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Discover it® - 18 Month Balance Transfer

Intro APR
0%
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
18 months
4.85
Expert Rating: 4.85 / 5 stars

Discover it® - 18 Month Balance Transfer Summary

  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.

  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.

  • Rated 4.8 out of 5 Stars by over 5,000 cardmembers.*

  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*

  • Free FICO® Credit Score online and on monthly statements.*

  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.

  • 100% U.S.- based customer service—anytime, day and night.

  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

Creditnet's Full Review

The Discover it® Card - 18 Month Balance Transfer promotion allows you to pay 0% interest for up to 18 months on balance transfers! This offer is exclusive to new members. Here are the pros and cons of this cash back offers from Discover...

Creditnet's Expert Rating & Review

by on September 16, 2014

4.85
Expert Rating: 4.85 / 5 stars
Favorite Card Features:

The 18 month balance transfer promotion puts this Discover card at the top of the class when it comes to the best balance transfer credit cards on the market today.

Least Favorite Features:

Nada.

Our Final Take:

If you're hoping to transfer your credit debt to a new, 0% interest credit card but think it will take a long time to pay back that debt, the Discover it® Card - 18 Month Balance Transfer equals the longest intro periods of any balance transfer cards. Combined with the excellent rewards program, lack of fees and the fact that Discover is now accepted in more than 90% of top retailers, this is simply one of the best overall credit cards available today.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 6 months Set Up Fee N/A*
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 18 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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