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Credit One Bank® Platinum Visa® with Cash Back Rewards

Intro APR
N/A
Regular APR
19.99% - 25.99% Variable
Balance Transfer
N/A
4
Expert Rating: 4.00 / 5 stars

Credit One Bank® Platinum Visa® with Cash Back Rewards Summary

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply

  • With $0 Fraud Liability, you won't be responsible for unauthorized charges

  • Managing your account is easy with the Credit One Bank mobile app

  • Pick a card that fits your style. Multiple card designs are available, a fee may apply

  • Monitor your credit with free online access to your Experian credit score, terms apply

  • Never miss an account update with customizable text and email alerts

  • Do your part to help the environment with the option to go paperless

Creditnet's Full Review

Having trouble getting approved for an unsecured credit card?  

Credit One Bank allows you to pre-qualify in less than a minute in order to determine if you should even apply.  If you qualify for the Credit One Bank® Platinum Visa® with Cash Back Rewards, you will get access to a fully unsecured credit card with no deposit and a rewards program offering 1% cash back on gas and grocery purchases.  That's not too shabby for a card that's meant for consumers with less-than-perfect credit!  

There are no setup fees, the annual fee will be between $0-$99 depending upon your credit level, and the Credit One Bank® Platinum Credit Card with Rewards also reports to all three major credit reporting agencies.

 

Creditnet's Expert Rating & Review

by on October 11, 2019

4
Expert Rating: 4.00 / 5 stars
Favorite Card Features:

If you're looking to build your credit scores but are having trouble getting approved for an unsecured credit card, the Credit One Bank® Platinum Credit Card with Rewards is worth considering.  You will earn 1% cash back on gas and grocery purchases and get your payment history reported to all 3 major credit bureaus.

 

Least Favorite Features:

Depending upon how bad your credit scores are, it's possible that you could get approved for an account with no grace period.  That means interest would be charged as soon as a purchase is made.  Keep an eye out for that so you're not blindsided by unexpected interest charges!

 

Our Final Take:

If you have less-than-perfect credit and want an unsecured credit card in order to begin rebuilding your credit scores, the Credit One Bank® Platinum Credit Card with Rewards may be the perfect for you.  Use it responsibly it could quickly lead to better credit scores and access to even better rewards credit cards in the future.

 

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 19.99% - 25.99% Variable Annual Fee $0-$99, depending upon credit level.
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 25.99% Variable
Advance Fee: Either $5 or 8% of the amount of each transaction, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
Up to $39*
Over the Credit Limit: N/A
Returned Payment: Up to $39*

User Reviews

Distribution chart

Average user reviews

Based on 1 review

Overall
5
Customer Service
5
Reward Redemption
5
Accuracy of Statements
5

Credit one

Jesnabbott's picture
This is the only review written by this user
0 people helped
Overall:
5
Average: 5 (1 vote)
Customer Service:
5
Reward Redemption:
5
Accuracy of Statements:
5

Card Purpose:

Individual
Jesnabbott Would recommend to a friend.
Helpful to 0 out of 0 people
Reviewed on: Tue, 2019-03-19 04:41
I applied for this card,was my very first card,I was accepted within minutes for 500$$$, I used it wisely and within 3 months I accumulated cash rewards and they increased my credit to 700$$$$ the wallet hub is easy to use and they explain everything accutitly,I frickin love this card,I pay it off in full every month,and it also builds up my credit like crazy,I garantee y'all to get this card.Do no listen to any negative reviews,those people prolly don't pay there bill.Overall definitely a GREAT CARD GOOD LUCK
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