Discover® Open Road℠ Card for Students
Quick Card Summary
- Earn a full 2% cash back on gas and restaurants (up to $250 per month)
- Earn up to a 20% Cashback Bonus® through ShopDiscover
- Redeem for cash, gift cards, statement credits, merchandise, and more
| Ongoing APR | Setup Fee | Annual Fee | Credit Bureau Reporting | Credit Required |
|---|---|---|---|---|
| 12.99% - 18.99% variable* | $0 | $0 | Yes | Fair Credit OK |
Creditnet's Full Review
Are you a student who spends a lot of time eating out and driving in your car? Do you love the idea of earning cash back but would rather not have to worry about enrolling in rotating categories to earn it? Enter the Discover Student Open Road card. This card has most of the same benefits as the Discover More Student Card, except instead of rotating 5% Cashback Bonus categories that require enrollment each quarter, you'll earn a full 2% Cashback Bonus on the first $250 you spend on gas and restaurants each and every month. Any monthly purchases above $250 in gas and restaurant purchases will earn you the same cash back bonus rate* as the rest of your purchases. Here are some more details:
Earn a full 2% Cashback Bonus on the first $250 you spend at gas stations and restaurants each month.
*Earn up to 1% Cashback Bonus on all other purchases. The first $3,000 you spend each year (not including warehouse purchases and gas/restaurant purchases that have already earned you a full 2% cash back) will earn you .25% in cash back bonuses. Any purchases in excess of $3,000 each anniversary year will earn you a full 1% Cashback Bonus. Because warehouse stores, like Costco and Sam's Club, already offer such discounted prices, you'll only earn .25% cash back on these purchases.
Earn up to 20% in cash back rewards when you shop online via ShopDiscover. Before you make any online purchases at brand-name retailers with your Discover card, make sure to see if any specials are offered through ShopDiscover. Not only could you save money with special discounts, but you could also earn additional cash back bonuses just by linking to the retailer's website through ShopDiscover.
Earn unlimited rewards and redeem as often as you like. No limits are placed on the amount of Cashback Bonuses you can earn each year. And as long as your account has been used within the past 18 months, your rewards will never expire.
Tons of ways to redeem your rewards. Cash, check, statement credit, gift cards, and merchandise are all ways you can redeem your Cashback Bonus rewards. If you're feeling particularly charitable, donate your rewards to charity!
Pay $0 annual fee and 0% intro interest. Despite rewarding you with a full 2% cash back on up to $250 in gas and restaurant purchases each month, this card charges you $0 in annual fees and 0% in interest on purchases for 9 months.
Platinum-level benefits even for students. Discover is known for their great customer service, and you'll have access to a U.S.-based service center 24/7. You also won't be held liable for any unauthorized charges.
Creditnet's Expert Rating & Review
Favorite Card Features: No enrollment needed to earn a full 2% cash back on purchases at gas stations and restaurants.
Least Favorite Features: Full 2% cash back is limited to the first $250 you spend on gas and restaurant purchases combined. However, if you spend less than an average of $62.50 per week on eating out and gas, you should be within the $250 threshold.
Our Final Take: Overall, this is a great card for students who eat out often, have a gasoline-run vehicle, and would likely spend less than $250 per month in these categories. For students spending considerably more than $250 per month, we recommend taking a look at the Discover More Student Card to determine if you'd earn more cash back in the 5% Cashback Bonus rotating categories.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0% | ||
| Intro Period: | 9 mo. | ||
| Ongoing APR: | 12.99% - 18.99% variable* | ||
| Penalty APR: | Up to 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | n/a | Intro APR✝ : | n/a |
| Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | 12.99% - 18.99% variable* | Ongoing APR: | 23.99% |
| Penalty APR: | n/a | Penalty APR: | Up to 29.99% |
| Transfer Fee: | n/a | Advance Fee: | 3% |
| Min. Transfer Fee: | n/a | Min. Advance Fee: | $5.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
2% | Min: | n/a | Late Payment: | $19-$39 |
| Min. Interest Charge: | $0.50 | Max: | n/a | Over the Credit Limit: | $15-$39 |
| Returned Payment | $0.00 | ||||
