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Discover it® chrome

Intro APR
14 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
14 months
See Terms
Expert Rating: 4.80 / 5 stars

Discover it® chrome Summary

  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.

  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed.* 1% cash back on all your other purchases.

  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*

  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*

  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.

  • 100% U.S.- based customer service— day or night.

  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

Creditnet's Full Review

The new Discover it® chrome from Discover is similar to its original Discover it Card, but with a few key differences. The Discover it® chrome offers the same long introductory period of 14 months on both purchases and balance transfers. After that the regular APR of between 10.99% and 22.99% variable applies. In terms of rewards, the Discover it® chrome offers 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter, with no enrollment necessary. In addition, the card offers 1% cash back on all other purchases. Lastly, there is no annual fee to use the card.

Creditnet's Expert Rating & Review

by on May 29, 2015

Expert Rating: 4.80 / 5 stars
Favorite Card Features:

Long introductory 0% APR periods, as well as cash back on every purchase all year long, automatically with no enrollment required.

Least Favorite Features:


Our Final Take:

Discover looks to have come to market with another great credit card in regards to the Discover it® chrome. It is one of the better cash back credit cards on the market.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 14 months Set Up Fee N/A*
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 14 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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