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Milestone® Gold Mastercard®

Intro APR
Regular APR
Balance Transfer
Expert Rating: 4.00 / 5 stars

Milestone® Gold Mastercard® Summary

  • Quick pre-qualification available with no impact to your credit score

  • Easy pre-qualification process with fast response

  • Choose your custom card design - Free

  • Protection from fraud, if your card happens to be lost or stolen

  • Accepted at over 35 Million Locations Worldwide!

  • Previous bankruptcy OK

Creditnet's Full Review

The Milestone Gold Mastercard is a no frills credit card meant for those who are seeking access to credit and have less than perfect credit scores.  Not sure if you can get approved for the card?  Milestone will pre-qualify you with absolutely no impact to your credit scores, and a previous bankruptcy is even OK!  

Don't expect this card to come with a great rewards program and low interest rates though.  That's not what the Milestone Gold Mastercard is about.  This card is meant to be used as a tool in order to prove that you can manage your credit responsibly and improve your credit scores over time.


Creditnet's Expert Rating & Review

by on November 3, 2017

Expert Rating: 4.00 / 5 stars
Favorite Card Features:

This card doesn't require a security deposit as collateral, and Milestone will also pre-qualify you for the right credit card in just minutes.  Monthly payment history is reported to all the major credit bureaus, which means consumers with bad credit can utilize the Milestone Gold Mastercard as a tool to gain access to credit once again, use it responsibly, and rebuild their credit history.


Least Favorite Features:

Annual fees will range from $35-$99 depending upon your credit history, and the ongoing APR is rather high at 23.9%.  If you plan to use this card, don't ever carry a balance.  Remember that this card is meant to be used as a way to build positive payment history on your credit reports and improve your credit scores.


Our Final Take:

If you have less than perfect credit scores and are interested in a no frills credit card that can help you build positive payment history on all 3 of your major credit reports, find out if you pre-qualify for a Milestone Gold Mastercard today!  Once you receive your new credit card, always spend within your means, pay your balances in full every month, and you should see an improvement in your credit scores over time.


Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 23.90 Annual Fee $35-$99 depending up credit worthiness
Penalty APR: 29.9
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 29.9
Advance Fee: $0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).
Other Rates
Transaction Fee:
1% of each transaction
Min. Interest Charge: $0.50
Credit Line
Min: 300
Max: N/A
Penalty Fees
Late Payment:
Up to $37
Over the Credit Limit: Up to $35
Returned Payment: Up to $37

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