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Barclaycard CashForward™ World Mastercard® - Rewards on top of rewards!

If you are like me and love credit cards with cash back rewards, the Barclaycard CashForwardTM World Mastercard® may be a great option for you. Not only do you get cash rewards on every purchase, but you also get $200 in cash rewards if you spend $1000 during the first 90 days, and extra rewards just for redeeming rewards!  Read my full blog post to see why this card is my current favorite.

Can My Student Loans Get Cheaper? Consolidating Student Loans

If you left college with a bunch of debt hanging over your head, you are not alone. Many students end up borrowing to put themselves through degrees they want. But with an uncertain job market and the standard 10-year repayment term of federal student loans, that debt can majorly impede your financial goals.

So what can be done?  One option you have is to consolidate your loans. Keep reading to learn about the pros and cons of student loan consolidation to see if this is the right financial decision for you.

Two JetBlue Credit Cards for a More Adventurous and Rewarding Year

Is travel on your list of things to do this year? It’s on mine. After a dreary winter, I’m dreaming of a week of sun in the Caribbean. If you are a fan of using credit card points for travel, read on for some reasons why you may want to consider the new JetBlue credit cards from Barclaycard.

World Travel On the Cheap Using Credit Card Rewards

Traveling using credit card points is a popular way to explore the world and go to places you never imagined you could afford.  If you think that travel is only for the rich or for those who earn a lot of frequent flyer miles, think again. When you know a few basic tricks, you can take cheap and exotic vacations without spending a lot.

Read on to learn how you can start using your credit cards to travel around the world on the cheap.

Cash But No Credit? How to Build a Good Credit Score

Achieving a good credit score isn’t a mystery, but if you do not have an established credit history, you may not know where to start.  Your credit score is built over time.  Although it can take a number of years to build an excellent credit score, the sooner you get started, the better.

In this blog post, we explain why having a good credit score is beneficial and how you can start building your credit today.

4 Things to Know About Debt Consolidation

People around the world are making resolutions for the new year, and if one of yours is to pay down debt, then consider consolidating your credit card debt and/or other unsecured debt, especially if they have high interest rates.

Debt consolidation, however, is not a one-size-fits-all option.  Keep reading for 4 good things to know about debt consolidation to help you decide whether or not it will be beneficial for you.

3 Simple Ways to Help Your Teenager Build Great Credit

When I was 16 years old, my mom did something I didn’t think about too much until I was older and getting ready to buy a home: she added me as an authorized user on one of her credit cards. I can’t exactly quantify the advantage this gave me at the time, but it appears to have given me the initial boost I needed to get my credit moving in the right direction from a young age.

Read on for 3 simple ways to help your teenager build great credit.

6 Tips For Having a No-Regrets Holiday Season

The holiday season is in full swing, and most consumers in the U.S. will spend almost a thousand dollars on gifts, food, decorations, tips, entertaining and travel. But there’s no need to put yourself in a hole financially to enjoy the season. If you plan properly—and stick to your plan—you can have a more enjoyable, regret-free holiday.  

Read on for six ways for making this holiday season work for you.

The Global Guide to Tipping

In the United States, tipping is part of our society. Often times when receiving a service, we feel obligated to tip an extra few dollars for a job well done. In a country built on competition and capitalism, it's no surprise that tipping has been embedded in our social contract since the 1800’s. However, the same cannot be said for other countries around the globe. There’s a stereotype in the restaurant industry that servers never want a table of foreigners because they’re unfamiliar with tipping norms. While that’s not entirely true, tipping customs are different depending on what country you’re in. The following is a guide for tipping to use as basic reference, keeping in mind that specific countries and cities may have slightly different expectations.

Are You Dealing with Maxed-out Credit Cards?

Credit cards are convenient for making purchases quick and simple, and holding one or more cards is a sign of individual credit worthiness and responsibility. With little more than a swipe, a person can access the full range of goods and services to meet his or her needs and desires. Credit cards are an excellent tool, especially if the balance is regularly paid off. Sometimes, for a number of reasons, users need to carry a balance from month to month. Over time, this can decrease available credit and lead to a card that is maxed out.

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