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Barclaycard® Ring MasterCard®

Intro APR
Regular APR
Balance Transfer

Expert Rating: 4.75 / 5 stars

Barclaycard® Ring MasterCard® Summary

  • No Balance Transfer Fees - start saving immediately!

  • A low 8% variable APR on balance transfers and purchases

  • No Annual Fees

  • Choose your card benefits and features

  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance

  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online

  • Learn more about personal finance from Barclaycard and other members

  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

Creditnet's Full Review

The Barclaycard® Ring MasterCard® is a low-APR MasterCard designed by the person that knows your finances best – you!

With this versatile card, you choose your own card features and enjoy a low, variable 8% APR on purchases and balance transfers … this is not an introductory APR, but your actual low-cost APR! Plus, you'll pay NO annual fee, and there's no transaction fee to transfer balances from your existing credit cards to your new Barclaycard® Ring MasterCard®.

You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance! You'll have exclusive access to the Barclaycard® Ring MasterCard® online community, where you can vote on the features your card delivers – as well as learn more about personal finance from Barclaycard AND other card members!

Creditnet's Expert Rating & Review

by on December 22, 2014

Expert Rating: 4.75 / 5 stars
Favorite Card Features:

One of the best credit cards on the market today that does not charge a fee to transfer a balance. 

Least Favorite Features:

No introductory period, but the ongoing APR of an 8% variable mostly makes up for this.

Our Final Take:

For consumers most interested in lowering their interest fees in long run, this is an excellent credit card to apply for.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 8% Annual Fee $0.00
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 8%
Transfer Fee: $0

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