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Discover it® - 18 Month Balance Transfer

Intro APR
0%
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
18 months
4.85
Expert Rating: 4.85 / 5 stars

Discover it® - 18 Month Balance Transfer Summary

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*

  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*

  • Human. 100% U.S.-based customer service available any time.

  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.

  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*

  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.

  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.

  • * Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

Creditnet's Full Review

The Discover it® Card - 18 Month Balance Transfer promotion allows you to pay 0% interest for up to 18 months on balance transfers! This offer is exclusive to new members. Here are the pros and cons of this cash back offers from Discover...

Creditnet's Expert Rating & Review

by on April 18, 2014

4.85
Expert Rating: 4.85 / 5 stars
Favorite Card Features:

The 18 month balance transfer promotion puts this Discover card at the top of the class when it comes to the best balance transfer credit cards on the market today.

Least Favorite Features:

Nada.

Our Final Take:

If you're hoping to transfer your credit debt to a new, 0% interest credit card but think it will take a long time to pay back that debt, the Discover it® Card - 18 Month Balance Transfer equals the longest intro periods of any balance transfer cards. Combined with the excellent rewards program, lack of fees and the fact that Discover is now accepted in more than 90% of top retailers, this is simply one of the best overall credit cards available today.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 6 months Set Up Fee $0.00
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 18 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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