Open Sky Secured Visa Credit Card
Open Sky Secured Visa Credit Card Summary
Build Your Credit, with monthly updates to all 3 credit bureaus
Control Your Finances, start with a security deposit and credit line as low as $200
Apply in less than 5 minutes, NO credit check necessary
Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month
Creditnet's Full Review
OpenSky Secured Visa® Credit Card is a card targeted at consumers hoping to build or improve their credit.
Like all secured credit cards, this Visa card requires a fully-refundable security deposit up front that guarantees a cardholder's credit line. There is an annual fee - recently lowered to just $29 a year - and this card has a proven track record of building credit with responsible credit card use.
Read below for what we like - and don't like - about this secured card from OpenSky.
Creditnet's Expert Rating & Review
by Jason Bushey on August 21, 2014
This secured credit card from Capital Bank is an excellent card for credit repair, and it's a great fit for bad credit consumers hoping to begin the journey towards a better credit score.Least Favorite Features:
The Open Sky Secured Visa Card requires a minimum deposit of $200. However, this deposit is fully refundable and guarantees your line of credit.Our Final Take:
Overall, this is a secured credit card that - when used responsibly - can help build your credit over several months of on-time payments. This credit card reports to the three major credit bureaus, and is a legitimate credit-building tool for bad or no credit consumers.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||bad|
|Intro Period:||N/A||Set Up Fee||N/A|
|Ongoing APR:||17.50%||Annual Fee||$29|
|Transfer Fee:||5% of the amount of each Balance Transfer|
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