Discover it® chrome
Discover it® chrome Summary
0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed.* 1% cash back on all your other purchases.
New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
Free FICO® Credit Score on monthly statements, online and in our mobile app.*
No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
100% U.S.- based customer service— day or night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Creditnet's Full Review
The new Discover it® chrome from Discover is similar to its original Discover it Card, but with a few key differences. The Discover it® chrome offers the same long introductory period of 14 months on both purchases and balance transfers. After that the regular APR of between 10.99% and 22.99% variable applies. In terms of rewards, the Discover it® chrome offers 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter, with no enrollment necessary. In addition, the card offers 1% cash back on all other purchases. Lastly, there is no annual fee to use the card.
Creditnet's Expert Rating & Review
by Jason Bushey on May 29, 2015
Long introductory 0% APR periods, as well as cash back on every purchase all year long, automatically with no enrollment required.Least Favorite Features:
None.Our Final Take:
Discover looks to have come to market with another great credit card in regards to the Discover it® chrome. It is one of the better cash back credit cards on the market.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0%||Credit Required:||excellent|
|Intro Period:||14 months||Set Up Fee||N/A*|
|Ongoing APR:||10.99% - 22.99% Variable*||Annual Fee||$0|
|Intro Period:||14 months|
|Ongoing APR:||10.99% - 22.99% Variable*|
|Transfer Fee:||3% of the amount of each transfer.|
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