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Cash Back Credit Cards with $100 Bonus Offers

Cash back credit cards with $100 bonus offers have been known to be here one day, gone the next. However, the below credit cards have extended the offer well beyond the "limited-time only" scale, making them some of the very best credit cards for quick cash available today.

Credit card issuers make it reasonably simple to obtain that cash back offer; all you need to do is spend a certain amount by a specific period of time to be eligible. If you're using a credit card to make a big purchase, this is an easy way to save yourself $100. And even if you're not, you might notice that some of the spending thresholds to receive that "free" $100 - as little as $500 in purchases over three months - more than meet your current budget. 

Best $100 Cash Back Offer: Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Airline cards offer miles, cash back cards offer just that - cash. Take advantage of the most possible cash back you can get up front when you apply for one of the below cash back credit cards with $100 bonuses...

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Citi® Dividend Platinum Select® Visa® Card

Intro APR
0%
12 months*
Regular APR
12.99% - 22.99%* (Variable)
Balance Transfer
0%
12 months*
Average Savings
$425.00
Over 1 year Apply Now View Savings Info
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4.65
Expert Rating

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $100.00 $35.05 $35.05 $170.10
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $240.00 $84.12 $84.12 $408.24
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
One Time Bonus ? $100.00 $0.00 $0.00 $100.00
Cardholders that spend $500 within the first three months of account opening will receive a $100 cash back bonus. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification.
Balance Transfer Cost ? -$15.00 -$0.00 -$0.00 -$15.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $425.00 $119.17 $119.17 $663.34
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

One incentive cash back credit cards use in their intro period is a spending incentive bonus; for instance, spend $500 within three months of your account opening and receive a $100 statement credit, gift card or even cash. A free $100 - seriously!

This is a good way for credit card companies to get you to use your new card right away, or to even sign up in the first place. However, the real winner is us. So long as you pay back your balance in full each month to avoid interest, you'll only benefit from that $100 cash back incentive. The process is especially rewarding if you're hoping to finance a big-ticket item, since it essentially saves you $100 simply for paying with your new card.

The above credit cards are reserved for good-to-excellent credit consumers. "Cash in" your reward for excellent credit by applying for the credit card with a $100 cash back bonus that most fits your budget.