Visa Black Card Summary
Earn 25,000 Bonus Points When You Spend $1,500 Within 90 days of Account Opening
1% Cash Back as a Statement Credit
100% More Value on Airfare Rewards. It Only Takes 25,000 Points to Get a $500 Ticket
Creditnet's Full Review
Introducing the Visa Black Card, a card for those who demand the best in life. You have worked hard to earn a high credit score, and the Visa Black Card rewards you with the highest caliber of personal service. In fact, as a cardholder of the Black Card, you'll be part of an elite group, as this card is limited to only 1% of U.S. residents to ensure each cardmember receives the best quality service.
With the Visa Black Card, you'll finally be able to carry a card that delivers exclusive rewards and benefits to match your luxury lifestyle. Some of the exclusive privileges you'll enjoy as a cardmember are as follows:
Luxury gifts
You deserve the best, and that's why one of the privileges you'll enjoy as a Visa Black Card holder is gifts from some of the world's top brands.
24-hour concierge service
The 24-hour concierge service is at your disposal, waiting to help you plan your dream vacation or make reservations at the best restaurants in town. Take advantage of this service for all your travel, leisure, or personal needs.
Exclusive rewards program
Every dollar you spend on your Visa Black Card earns you 1% cash back or points you can redeem on any airline, any time.
Limited membership
Consider yourself elite, as only 1% of US residents qualify for and carry the Black Card.
Patent pending carbon card
You're sure to get the recognition you deserve when you carry this unique card made of carbon.
Travel Lounge Priority Pass
The Visa Black Card gives you access to the world's largest independent airport VIP lounge program, Priority Pass. Enjoy these lounges in more than 500 airports in over 90 countries around the world.
As a new cardmember, you'll also enjoy a 0% interest-free period of 6 months on any balances your transfer over to your Black Card.
- Earn 25,000 Bonus Points When You Spend $1,500 Within 90 days of Account Opening
- 1% Cash Back as a Statement Credit
- 100% More Value on Airfare Rewards. It Only Takes 25,000 Points to Get a $500 Ticket
- 24-Hour Concierge Service
- Unlimited VIP Airport Lounge Visits
- Luxury Gifts
- Excellent Credit Needed
Finally, a card that matches and compliments your lifestyle, the Visa Black Card. Apply today.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | N/A | Credit Required: | excellent |
| Intro Period: | N/A | Set Up Fee | $0.00 |
| Ongoing APR: | 14.99% | Annual Fee | $495.00 |
| Penalty APR: | 19.99% |
| Intro APR✝: | 0.00% |
| Intro Period: | 15 months |
| Ongoing APR: | 14.99% |
| Penalty APR: | 19.99% |
| Transfer Fee: | Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). |
| ✝ Must initiate transfer: | Within 15 months |
| Ongoing APR: | N/A % |
| Penalty APR: | N/A |
| Advance Fee: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Other Rates | |
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| Foreign Transaction Fee: |
N/A |
| Min. Interest Charge: | N/A |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: N/A |
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| Over the Credit Limit: | N/A |
| Returned Payment: | N/A |
