Barclaycard Ring® Mastercard®
N/A
Ongoing
0% on balance transfers within 45 days of opening account
Barclaycard Ring® Mastercard® Summary
Enjoy a 0% intro APR for 12 months on balance transfers made within 45 days of account opening. After that, a variable 13.74% APR will apply
Low 13.74% variable APR on purchases and cash advances
No annual fee
No foreign transaction fees
International Chip and PIN
Creditnet's Full Review
The Barclaycard Ring® Mastercard® is a no interest on balance transfers Mastercard designed by the person that knows your finances best – you! Your voice counts in the Barclaycard Ring Community because you'll be able to share your opinions and ideas on card features and vote to make them permanent.
With this versatile card, you choose your own card features and have a low, variable APR on purchases and balance transfers. Plus, you'll pay No annual fee, a low APR on purchases, and 0% interest for 12 months when you transfer balances from your existing credit cards to your new Barclaycard Ring® Mastercard®. Should you need a cash advance, you'll pay a set $3 for each cash advance and pay the same low APR as purchases.
You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance based on community estimated profits. You'll have exclusive access to the Barclaycard Ring® Mastercard® online community, where you can learn more about personal finance from Barclaycard AND other card members!
The Barclaycard Ring® Mastercard® is also one of the few cards that offers free access to your FICO® credit score.
Creditnet's Expert Rating & Review
by Elisabeth Chan on July 11, 2018
One of the best 0% interest credit card offers on the market. Pay 0% interest on balance transfers executed within 45 days and a low APR on purchases.
Least Favorite Features:Still trying to think of one...
Our Final Take:
For consumers most interested in a no interest credit card for balance transfers and low interest on purchases, this is one of the best cards on the market. This card serves its purpose well as a low interest credit card but still has a nice rewards program to go with it. We highly recommend the Barclaycard Ring® Mastercard® to consumers with good credit.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | N/A | Credit Required: | Good/Excellent |
| Intro Period: | N/A | Set Up Fee | N/A* |
| Ongoing APR: | 13.74% Variable | Annual Fee | $0.00 |
| Penalty APR: | N/A |
| Intro APR✝: | N/A |
| Intro Period: | 12 months |
| Ongoing APR: | N/A |
| Transfer Fee: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
User Reviews
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Average user reviews
Based on 1 review
Barclaycard Ring- No Annual Fee and No BT Fee
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