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Creditnet's Five Best Credit Cards of 2013

One of my favorite things about the end of the year are all the lists that come out; some are reflective and rank the best of the year, while others look to the future and what's to come. 

How to Improve Your Credit Score in the New Year

'How do you plan on improving your credit score in 2013?'

I posted this question to the always reliable and active Credit Talk Forum the other day, and was met with a few responses from some loyal contributors that have been around the forum a lot longer than I have.

Paying Interest vs. Earning Interest

This guest post was written by Miranda Marquit. Miranda is a freelance writer and professional blogger. Her blog is Planting Money Seeds.

When we think about interest, many of us immediately think about paying it. High interest credit cards come to mind, and we dismiss interest as a bad thing.

Have Confidence In Your Credit

This guest post was written by Rob, a personal finance blogger and editor of www.money-fox.com, the personal finance blog that aims to help you to become more financially resourceful.

With an increasing number of people feeling insecure in their jobs and the cost of living continuing to rise, recent studies have shown that young people feel more confident and have better self-esteem if they know their credit score is good.

Ask Creditnet: Are prepaid debit cards a good holiday gift for kids?

Dear Creditnet: Is there any difference between giving someone a prepaid debit card or a gift card this holiday? I've given gift cards before, but I'm curious if there's any benefit to giving my kids a prepaid debit. Thanks! - Tim L. from VT

Answer: The short answer is yes - a prepaid debit card is a good gift idea for your son or daughter this holiday. The long answer, however, is a little more complicated. Let's start with your first question...

How are gift cards and prepaid debit cards different?

Credit News Roundup: Average credit card interest rates up (slightly) from last year

You may have read about a report from TransUnion last month that said both average credit debt and delinquency payments had swelled slightly from the same period last year. In the midst of the biggest shopping season of the year, the average American is carrying close to $5000 in credit card debt. That's up 5% from last year. (Delinquency payments are only slightly on the rise, from 0.71 to 0.75 this year.)

New airline miles credit cards for 2013 give consumers more options heading into the new year

A slew of travel rewards credit cards have hit the market over the past couple of weeks, giving consumers even more options as 2012 becomes 2013. Granted, "new" is a bit of a misnomer since the airline miles credit cards recently released are actually upgraded versions of past offers.

If credit debt is making you a Grinch this Christmas, here's how to get back in the holiday spirit

We know we've been harping on the holiday topics as of late, and we promise we'll take a break soon, but in the meantime there's all kinds of interesting stats coming out regarding the holidays - and holiday debt - that we just had to address.

3 Airline Miles Credit Cards with NO Blackout Dates

Now that Thanksgiving (and the busiest travel day of the year) have come and gone, there's a good chance that you recently cashed in all those miles you saved up over the past year on your holiday getaway. To those who thought ahead, planned accordingly and enjoyed a drama-free holiday — travel-wise, anyway — we salute you!

How to Stay Safe Using Credit Cards this Holiday

About the Author: Kasey Steinbrinck is a former TV producer and newspaper reporter who now writes about personal finance and consumer news for The CheckAdvantage Blog. CheckAdvantage offers an affordable alternative to ordering business and personal checks from your financial institution.

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