Credit One Bank® Cash Back Rewards
Credit One Bank® Cash Back Rewards Summary
See if you Pre-Qualify without harming your credit score.
This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. There are no out-of-pocket costs or need to tie up cash in deposits to open your account.
All the bonus features you want in a credit card are included. Get 1% cash back on gas and grocery purchases (terms apply). Track your progress over time with free online monthly credit score tracking.
And, you could receive credit line increase opportunities.
Creditnet's Full Review
If you have bad credit and are looking for an unsecured credit card that doesn't require you to have cash up front in order to open your account, the Credit One Bank® Cash Back Rewards is a worthy option to consider. As with any credit card for bad credit, there will be annual fees and the credit card terms will not be great, but remember that the purpose of this card is to allow the opportunity to build positive payment history on your credit reports once again.
The Credit One Bank® Cash Back Rewards for bad credit includes the following perks:
- Automatic Credit Line Increase Reviews
- Monthly Updates to All Major Credit Bureaus
- Extra Buying Power and $0 Fraud Liability
- Travel Accident Insurance and Auto Rental Collision Damage Waiver
Other helpful features include:
- Pick your payment due date to fit your schedule
- Choose your card design from Credit One's premium gallery
- Email or text alerts to remind you when your payment is due
Creditnet's Expert Rating & Review
by Joshua Heckathorn on December 14, 2016
This card reports to all three major credit bureaus, so consumers can improve their credit scores while building their credit profile with responsible usage. The annual fee is also tiered from $0-$99, depending upon your credit level.
Least Favorite Features:
No introductory 0% APR period or rewards program, but that really shouldn't be expected for a bad credit credit card.
Our Final Take:
If you have bad credit and want an unsecured credit card in order to begin rebuilding your credit scores, the Credit One Bank® Cash Back Rewards may be the perfect for you. It's a no-frills unsecured credit card for bad credit, but if you use it responsibly it could quickly lead to improved credit scores and even better credit card offers down the line.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||bad|
|Intro Period:||N/A||Set Up Fee||N/A*|
|Ongoing APR:||15.65-24.15% (Variable)||Annual Fee||$0-$99|
|Ongoing APR:||17.90% to 25.15%, based on creditworthiness|
|Advance Fee:||Thereafter, either $5 or 8% of the amount of each cash advance, whichever is greater.|
|Min. Interest Charge:||N/A|
Up to $35
|Over the Credit Limit:||N/A|
|Returned Payment:||Up to $35|
Average user reviews
Based on 1 review
Credit One Bank- Be careful and don't go over your limit!