Discover it® - 18 Month Balance Transfer
Discover it® - 18 Month Balance Transfer Summary
0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
Free FICO® Credit Score on monthly statements, online and in our mobile app.*
No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
*See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
Creditnet's Full Review
The Discover it® Card - 18 Month Balance Transfer promotion allows you to pay 0% interest for up to 18 months on balance transfers! This offer is exclusive to new members. Here are the pros and cons of this cash back offers from Discover...
Creditnet's Expert Rating & Review
by Jason Bushey on May 23, 2015
The 18 month balance transfer promotion puts this Discover card at the top of the class when it comes to the best balance transfer credit cards on the market today.Least Favorite Features:
Nada.Our Final Take:
If you're hoping to transfer your credit debt to a new, 0% interest credit card but think it will take a long time to pay back that debt, the Discover it® Card - 18 Month Balance Transfer equals the longest intro periods of any balance transfer cards. Combined with the excellent rewards program, lack of fees and the fact that Discover is now accepted in more than 90% of top retailers, this is simply one of the best overall credit cards available today.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0%||Credit Required:||excellent|
|Intro Period:||6 months||Set Up Fee||N/A*|
|Ongoing APR:||10.99% - 22.99% Variable*||Annual Fee||$0|
|Intro Period:||18 months|
|Ongoing APR:||10.99% - 22.99% Variable*|
|Transfer Fee:||3% of the amount of each transfer.|
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