Balance Transfer Credit Cards
Transfer credit card balances onto one card and simplify your debt today.
What can balance transfer credit cards do for you? Save big bucks on interest. A new credit card, balance transfer, and lower payments can all be yours with any of these recommended credit cards. Simplify your life by consolidating all your credit card debt onto one card. Some of these balance transfer credit cards even offer rewards programs, offering cash back, miles and/or points for all purchases charged to the credit card. Better yet: many 0% interest credit cards have an introductory period on all funds transferred!
When considering a credit card for balance transfers, make sure to note the length of the intro period you’re signing up for. And furthermore, how long you have after becoming a cardholder to transfer your debt at the lowest possible rate.
0% Balance Transfer Offer for 2014: Discover it - 18 Month Balance Transfer
Intro periods on balance transfer credit cards last anywhere from 3 to 18 months depending on the credit card. Why are they so important? Well, the intro period is the period in which you'll enjoy 0% APR, making it the time in which you’ll be paying your credit card debt back directly without interest. This is the most important time to chip away at your credit debt, which is why we recommend taking full advantage of your credit card’s intro period.
We've listed good balance transfer credit card offers from our partners below - apply today and get the ball rolling on paying down your debt to zero, interest-free!
Find the best credit card for you from our partners.
Read the terms and conditions of a credit card if you want to take advantage of the promotional 0% introductory rate on balance transfers. Sometimes these transfers need to be initiated on your card application, within a certain number of days (i.e. 30 days), or by the end of the 0% promotional period (i.e. 12 months).
Citi Simplicity® Card Highlights
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - Ever