Home / Credit Cards / Barclaycard Credit Cards / Barclaycard® Ring MasterCard®

Barclaycard® Ring MasterCard®

Intro APR
N/A
Regular APR
8.25%
Balance Transfer
Ongoing
8.25%

4.75
Expert Rating: 4.75 / 5 stars

Barclaycard® Ring MasterCard® Summary

  • No Balance Transfer Fees - start saving immediately!

  • A low variable APR on balance transfers and purchases

  • No Annual Fee

  • Choose your card benefits and features

  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance

  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online

  • Learn more about personal finance from Barclaycard and other members

  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

Creditnet's Full Review

The Barclaycard® Ring MasterCard® is a low-APR MasterCard designed by the person that knows your finances best – you!

With this versatile card, you choose your own card features and enjoy a low, variable 8.25% APR on purchases and balance transfers … this is not an introductory APR, but your actual low-cost APR! Plus, you'll pay No annual fee, and there's no transaction fee to transfer balances from your existing credit cards to your new Barclaycard® Ring MasterCard®.

You'll also earn rewards through the brand-new Giveback program, where Barclaycard Ring cardholders receive cash back for positive performance! You'll have exclusive access to the Barclaycard® Ring MasterCard® online community, where you can vote on the features your card delivers – as well as learn more about personal finance from Barclaycard AND other card members!

 

Creditnet's Expert Rating & Review

by on April 3, 2016

4.75
Expert Rating: 4.75 / 5 stars
Favorite Card Features:

One of the best low-interest credit cards on the market today that does not charge a fee to transfer a balance.

 

Least Favorite Features:

No introductory period APR to speak of, but the low ongoing APR of 8.25% mostly makes up for this.

 

Our Final Take:

For consumers most interested in lowering their interest fees in long run and paying no balance transfer fees, the Barclaycard® Ring MasterCard® is an excellent credit card worth considering.

 

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 8.25% Annual Fee $0.00
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 8.25%
Transfer Fee: $0

User Reviews

Distribution chart

Average user reviews

Based on 1 review

Overall
5
Customer Service
4
Reward Redemption
4
Accuracy of Statements
5

Barclaycard Ring- No Annual Fee and No BT Fee

Anonymous's picture
This user has written 0 reviews
0 people helped
Overall:
5
Average: 5 (1 vote)
Customer Service:
4
Reward Redemption:
4
Accuracy of Statements:
5

Card Purpose:

Individual
Anonymous Would recommend to a friend.
Helpful to 0 out of 0 people
Reviewed on: Sun, 2016-04-03 09:34
Was on the hunt for a no annual fee card that also had no BT fees.  This was the perfect fit, and I was approved quickly with a sizable limit.  Never tried Barclaycard before, but I've got high hopes for this card.
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