Citi® Diamond Preferred® Card - 0% Interest for 18 Months!
Citi® Diamond Preferred® Card - 0% Interest for 18 Months! Summary
Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Creditnet's Full Review
The Citi® Diamond Preferred® Card, issued by Citibank, is designed for those with good credit who would like to take advantage of 0% introductory interest rates as well as 24/7 personalized concierge services.
This card has no annual fee and a reasonable interest rate for both purchases and balance transfers after the 0% interest promotion ends (11.99% - 21.99% based upon your creditworthiness). In addition, the Citi® Diamond Preferred® Card offers a 0% introductory rate that can be applied towards balance transfers for 18 months and purchases for 18 months. This is currently tied for the longest 0% interest credit card on the market!
Those who plan to take advantage of the 0% introductory interest rate, as well as Citi's personalized concierge services for booking travel and entertainment, will benefit most from what the Citi® Diamond Preferred® Card has to offer.
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
Creditnet's Expert Rating & Review
No annual fee and 0% interest for 18 months. That's what this card is all about! If you like the VIP treatment every now and then, you might find the concierge services and the Citi Private Pass program useful as well.
Least Favorite Features:No rewards program for cardholders. If you want to be rewarded on a monthly basis for what you spend, there are plenty of better credit card options on the market.
Our Final Take:The Citi® Diamond Preferred® Card can be used as a great tool to pay off high-interest credit card debt while savings hundreds or even thousands on interest. If you want a rewards credit card that also offers a long 0% interest promotion, check out the Discover More Card instead.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0.00% | Credit Required: | good |
| Intro Period: | 18 months | Set Up Fee | $0.00 |
| Ongoing APR: | 11.99%-21.99%* (Variable) | Annual Fee | $0.00 |
| Penalty APR: | 29.99% |
| Intro APR✝: | 0.00% |
| Intro Period: | 18 months |
| Ongoing APR: | 11.99%-21.99%* (Variable) |
| Penalty APR: | 29.99% |
| Transfer Fee: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| ✝ Must initiate transfer: | Within 18 mo. of opening acct |
| Ongoing APR: | 25.24% |
| Penalty APR: | 29.99% |
| Advance Fee: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
3.00% |
| Min. Interest Charge: | $0.50 |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: Up to $35 |
|
| Over the Credit Limit: | N/A |
| Returned Payment: | Up to $35 |
