Hotel Rewards Cards

Spend romantic nights in great hotels around the world - for FREE! ...

...When you earn points with your hotel rewards credit cards! Hotel credit rewards offer incredible opportunities to save at some of the best hotels in the world. Every dollar spent with your hotel rewards credit card can earn free night stays in luxurious hotels worldwide. Travelers can earn even more points when you pay for hotel stays with hotel reward cards.

If you tend to stay in the same family of hotels, then a hotel-sponsored credit card may be the most rewarding hotel rewards card for you. Hotel-sponsored credit cards, like the Citi® Hilton HHonors® Visa® Signature Card, reward you with even more points per $1 when you stay at their hotels. If you’re less partial to a particular hotel brand, consider a general hotel rewards credit card that allows you to redeem points earned on hotels of almost any brand worldwide.

Hotel credit cards can work a few different ways; you can become “Mr. or Ms. Preferred” at your favorite hotel chain worldwide, or you can earn hotel rewards points that work similar to cash back and can be redeemed at some of the best hotels worldwide. There are a lot of ways to earn discounts and freebies at hotels around the world, but the first step is applying to one of our top picks for the best hotel credit cards below.

Sign up today and begin racking up free nights using a hotel rewards credit card!

Read More


Citi® Hilton HHonors™ Visa Signature® Card

Intro APR
N/A
Regular APR
14.24% or 16.24%* (Variable)
Balance Transfer
14.24% or 16.24%* (Variable)
Ongoing
Average Savings
$800.82
Over 1 year Apply Now View Savings Info
Show More Info
Learn More
4.65
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $28.80 $28.80 $28.80 $86.40
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $69.12 $69.12 $69.12 $207.36
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Reward Points ? $117.90 $117.90 $117.90 $353.70
This card includes up to 6 HHonors points for every $1 spent on various Hilton purchases. Creditnet assumes that 35% of purchases made with this card are on eligible Hilton HHonors purchases, which Creditnet estimates on average at $.075 per dollar spent. Creditnet then assumes that the remaining 65% of purchases qualify for the standard one mile per $1 spent ($.01).
One Time Bonus ? $600.00 $0.00 $0.00 $600.00
Cardholders that spend $1,000 within four months of account opening earn 40,000 HHonors Bonus Points. Creditnet's unendorsed estimate is that one HHonors point on average is worth $0.015, making 40,000 bonus points equal to $600 in hotel rewards. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $800.82 $215.82 $215.82 $1,232.46
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Citi® Hilton HHonors™ Reserve Card

Intro APR
N/A
Regular APR
15.24%* (Variable)
Balance Transfer
15.24%* (Variable)
Ongoing
Average Savings
$324.62
Over 1 year Apply Now View Savings Info
Show More Info
Learn More
4.75
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $23.80 $23.80 $23.80 $71.40
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $57.12 $57.12 $57.12 $171.36
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Reward Points ? $353.70 $353.70 $353.70 $1,061.10
This card offers 10 bonus points for every dollar spend within the Hilton HHonors portfolio, and 5 bonus points for every $1 spent on airline and car rental purchases. Creditnet assumes 35% of purchases made with these cards are on these premium purchases (estimated at $.075), with the remaining 65% of purchases receiving the standard 3 bonus points per dollar spent (estimated at $.03).
Anniversary Bonus ? $0.00 $0.00 $0.00 $0.00
This card rewards cardholders that spend $10,000 each cardmembership year with one free weekend night at eligible Hilton hotels, which Creditnet estimates at a $150 value.
One Time Bonus ? $0.00 $0.00 $0.00 $0.00
Cardholders that spend $2,500 within the first four months of cardmembership earn two weekend night certificates at select Hilton hotels, which Creditnet estimates at a $300 value.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$95.00 -$95.00 -$95.00 -$285.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $324.62 $339.62 $339.62 $1,003.86
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Hotel Rewards Cards - Become a VIP at your preferred hotel!

Here are a few questions to ask yourself before applying online for a hotel rewards card...

  • Am I partial to one hotel brand?

If the answer is yes, then we would recommend a card that’s co-branded by a hotel company. For example, the aforementioned Citi® Hilton HHonors (TM) Visa Signature® Card offers huge incentives for making travel purchases at their participating hotels, plus you earn points on all other purchases, too. Like many hotel rewards credit cards, this one gives you preferred status for as long as you’re carrying the card in your wallet and there are NO blackout dates. If you like Hilton hotels, this is certainly a hotel travel credit card to consider.

Other popular luxury hotel chains worldwide - including the Marriott - also offer similar preferred cardholder rewards. Like our recommended airline miles credit cards, it literally pays to remain loyal to one specific brand when traveling. Then again, if you like to keep your options open, here’s another question to consider...

  • Do I prefer flexible rewards?

There’s a good chance that you’re nodding your head. Whether we’re talking about travel rewards or yoga, who doesn’t like being flexible? Most of our recommended hotel rewards cards aren’t fixed on one particular hotel brand; nope, these hotel rewards credit cards spread it around. Again, if you don’t have a particular hotel brand you’re tied to, consider general hotel travel rewards cards.

  • What’s the Intro Period like?

Lastly, hotel rewards credit cards offer some of the best sign-up bonuses of any credit cards on the market today. Some hotel credit cards include HUGE bonus incentives for you spend a given amount in the first few months as a cardholder. (Though be careful that you’re not spending just to earn points - that’s a good way to get into credit card debt right off.) Other travel rewards credit cards intro periods include waiving the annual fee for the first year, and more realistic points incentives to accrue. Before applying online for your hotel rewards credit card, you should definitely consider what type of sign-up bonus each card is offering.

Use our helpful credit card compare table above to compare the right hotel rewards credit card for you, or visit our general rewards page for even more recommendations on cash back and travel rewards cards on Credinet.com.