Credit card debt is often a product of the high interest fees consumers are stuck paying on their existing balance. Wouldn't it be great if you could just rid yourself of the additional 10, 20 or 30% in interest and start paying down your debt directly?
(The answer is: 'Obviously')
The transaction will help you pay down your debt quicker, interest-free for up to 18 months. Plus, you'll save a small fortune on interest fees AND improve your credit score by adding to your available credit line. Pretty good deal, right?
Use the infographic below for step-by-step instructions on how to make a 0% interest credit card balance transfer.
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Our Favorite Balance Transfer Card: Discover it - 18 Month Balance Transfer
The Discover it - 18 Month Balance Transfer Card combines one of the longest 0% intro periods for balance transfers of any credit card on the market today with the perks of an excellent cash back credit card.
This card allows members to pay down their existing debt interest-free for 18 months, and new purchases are also interest-free for 6 months and include 5% cash back for up to $1,500 in purchases on rotating categories. Through March, 2013, Discover it cardholders can earn bonus cash back on restaurant and movie purchases, and an unlimited 1% cash back on all other purchases.
Click the 'Apply Now' button to the left for full details.
No Interest for 18 Months - Citi Simplicity® Visa Card
Pay no interest for 18 months with this excellent balance transfer offer from Citi. Designed for consumers with excellent credit wishing to transfer a balance, the 0 percent introductory offer applies to both balance transfers and new purchases alike, and is one of the very best 0 interest credit cards available on the market today.
Barclaycard® Rewards MasterCard® - Average Credit
Balance transfer credit cards for fair credit do exist! This one comes from Barclaycard, and includes a 6 month interest-free introductory period applied to balance transfers and purchases alike. Cardholders can earn cash back as well, including 2,500 bonus points (or $25) just for making their first purchase. Click "Apply" to the left for complete detail.