The Barclaycard® Ring MasterCard® is a low-APR MasterCard designed by the person that knows your finances best – you!

With this versatile card, you choose your own card features and enjoy a low, variable 8% APR on purchases and balance transfers … this is not an introductory APR, but your actual low-cost APR! Plus, you'll pay NO annual fee, and there's no transaction fee to transfer balances from your existing credit cards to your new Barclaycard® Ring MasterCard®.

You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance! You'll have exclusive access to the Barclaycard® Ring MasterCard® online community, where you can vote on the features your card delivers – as well as learn more about personal finance from Barclaycard AND other card members!