Discover it® Summary
0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
Free FICO® Credit Score on monthly statements, online and in our mobile app.*
No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
100% U.S.- based customer service— day or night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Creditnet's Full Review
Creditnet's Expert Rating & Review
by Jason Bushey on May 28, 2015
Lack of fees. No foreign transaction fees, no late fee on your first late payment and no annual fee. Plus, your APR won't go up due to late payments.Least Favorite Features:
Can't come up with any...Our Final Take:
The bottom line is the Discover it Card is one of the best cash back credit cards on the market today. If you have good credit and are in search of a cash back credit card, you'd be hard-pressed to find one better than the Discover it Card.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0%||Credit Required:||excellent|
|Intro Period:||14 months||Set Up Fee||N/A*|
|Ongoing APR:||10.99% - 22.99% Variable*||Annual Fee||$0|
|Intro Period:||14 months|
|Ongoing APR:||10.99% - 22.99% Variable*|
|Transfer Fee:||3% of the amount of each transfer.|
Average user reviews
Based on 2 reviews
Great card so far - Approve $9500
Discover It has Amazing Customer Service!