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Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Intro APR
0.00%
12 months*
Regular APR
12.99% - 22.99%* (Variable)
Balance Transfer
0.00%
12 months*
Expert Rating: 4.65 / 5 stars

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Summary

  • $100 cash back after $500 in purchases within the first 3 months of account opening

  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*

  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment

Creditnet's Full Review

Earn tons of cash back with the Citi® Dividend Platinum Select® Visa® - $100 Cash Back. To get you started, earn $100 in cash back when you spend $500 in the first 3 months. After that, earn bonus cash back on rotating categories each quarter. 

You can also earn an additional 5% cash back when you shop at over 400 leading retailers through the Citi Bonus Cash Center®. On all other eligible purchases, you'll earn 1% cash back.

This card is perfect for people who have good credit, want to earn cash back on their purchases, and would be interested in taking advantage of 0% interest on purchases and balance transfers for 12 months. After that, 12.99% - 22.99% variable based on your creditworthiness.*

If you're looking for a card that will give you great cash back rewards and 0% interest, apply for the Citi® Dividend Platinum Select® Visa® - $100 Cash Back today.

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*

Creditnet's Expert Rating & Review

Expert Rating: 4.65 / 5 stars
Favorite Card Features:

$100 cash back after $500 in purchases within the first 3 months puts this card in line with some of the very best cash back offers out there today.

Least Favorite Features:

It's hard to find something to knock on this card, so we'll say that the 3 percent foreign transaction fees are getting us down. (See, we told you it would be a stretch.)

Our Final Take:

Overall, this card competes with some of the very best cash back bonus card offers available today. This card sets itself apart by capping bonus cash back earned annually rather than quarterly, which we're a fan of. Consumers interested in immediate satisfaction and long-term cash back rewards alike will find both with this credit card from Citi.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0.00% Credit Required: good
Intro Period: 12 months* Set Up Fee $0.00
Ongoing APR: 12.99% - 22.99%* (Variable) Annual Fee $0*
Penalty APR: 29.99%
Balance Transfer
Intro APR✝: 0.00%
Intro Period: 12 months*
Ongoing APR: 12.99% - 22.99%* (Variable)
Penalty APR: 29.99%
Transfer Fee: Balance transfer fee applies with this offer; 3% of each balance transfer; $5 minimum.
✝ Must initiate transfer: N/A
Cash Advance Rates
Ongoing APR: 25.24%
Penalty APR: 29.99%
Advance Fee: 5% of each cash advance; $10 minimum
Miscellaneous
Other Rates
Foreign
Transaction Fee:
3%
Min. Interest Charge: $0.50
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
Up to $35
Over the Credit Limit: N/A
Returned Payment: Up to $35.00