Home / Credit¢ents Blog

Creditcents: Credit and Personal Finance Blog from Creditnet.com

Upromise by Sallie Mae World MasterCard Review

When Sallie Mae was first established in 1973 as the Student Loan Marketing Association, it was a government-sponsored enterprise that serviced federal student loans. However, during Bill Clinton’s administration back in 1994, it was determined that Sallie Mae should be restructured into a private company.

Ask Creditnet: Should I Ever Use a Credit Card Cash Advance?

Dear Creditnet: I've been tempted to use the cash advance option on my credit card more than once, but have always found the necessary cash to scrape by when it came down to it.

Can you explain how cash advances work, and should I ever apply for one if my cash situation gets especially tight? Thanks in advance. - Chris from Austin, TX

Why Pay Taxes with a Credit Card?

Do you have a friend who always brags about how big he expects his tax refund to be and what he plans to spend it on? I do.

Every year I bite my tongue as I listen to him go on and on about the huge check he’ll be getting from Uncle Sam and how he’s already spent the money on a new toy of some sort. I just have to nod my head and say, “Great man, great. I’m really happy for you.”

Are Your Passwords Easy to Crack?

In today's world, a day rarely goes by without hearing a story about computer hackers gaining access to personal information belonging to millions of unsuspecting victims. As a result, identity theft has become one of the most pressing issues in the digital age. Unfortunately, many people unknowingly make the hackers jobs easier by failing to follow basic password security rules.

Credit One Bank® Unsecured Visa® Credit Card Review: The Pros & Cons

Ever since Orchard Bank credit cards got the axe from Capital One years ago, many consumers with poor credit have been looking to the Credit One Bank Unsecured Visa Card instead. Let's face it, there unfortunately aren't many credit card options left on the market for those with poor credit. And if you prefer to use an unsecured credit card over a secured credit card, your options are even more limited!

Infographic: How to Make a 0% Interest Credit Card Balance Transfer

Credit card debt that just keeps on growing is often a product of the high interest consumers are stuck paying on existing balances. Wouldn't it be great if you could just rid yourself of the additional 10, 20 or 25% in interest and start paying down your debt directly?

(The answer is: 'Obviously')

Barclaycard Arrival MasterCard Review: To Pay - Or Not To Pay - The Annual Fee

The myth regarding annual fees attached to credit cards is that they're ALL BAD. This is simply that - a myth - and frankly some annual fees are easily wiped out by the cash back and rewards benefits afforded by a particular card. 

How to Build Credit - An Infographic from Creditnet

While we get a lot of questions at Creditnet in regards to building credit quickly, the truth of the matter is that building your credit score is really a lifelong journey. Credit history is one of the most important things lenders consider when evaluating your credit worthiness, and without it your chances of getting approved for a mortgage to buy your dream home can fall flat.

Barclaycard Cash Forward Credit Card: 1.5% Cash Back and No Annual Fee!

Never heard of Barclaycard before?  Well, you're not alone here in the United States.  Although Barclaycard has been around for over 50 years and serves 36 million cardholders worldwide, its brand recognition still isn't that great in America.

3 Credit lessons Every 18 Year-Old Should Learn

The public school system doesn’t teach young adults how to use credit wisely. The responsibility to teach youth how credit works and how to use it wisely falls upon the heads of parents, but the fact is most parents either have no clue themselves or simply never take the time to pass this knowledge along to their children.

Pages

Home / Credit¢ents Blog