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Citi® Diamond Preferred® Card

Intro APR
0%
18 months*
Regular APR
11.99% - 21.99%* (Variable)
Balance Transfer
18 months*
0%
Within 4 mo. of opening acct
4.6
Expert Rating: 4.60 / 5 stars

Citi® Diamond Preferred® Card Summary

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*

  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.

  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.

  • Let our 24/7 concierge service help book your hotel rooms, flights and more.

  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.

  • No annual fee*

Creditnet's Full Review

The Citi® Diamond Preferred® Card, issued by Citi, a Creditnet.com advertiser, is designed for those with good credit who would like to take advantage of 0% introductory interest rates as well as 24/7 personalized concierge services.

This card has no annual fee and a reasonable interest rate for both purchases and balance transfers after the 0% interest promotion ends (11.99% - 21.99% based upon your creditworthiness). In addition, the Citi® Diamond Preferred® Card offers a 0% introductory rate that can be applied towards balance transfers for 18 months and purchases for 18 months. This is currently tied for the longest 0% interest credit card on the market!

Those who plan to take advantage of the 0% introductory interest rate, as well as Citi's personalized concierge services for booking travel and entertainment, will benefit most from what the Citi® Diamond Preferred® Card has to offer.

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

Creditnet's Expert Rating & Review

by on August 28, 2014

4.6
Expert Rating: 4.60 / 5 stars
Favorite Card Features:

No annual fee and 0% interest for 18 months. That's what this card is all about! If you like the VIP treatment every now and then, you might find the concierge services and the Citi Private Pass program useful as well.

Least Favorite Features:

No rewards program for cardholders. If you want to be rewarded on a monthly basis for what you spend, there are plenty of better credit card options on the market.

Our Final Take:

The Citi® Diamond Preferred® Card can be used as a great tool to pay off high-interest credit card debt while savings hundreds or even thousands on interest. If you want a rewards credit card that also offers a long 0% interest promotion, check out the Discover it Card instead.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: good
Intro Period: 18 months* Set Up Fee N/A*
Ongoing APR: 11.99% - 21.99%* (Variable) Annual Fee $0*
Penalty APR: 29.99% (Variable)
Balance Transfer
Intro APR✝: 0%
Intro Period: 18 months*
Ongoing APR: 11.99% - 21.99%* (Variable)
Transfer Fee: Balance transfer fee applies with this offer; 3% of each balance transfer; $5 minimum.

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