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Credit One Bank® Platinum Credit Card with Rewards

Intro APR
N/A
Regular APR
16.99% - 24.99% Variable, based on creditworthiness
Balance Transfer
N/A
4
Expert Rating: 4.00 / 5 stars

Credit One Bank® Platinum Credit Card with Rewards Summary

  • This unsecured card requires no deposit and can help build your credit

  • Receive opportunities for credit line increases, a fee may apply

  • See if you Pre-Qualify in less than 60 seconds

  • Receive 1% cash back on eligible purchases, terms apply

  • Choose your monthly payment due date for added convenience, terms apply

  • Monitor your credit with free online access to your credit score

Creditnet's Full Review

Having trouble getting approved for an unsecured credit card?  

Credit One Bank allows you to pre-qualify in less than a minute in order to determine if you should even apply.  If you qualify for the Credit One Bank® Platinum Credit Card with Rewards, you will get access to a fully unsecured credit card with no deposit and a rewards program offering 1% cash back on gas and grocery purchases.  That's not too shabby for a card that's meant for consumers with less-than-perfect credit!  

There are no setup fees, the annual fee will be between $0-$99 depending upon your credit level, and the Credit One Bank® Platinum Credit Card with Rewards also reports to all three major credit reporting agencies.

 

Creditnet's Expert Rating & Review

by on July 26, 2017

4
Expert Rating: 4.00 / 5 stars
Favorite Card Features:

If you're looking to build your credit scores but are having trouble getting approved for an unsecured credit card, the Credit One Bank® Platinum Credit Card with Rewards is worth considering.  You will earn 1% cash back on gas and grocery purchases and get your payment history reported to all 3 major credit bureaus.

 

Least Favorite Features:

Depending upon how bad your credit scores are, it's possible that you could get approved for an account with no grace period.  That means interest would be charged as soon as a purchase is made.  Keep an eye out for that so you're not blindsided by unexpected interest charges!

 

Our Final Take:

If you have less-than-perfect credit and want an unsecured credit card in order to begin rebuilding your credit scores, the Credit One Bank® Platinum Credit Card with Rewards may be the perfect for you.  Use it responsibly it could quickly lead to better credit scores and access to even better rewards credit cards in the future.

 

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 16.99% - 24.99% Variable, based on creditworthiness Annual Fee $0-$99, depending upon credit level.
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 18.90% - 25.90% Variable, based on creditworthiness
Advance Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each cash advance, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
$37
Over the Credit Limit: N/A
Returned Payment: $35

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