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Which Cities Are the Best for College Grads?

College grads are often trying to strike the right balance between opportunity and cost when figuring out where they want to work after they’re done with school. It’s a challenge dealing with things like a debt load and credit cards while also hoping to find the best city to work and live in. The problem is that frequently the best cities are also the most expensive, and this is a time when grads don’t want to take on more debt if possible. Let’s take a look at cities where graduates have a better chance of thriving without adding more to their debts.

Do You Have These Money Fears?

Money fears are more common than you might think. One recent survey by the American Institute of Certified Public Accountants showed that 44% -- nearly half – of all US adults are worried about money and that of the adults who indicated that they were financially stressed, only about 28% would see any change in their financial stress level within the next six months. Further, several studies have shown that, nowadays, almost 80% of American families are living with debt.

Can Your Social Media Posts Affect Your Credit Score?

In the beginning, for most people, social media content concerns were limited to how personal shares might affect promotability at work. Today, a more serious question has begun to surface - can these archived shares affect the sharer's creditworthiness?

The most precise answer right at this moment is, "Maybe." It all started with a patent filed by the now-extinct social networking site Friendster. Recently, the public was disconcerted to learn that rapidly expanding global giant Facebook bought up this patent along with a group of patents when Friendster went belly-up in 2012.

What is the Worst Thing That Could Happen to Your Credit in a Divorce?

If more married people knew how badly their finances could be devastated by divorce before they gave up on their marriages, they might think twice about going through with the big split. In a better case scenario, disentangling from one another financially alone could require many years. Risks to credit exist until this financial separation process is finally over. Prospective divorcees need to prepare themselves for the unexpected and unwanted shocks that most always happen in divorce court and afterward so that they are not caught with their proverbial pants down.

Which Mobile Apps Can Keep You Safe From Identity Theft?

Identity theft through mobile devices is becoming a more and more prevalent problem, and it’s obvious that there is a growing need to protect smartphones and tablets. Apps and web browsing may help you, but can also leave holes allowing hackers to gain access to your passwords, banking, or payment information, and more. This identity theft occurs through weaknesses found in coding, unsecured Wi-Fi connections or theft of the device.

What You Need to Know About the EMV October Liability Shift

For many years, all liability for fraudulent transactions has been assumed by credit card companies. However, the global numbers for credit card fraud have continued to grow, and major credit card companies have been working on a solution to the problem.

Visa, MasterCard and EuroPay are some of the biggest companies in the industry. After spending nearly a decade working on a solution, these major companies have decided to move consumers away from using magnetic strip cards and towards EMV.

Are Your Passwords Easy to Crack?

In today's world, a day rarely goes by without hearing a story about computer hackers gaining access to personal information belonging to millions of unsuspecting victims. As a result, identity theft has become one of the most pressing issues in the digital age. Unfortunately, many people unknowingly make the hackers jobs easier by failing to follow basic password security rules. And by doing so, victims find their bank accounts and various other online accounts compromised.

Behavioral Finance 101

Personal finance is a difficult topic for most people. It combines several different tasks that the human brain just isn't wired to handle well, like forecasting a long ways into the future, making numerical predictions and calculations based on those forecasts, and assessing risk. Moreover, buying a house, saving for retirement, or other big financial decisions tend to be emotionally charged, so making an informed decision is even more difficult.

Why the US Economy is Ok

Americans endured what was known as one the worst recession since the Great Depression of the 1930s in 2008. The housing market boomed and then crashed – everything else went along with it. The job market was brutal, and wages simply were not competing with the rapid inflation of those times. And even though the actual recession is technically over, we are still recovering from the damage that the recession has done 7 years ago. Even more, we have seen that the stock market in the past couple of days has shown dramatic drops.

Six Ways a Credit Card Can Save You Hundreds on Back to School Shopping

Anyone who has ever stepped foot inside a department store between the end of August and the beginning of September can describe how hectic back to school shopping can be. According to the National Retail Federation, back to school shopping is one of the biggest retail seasons of the year as Americans are expected to spend nearly $70 billion on shopping for students from kindergarten to college in 2015.


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