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Barclaycard Ring(TM) MasterCard®

Intro APR
Regular APR
8.5% Variable
Balance Transfer
No balance transfer fees!
Expert Rating: 4.75 / 5 stars

Barclaycard Ring(TM) MasterCard® Summary

  • A low, variable APR on balance transfers and purchases

  • No Annual Fee

  • No Balance Transfer Fees

  • No foreign transaction fees

  • Share in community profits through our Giveback(TM) Program

  • Vote on product changes and share your ideas in Barclaycard Ring's community

  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed

Creditnet's Full Review

The Barclaycard Ring(TM) MasterCard® is a low-APR MasterCard designed by the person that knows your finances best – you!

With this versatile card, you choose your own card features and enjoy a low, variable 8.25% APR on purchases and balance transfers … this is not an introductory APR, but your actual low-cost APR! Plus, you'll pay No annual fee, and there's no transaction fee to transfer balances from your existing credit cards to your new Barclaycard Ring(TM) MasterCard®.

You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance! You'll have exclusive access to the Barclaycard Ring(TM) MasterCard® online community, where you can vote on the features your card delivers – as well as learn more about personal finance from Barclaycard AND other card members!


Creditnet's Expert Rating & Review

by on January 11, 2017

Expert Rating: 4.75 / 5 stars
Favorite Card Features:

One of the best low-interest credit cards on the market today that does not charge a fee to transfer a balance.


Least Favorite Features:

No introductory period APR to speak of, but the low ongoing APR of 8.25% mostly makes up for this.


Our Final Take:

For consumers most interested in lowering their interest fees in long run and paying no balance transfer fees, the Barclaycard Ring MasterCard® is an excellent credit card worth considering.


Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 8.5% Variable Annual Fee $0.00
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: 8.5%
Ongoing APR: 8.5%
Transfer Fee: No balance transfer fees!

User Reviews

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Average user reviews

Based on 1 review

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Barclaycard Ring- No Annual Fee and No BT Fee

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Average: 5 (1 vote)
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Anonymous Would recommend to a friend.
Helpful to 0 out of 0 people
Reviewed on: Sun, 2016-04-03 09:34
Was on the hunt for a no annual fee card that also had no BT fees.  This was the perfect fit, and I was approved quickly with a sizable limit.  Never tried Barclaycard before, but I've got high hopes for this card.
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