Indigo® Platinum MasterCard® Summary
Pre-qualification available with no impact to your credit score
Previous bankruptcy OK
Easy pre-qualification process with fast response
Free online account access (mobile friendly)
Protection from fraud, if your card happens to be lost or stolen
Accepted at over 35 Million Locations Worldwide!
Creditnet's Full Review
The Indigo® Platinum MasterCard® is an unsecured credit card for consumers with less than perfect credit. Do you have an old bankruptcy on your credit report? Have you found it difficult to get approved for any unsecured credit cards because of your less than perfect credit history? If so, then the Indigo® Platinum MasterCard® might be the perfect fit for your wallet.
You can get a quick pre-qualification without impacting your credit score and receive a decision on your application in less than 60 seconds. Once approved, you will gain access to a $300 credit line which will allow you to begin rebuilding your credit scores once again. Keep your balances low, always pay your bills in full and on time, and you should begin to see improvement in your credit scores with the help of the Indigo® Platinum MasterCard®.
Creditnet's Expert Rating & Review
by Elisabeth Chan on December 14, 2016
Depending upon your credit worthiness, you could receive a card with no annual fee. You can also choose your own card design for free!
Least Favorite Features:
The interest rate is high at 23.99%. Then again, you can't expect to find any comparable credit cards with low interest rates.
Our Final Take:
If you have less than perfect credit and are ready to begin building your credit, the Indigo® Platinum MasterCard® is worth considering. Depending upon your credit worthiness, you could get access to a $300 credit limit with no annual fee. The interest rate is high, but this is not the type of credit card you should plan on carrying a balance on. If you use it wisely and always pay your balance in full and on time, the Indigo® Platinum MasterCard® could be a great tool to help you see positive improvements in your FICO scores.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||fair|
|Intro Period:||N/A||Set Up Fee||N/A*|
|Ongoing APR:||23.99||Annual Fee||$0-$35 depending upon credit worthiness|
|Advance Fee:||$0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).|
|1% of each transaction|
|Min. Interest Charge:||N/A|
|Over the Credit Limit:||37|
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