Discover it® - 18 Month Balance Transfer
Discover it® - 18 Month Balance Transfer Summary
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Creditnet's Full Review
The Discover it® Card - 18 Month Balance Transfer promotion allows you to pay 0% interest for up to 18 months on balance transfers! This limited-time offer is exclusive to new members. Other highlights of this popular new cash back card from Discover include:
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Creditnet's Expert Rating & Review
The 18 month balance transfer promotion puts this Discover card at the top of the class when it comes to the best balance transfer credit cards on the market today.
Least Favorite Features:Nada - it's like an upgraded version of the already excellent Discover it™ Card.
Our Final Take:If you're hoping to transfer your credit debt to a new, 0% interest credit card but think it will take a long time to pay back that debt, the Discover it™ Card - 18 Month Balance Transfer equals the longest intro periods of any balance transfer cards. Combined with the excellent rewards program, lack of fees and the fact that Discover is now accepted in more than 90% of top retailers, this is simply one of the best overall credit cards available today.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0.00% | Credit Required: | excellent |
| Intro Period: | 6 months | Set Up Fee | $0.00 |
| Ongoing APR: | 10.99% - 22.99% (V)* | Annual Fee | $0 |
| Penalty APR: | N/A |
| Intro APR✝: | 0.00% |
| Intro Period: | 18 months |
| Ongoing APR: | 10.99% - 22.99% (V)* |
| Penalty APR: | |
| Transfer Fee: | 3% of the amount of each transfer. |
| ✝ Must initiate transfer: | N/A |
| Ongoing APR: | 24.99% |
| Penalty APR: | N/A |
| Advance Fee: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
0% |
| Min. Interest Charge: | N/A |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: None the first time you pay late. After that, up to $35. |
|
| Over the Credit Limit: | N/A |
| Returned Payment: | Up to $35 |
