Discover it® Summary
Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
Human. 100% U.S.-based customer service available any time.
Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
*Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Creditnet's Full Review
Creditnet's Expert Rating & Review
by Jason Bushey on April 18, 2014
Lack of fees. No foreign transaction fees, no late fee on your first late payment and no annual fee. Plus, your APR won't go up due to late payments.Least Favorite Features:
Can't come up with any...Our Final Take:
The bottom line is the Discover it Card is one of the best cash back credit cards on the market today. If you have good credit and are in search of a cash back credit card, you'd be hard-pressed to find one better than the Discover it Card.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0%||Credit Required:||excellent|
|Intro Period:||14 months||Set Up Fee||$0.00|
|Ongoing APR:||10.99% - 22.99% Variable*||Annual Fee||$0|
|Intro Period:||14 months|
|Ongoing APR:||10.99% - 22.99% Variable*|
|Transfer Fee:||3% of the amount of each transfer.|
Average user reviews
Based on 1 review
Discover It has Amazing Customer Service!