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Indigo® Platinum Mastercard®

Intro APR
Regular APR
Balance Transfer
Expert Rating: 4.00 / 5 stars

Indigo® Platinum Mastercard® Summary

  • Pre-qualification available with no impact to your credit score

  • Previous bankruptcy OK

  • Easy pre-qualification process with fast response

  • Free online account access (mobile friendly)

  • Protection from fraud, if your card happens to be lost or stolen

  • Accepted at over 35 Million Locations Worldwide!

Creditnet's Full Review

The Indigo® Platinum Mastercard® is an unsecured credit card for consumers with less than perfect credit.  Do you have an old bankruptcy on your credit report?  Have you found it difficult to get approved for any unsecured credit cards because of your less than perfect credit history?  If so, then the Indigo® Platinum Mastercard® might be the perfect fit for your wallet.  

You can get a quick pre-qualification without impacting your credit score and receive a decision on your application in less than 60 seconds.  Once approved, you will gain access to a $300 credit line which will allow you to begin rebuilding your credit scores once again.  Keep your balances low, always pay your bills in full and on time, and you should begin to see improvement in your credit scores with the help of the Indigo® Platinum Mastercard®.

Creditnet's Expert Rating & Review

by on October 27, 2017

Expert Rating: 4.00 / 5 stars
Favorite Card Features:

Depending upon your credit worthiness, you could receive a card with no annual fee.  You can also choose your own card design for free!


Least Favorite Features:

The interest rate is high at 23.99%.  Then again, you can't expect to find any comparable credit cards with low interest rates.


Our Final Take:

If you have less than perfect credit and are ready to begin building your credit, the Indigo® Platinum Mastercard® is worth considering.  Depending upon your credit worthiness, you could get access to a $300 credit limit with no annual fee.  The interest rate is high, but this is not the type of credit card you should plan on carrying a balance on.  If you use it wisely and always pay your balance in full and on time, the Indigo® Platinum Mastercard® could be a great tool to help you see positive improvements in your FICO scores.


Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 23.99 Annual Fee $0-$35 depending upon credit worthiness
Penalty APR: 29.99
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 29.99
Advance Fee: $0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).
Other Rates
Transaction Fee:
1% of each transaction
Min. Interest Charge: N/A
Credit Line
Min: 300
Max: N/A
Penalty Fees
Late Payment:
Over the Credit Limit: 37
Returned Payment: 37

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