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Discover it® - Double Cash Back your first year

Intro APR
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
18 months
See Terms
Expert Rating: 4.85 / 5 stars

Discover it® - Double Cash Back your first year Summary

  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*

  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.

  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.

  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*

  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.

  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."

Creditnet's Full Review

The Discover it® - Double Cash Back your first year card allows you to pay 0% interest for up to 18 months on balance transfers! This offer is exclusive to new members. Here are the pros and cons of this cash back offers from Discover...

Creditnet's Expert Rating & Review

by on July 3, 2015

Expert Rating: 4.85 / 5 stars
Favorite Card Features:

The 18 month balance transfer promotion puts this Discover card at the top of the class when it comes to the best balance transfer credit cards on the market today.

Least Favorite Features:


Our Final Take:

If you're hoping to transfer your credit debt to a new, 0% interest credit card but think it will take a long time to pay back that debt, the Discover it® - Double Cash Back your first year equals the longest intro periods of any balance transfer cards. Combined with the excellent rewards program, lack of fees and the fact that Discover is now accepted in more than 90% of top retailers, this is simply one of the best overall credit cards available today.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 6 months Set Up Fee N/A*
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 18 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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