Barclaycard Ring(TM) Mastercard®
Transfer within 45 days of opening account
Barclaycard Ring(TM) Mastercard® Summary
0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
No balance transfer fees
No foreign transaction fees
Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
Free online access to FICO® Credit Score
Creditnet's Full Review
The Barclaycard Ring(TM) Mastercard® is a low-APR Mastercard designed by the person that knows your finances best – you! Your voice counts in the Barclaycard Ring Community because you'll be able to share your opinions and ideas on card features and vote to make them permanent.
With this versatile card, you choose your own card features and enjoy 0% interest on purchases and balance transfers for the first 15 months! After that, you'll have a low, variable 13.49% APR on purchases and balance transfers. Plus, you'll pay No annual fee, and there's no transaction fee to transfer balances from your existing credit cards to your new Barclaycard Ring(TM) Mastercard®. Should you need a cash advance, you'll pay a set $3 for each cash advance and pay the same APR as purchases and balance transfers, 13.49%.
You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance based on community estimated profits. You'll have exclusive access to the Barclaycard Ring(TM) Mastercard® online community, where you can learn more about personal finance from Barclaycard AND other card members!
The Barclaycard Ring(TM) Mastercard® is also one of the few cards that offers free access to your FICO® credit score.
Creditnet's Expert Rating & Review
by Joshua Heckathorn on February 9, 2017
One of the best no interest credit card offers on the market: 0% on purchases and balance transfers for 15 months! We also like seeing our FICO® credit score for free!
Least Favorite Features:
Still trying to think of one...
Our Final Take:
For consumers most interested in a no interest credit cards for purchases and/or balance transfers, this is one of the best cards on the market. This card serves its purpose well as a no interest credit card but still has a nice rewards program to go with it. We highly recommend the Barclaycard Ring(TM) Mastercard® to consumers with good credit.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0%||Credit Required:||excellent|
|Intro Period:||15 months||Set Up Fee||N/A*|
|Ongoing APR:||13.49% Variable||Annual Fee||$0.00|
|Intro Period:||0% for 15 months|
|Transfer Fee:||0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening|
Average user reviews
Based on 1 review
Barclaycard Ring- No Annual Fee and No BT Fee