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Citi® Dividend Platinum Select® Visa® Card

Intro APR
0%
12 months*
Regular APR
12.99% - 22.99%* (Variable)
Balance Transfer
0%
12 months*
4.65
Expert Rating: 4.65 / 5 stars

Citi® Dividend Platinum Select® Visa® Card Summary

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening

  • Earn 5% Cash Back in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14

  • Enrollment each quarter is quick and easy

  • Earn 1% cash back on all other purchases.

  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.

  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*

  • No Annual Fee*

  • Click Apply Now to see pricing details

Creditnet's Full Review

Earn tons of cash back with the Citi® Dividend Platinum Select® Visa® Card. To get you started, earn $100 cash back after $500 in purchases within the first 3 months of account opening. You can also earn bonus cash back on rotating categories each quarter with enrollment, and 1 percent cash back on all other purchases.

This card is perfect for people who have good credit, want to earn cash back on their purchases, and would be interested in taking advantage of 0% interest on purchases and balance transfers for 12 months. After that, 12.99% - 22.99% variable based on your creditworthiness.*

If you're looking for a card that will give you great cash back rewards and 0% interest, apply for the Citi® Dividend Platinum Select® Visa® Card today.

Creditnet's Expert Rating & Review

by on July 31, 2014

4.65
Expert Rating: 4.65 / 5 stars
Favorite Card Features:

$100 cash back after $500 in purchases within the first 3 months puts this card in line with some of the very best cash back offers out there today.

Least Favorite Features:

It's hard to find something to knock on this card, so we'll say that the 3 percent foreign transaction fees are getting us down. (See, we told you it would be a stretch.)

Our Final Take:

Overall, this card competes with some of the very best cash back bonus card offers available today. Consumers interested in immediate satisfaction and long-term cash back rewards alike will find both with this credit card from Citi.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: good
Intro Period: 12 months* Set Up Fee $0.00
Ongoing APR: 12.99% - 22.99%* (Variable) Annual Fee $0*
Penalty APR: 29.99% (Variable)
Balance Transfer
Intro APR✝: 0%
Intro Period: 12 months*
Ongoing APR: 12.99% - 22.99%* (Variable)
Transfer Fee: Balance transfer fee applies with this offer; 3% of each balance transfer; $5 minimum.

User Reviews

Distribution chart

Average user reviews

Based on 1 review

Overall
5
Customer Service
5
Reward Redemption
4
Accuracy of Statements
5

Solid Performance - Citi Dividend

7sprigns's picture
This is the only review written by this user
0 people helped
Overall:
5
Average: 5 (1 vote)
Customer Service:
5
Reward Redemption:
4
Accuracy of Statements:
5

Card Purpose:

Individual
7sprigns Would recommend to a friend.
Helpful to 0 out of 0 people
Reviewed on: Tue, 2013-06-25 11:20
I have found that the fraud prevention on this card is the best balance of benign able to make purchases and minimizing hassles of charges not going though because of fraud prevention. Withe some of my other cards I frequently get on-line charges stopped, but with this one they have done a really good job and minimizing such problems. The statements are easy to read and use and overall I am very happy.
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