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Best Credit Cards With No Foreign Transaction Fees

Credit cards with no foreign transaction fees are the only kinds of cards Americans should consider taking abroad.

Why? Because while most cards charge a transaction fee of 3 percent per dollar spent abroad, credit cards with no foreign transaction fees eliminate these costs completely. Use your credit card abroad to pay for anything; try the local food, swipe for tickets on the train, whatever you need to do to make your trip abroad memorable (and inexpensive).

The credit cards below are our picks for the best credit cards with no foreign transaction fees. You'll find other perks attached to these cards that can help you save on your dream vacation abroad, from cash back to zero interest offers and even hotel loyalty programs. 

Make your credit card work for you globally with NO foreign transaction fees.


Discover it®

Intro APR
0%
14 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
14 months

Discover it® Highlights

  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 5,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
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Citi® Hilton HHonors™ Reserve Card

Intro APR
N/A
Regular APR
15.24%* (Variable)
Balance Transfer
15.24%* (Variable)
Ongoing
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Discover it® - 18 Month Balance Transfer

Intro APR
0%
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
18 months
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Discover it® chrome

Intro APR
0%
14 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
14 months

Discover it® chrome

Intro APR
0%
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
18 months

What are foreign transaction fees?

Foreign transaction fees are the price many of us pay for using our credit cards abroad. These not-so-secret fees tack on an additional 1-to-3 percent or more per purchase, meaning anything that costs you a dollar will cost you $1.03 on your vacation or business trip across the Atlantic, Pacific, or heck - even just across the border. 

3 percent might not seem like a lot, but over the course of a week-long trip (or more), foreign transaction fees can really add up. That's why it's crucial for consumers planning a trip abroad - be it for business or pleasure - to consider credit cards that require no foreign transaction fees.

The cards above aren't the only ones available on the market without foreign transaction fees, but they are the best. Compare the offers above and plan accordingly for your upcoming excursion into foreign territory. You'll be thankful you did so when you your credit card bill upon returning home.