Creditnet's Full Review

The UNITY® Visa Secured Credit Card - The Comeback Card™ is specifically for those who are working on rebuilding their credit.  Made financial mistakes in the past?  Trashed your credit scores?  If so, then the only way to get back on the right track is to prove that you can build positive payment history on your credit reports once again.

A great way to do that is by using a secured credit card such as the UNITY® Visa Secured Credit Card - The Comeback Card™.  There's no application fees to sign up, and it's ok to have bad credit scores.  All you need to do is open an account, make a minimum deposit of $250 into a fully refundable FDIC online savings account, and you can begin using your credit card anywhere VISA is accepted.  Just keep your balance low in comparison to you available credit limit, and you can continue to build your credit through monthly reporting to all of the 3 major credit bureaus.

Creditnet's Expert Rating & Review

by on December 14, 2016

4
Expert Rating: 4.00 / 5 stars
Favorite Card Features:

Compared to other secured credit cards with high variable interest rates, the UNITY® Visa Secured Credit Card - The Comeback Card™ offers a fixed interest rate of 17.99%.  Bad credit is OK, and you can apply and get approved online in just 5 minutes with no application fee. 

Least Favorite Features:

The UNITY® Visa Secured Credit Card - The Comeback Card™ is a secured credit card, so you will be required to make a deposit using your own funds.  You will need to have a minimum of $250 deposited in order to open an account.

Our Final Take:

Secured credit cards are a great way to rebuild your credit.  And the UNITY® Visa Secured Credit Card - The Comeback Card™ offers a fixed interest rate of 17.99% along with a low annual fee of just $39 in order to gain access to a credit card and begin building your credit once again.  Apply online today and start your credit comeback with "The Comeback Card" from Unity.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: bad
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 17.99% Fixed Annual Fee $39.00
Penalty APR: 17.99
Balance Transfer
Intro APR✝: N/A
Intro Period: 6 months
Ongoing APR: All balance transfers will go to the standard rate of 17.99% in the first billing period after the introductory interest rate expires.
Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee: $150).
Cash Advance Rates
Ongoing APR: 17.99%
Advance Fee: Either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee: $150).
Miscellaneous
Other Rates
Foreign
Transaction Fee:
2% of each transaction in U.S. dollars.
Min. Interest Charge: N/A
Credit Line
Min: 250
Max: 10,000
Penalty Fees
Late Payment:
Up to $10
Over the Credit Limit: N/A
Returned Payment: Up to $25

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