Credit Cards

Credit Cards

Barclaycard Arrival Plus™ World Elite MasterCard® Increases Bonus to 50,000 Points

Barclaycard is clearly making a real push to drive new cardholders to its  Barclaycard Arrival Plus™ World Elite MasterCard® instead of the no-annual fee version of the card.  The main change I wanted to quickly write about today is that new cardholders can now earn 50,000 points, worth $500 in travel credit, after spending $3,000 during the first 90 days.

The Lucky 7's of Credit: How to Keep Your Credit Score Above 700

Lights flashing, adrenaline flowing, the scrolling triple 7's rewarding you with the jackpot of a lifetime; who in the world hasn’t dreamed of striking it big in Vegas? You could finally go on that vacation to paradise, pay off your home, or maybe even help support your family for generations to come. But those lucky 7's don’t have to be confined to Vegas.  In fact, one of the most important 7's you should be shooting for is a credit score of 700 or higher.  It may not reward you with cash jackpot worth millions, but obtaining a credit score above 700 will certainly open the door to more desirable credit cards with rewards0% interest credit cards, mortgages, auto loans, and other credit products that will save you thousands in interest during your lifetime. 

Debit vs Credit: A Cage Match

Upon entering the ring, the debit card and the credit card look pretty evenly matched. They are the same size and the same shape. Their functions are also similar: electronically transferring money from one owner to another. But when pitted against each other in a head-to-head match, who will come out on top?

Why Your Credit Score in College Will Affect You After Graduation

What's the main goal of college? Most would say it's to get a degree so you can get a high-paying job after you graduate.

But, what might come along with this new job that you're working towards as well? Perhaps getting a new car, buying a house, or starting your own business one day? If so, it's important to remember that one of the key things involved with all of these goals will be your credit score.

Credit Scores

Why Pay Taxes with a Credit Card?

Do you have a friend who always brags about how big he expects his tax refund to be and what he plans to spend it on? I do.

Every year I bite my tongue as I listen to him go on and on about the huge check he’ll be getting from Uncle Sam and how he’s already spent the money on a new toy of some sort. I just have to nod my head and say, “Great man, great. I’m really happy for you.”

Raising Your Business Credit Score

Just as with personal credit, business credit helps suppliers, lenders, and other creditors quickly determine whether a business pays its bills on-time. As a business owner, you will want to put your company in a position to where it can secure whatever financing it may need. This means you will have to establish, build, and maintain your company's credit profile.

Can You Opt Out of Pre-Screened Credit Card Offers?

Many people receive pre-screened or pre-approved credit card offers on a weekly or even daily basis. Some consumers are fed up with their e-mail being clogged up with credit offers and their mailbox full of wasted paper. Others receive telemarketing offers at inopportune moments. This credit solicitation can become irritating and overwhelming; however, consumers have the legal right to opt out from most of these offers. Read on to find out how these pre-screened credit card offers work and how to opt out.

Why Is Your Credit Card Getting Declined?

Most people have had the experience of having a credit card declined while making a purchase. Whether this occurs in a retail store, a restaurant, or when ordering products or services on the Internet, it is both inconvenient and upsetting to many consumers. Some buyers may realize that they are using an expired charge card or one on which they have charged to the limit. Others may be perplexed, wondering what the reason for card rejection by the merchant could be. The following are 10 reasons your credit card is getting declined: 
 

Is Paying the Minimum on Your Credit Card Statement Keeping You In Debt?

The 2009 Credit Card Act made it necessary for lenders to give their customers more detailed information pertaining to their bills. As a result, credit card statements now include information pertaining to minimum payments, overall balances, due dates and the amount of time that it will take to pay the full balance on an account when making minimum payments. This information has been available to consumers since 2010, although it has long been possible for people to make these calculations themselves. 

Saving on Summer Travel

Summer break is getting close, and that means sunny skies and long, beautiful days. For many people, this is the perfect time to travel. But with high gas prices and expensive costs, a lot of consumers end up spending an arm and a leg on their summer travels. This doesn’t have to be you though. For those of you thinking about taking a trip this summer, there are easy ways to save, while still having an epic vacation.
 
So what should you do to save?
 

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