Citi® Diamond Preferred® Card - 0% Interest for 18 Months!
Quick Card Summary
- No interest for 18 months!
- After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
| Intro APR | Intro Applied To | Intro Period | Annual Fee | Rewards |
|---|---|---|---|---|
| 0% | Purchases | 18 mo. | $0* | No |
| Balance Transfers |
Creditnet's Full Review
The Citi® Diamond Preferred® Card, issued by Citibank, is designed for those with good credit who would like to take advantage of 0% introductory interest rates as well as 24/7 personalized concierge services.
This card has no annual fee and a reasonable interest rate for both purchases and balance transfers after the 0% interest promotion ends (11.99% - 21.99% based upon your creditworthiness). In addition, the Citi® Diamond Preferred® Card offers a 0% introductory rate that can be applied towards balance transfers for 18 months and purchases for 18 months. This is currently the longest 0% interest credit card on the market!
Those who plan to take advantage of the 0% introductory interest rate, as well as Citi's personalized concierge services for booking travel and entertainment, will benefit most from what the Citi® Diamond Preferred® Card has to offer.
Creditnet's Expert Rating & Review
Favorite Card Features: No annual fee and 0% interest for 18 months. That's what this card is all about! If you like the VIP treatment every now and then, you might find the concierge services and the Citi Private Pass program useful as well.
Least Favorite Features: No rewards program for cardholders. If you want to be rewarded on a monthly basis for what you spend, there are plenty of better credit card options on the market.
Our Final Take: The Citi® Diamond Preferred® Card can be used as a great tool to pay off high-interest credit card debt while savings hundreds or even thousands on interest. If you want a rewards credit card that also offers a long 0% interest promotion, check out the Discover More Card instead.
Wait, there's more...
Read our blog post on the Citi® Diamond Preferred® Card - 0% Interest for 18 Months!.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0% | ||
| Intro Period: | 18 mo. | ||
| Ongoing APR: | 11.99% - 21.99%* variable | ||
| Penalty APR: | 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | 0% | Intro APR✝ : | n/a |
| Intro Period: | 18 mo. | Intro Period: | n/a |
| Ongoing APR: | 11.99% - 21.99%* variable | Ongoing APR: | 25.24% variable |
| Penalty APR: | 29.99% | Penalty APR: | 29.99% |
| Transfer Fee: | 3% | Advance Fee: | 5% |
| Min. Transfer Fee: | $5.00 | Min. Advance Fee: | $10.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | Within 18 mo. of opening acct |
||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
3% | Min: | $500.00 | Late Payment: | Up to $35 |
| Min. Interest Charge: | $0.50 | Max: | n/a | Over the Credit Limit: | n/a |
| Returned Payment | Up to $35.00 | ||||
