Credit Cards

Credit Cards

Is Paying the Minimum on Your Credit Card Statement Keeping You In Debt?

The 2009 Credit Card Act made it necessary for lenders to give their customers more detailed information pertaining to their bills. As a result, credit card statements now include information pertaining to minimum payments, overall balances, due dates and the amount of time that it will take to pay the full balance on an account when making minimum payments. This information has been available to consumers since 2010, although it has long been possible for people to make these calculations themselves. 

Saving on Summer Travel

Summer break is getting close, and that means sunny skies and long, beautiful days. For many people, this is the perfect time to travel. But with high gas prices and expensive costs, a lot of consumers end up spending an arm and a leg on their summer travels. This doesn’t have to be you though. For those of you thinking about taking a trip this summer, there are easy ways to save, while still having an epic vacation.
 
So what should you do to save?
 

All You Need to Know About Co-Branded Credit Cards

If you spend a lot of money with a specific retailer or airline, you may want to look into getting a co-branded credit card, also known as a “theme” or “specialty” credit card. These credit cards are sponsored by two parties: one is the bank or card network (ex: Visa, MasterCard, American Express) and the other is typically a retail merchant of your choice (ex: Delta, Hilton, Disney). With a co-branded credit card, you can earn significant rewards and merchandise discounts when buying from the sponsoring merchant. 

Where is Discover accepted?

Discover is a great credit card company that offers excellent customer service and rewards, but it has a reputation for not being widely accepted. As a result, some consumers have shied away from getting Discover credit cards. In the past, this may have been true. But Discover’s merchant acceptance has spread dramatically over the past couple years, and the idea that they are not widely accepted is simply no longer true.

Why You Shouldn't Fall for Store Credit Card Offers (and When You Should)

The holiday shopping season is officially upon us, and since Hanukkah starts very early this year (November 27), shoppers are expected to be out in full force from now till Christmas. If you're brave enough to join the masses at your local department store or shopping mall, you're sure to encounter more than your fair share of cash register credit card offers. That's when the helpful attendant ringing up your purchases excitedly informs you that you could save 10, 20, even 25 percent on today's purchases by obtaining a store card right now!

Walmart Credit Card Review: Is It Worth It?

Like most retailers these days, Walmart has its own store credit card, but is it really worth it? Lets take a look.

Promotions

Like most retailers it comes with a lot of flashy promotions. The latest attempt to hook shoppers is a $25 savings when you spend open a Walmart Credit Card and spend $75 in your first visit. Sounds nice, but nothing too special. When you consider most cards on the market these days give you at minimum a year long introductory zero percent APR, a measly $25 bucks really isn't that much in the big picture.

Rewards

Balance Transfer Cards for Climbing Out of Debt

You never thought you’d need a lengthy promotional zero interest period on a balance transfer credit card, but you signed up for one of those infamous store credit cards to try to rack up some rewards, but before you could say triple-points three times fast, you’re a couple grand in debt on a card with ridiculously high interest.
 
Don’t worry, you aren’t the first.
 

What's the Best Zero Interest Credit Card Offer Right Now?

We talked about the new improvements to the American Express line of Blue Cash credit cards last week. Namely, we were most impressed with the addition of a 15-month zero interest introductory period applied to both purchases and balance transfers.

Blue Cash Offers from AmEx Now Offering 15-Month Interest-Free Intro Periods

Yesterday, American Express announced some serious upgrade to their Blue series of credit cards, including the Blue Cash Preferred® Card from American Express, the Blue Cash Everyday® Card from American Express and the Blue Sky from American Express® offers.

5 Best American Express Credit Cards of 2013

We haven't broken down American Express cards exclusively in a while, which is a shame because right now these are offers are some of the very best available on the credit card market today.

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