OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card Summary
Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
Security deposit needs to be submitted before the credit card can be issued.
No credit check necessary and no checking account required; apply in less than 5 minutes.
Creditnet's Full Review
OpenSky® Secured Visa® Credit Card is a card targeted at consumers hoping to build or improve their credit.
Like all secured credit cards, this Visa card requires a fully-refundable security deposit up front that guarantees a cardholder's credit line. There is an annual fee - recently lowered to just $29 a year - and this card has a proven track record of building credit with responsible credit card use.
Read below for what we like - and don't like - about this secured card from OpenSky.
Creditnet's Expert Rating & Review
by Jason Bushey on August 1, 2015
This secured credit card from Capital Bank is an excellent card for credit repair, and it's a great fit for bad credit consumers hoping to begin the journey towards a better credit score.Least Favorite Features:
The OpenSky® Secured Visa Card® requires a minimum deposit of $200. However, this deposit is fully refundable and guarantees your line of credit.Our Final Take:
Overall, this is a secured credit card that - when used responsibly - can help build your credit over several months of on-time payments. This credit card reports to the three major credit bureaus, and is a legitimate credit-building tool for bad or no credit consumers.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||bad|
|Intro Period:||N/A||Set Up Fee||N/A*|
|Ongoing APR:||17.50% Variable||Annual Fee||$29|
|Ongoing APR:||17.50% Variable|
|Transfer Fee:||5% of the amount of each Balance Transfer|
Average user reviews
Based on 1 review
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