Anyone with a smart phone or a tablet knows that e-financing and mobile banking apps are constantly out-doing one another for iSupremacy in the digital finance age. Researching the best ones often amounts to a lot of reviews-reading and - unfortunately - some serious trial and error. And it sure feels like as soon as one feels right, there's another, better option to take its place.

Running a little short this month? It happens to all of us at one time or another. But, before you reach for your plastic, you might want to check out one of these 13 ways to raise some quick cash.

1.) Does anyone owe you money? It might be time to try to collect the money that you lent your cousin last fall. Even if you don't collect it's good to remind them about the debt.

The worst thing about credit cards are the fees; annual fees, late payment fees, over-the-limit fees, interest charge fees...We could keep going, but you get the idea.

That said, since the CARD Act of 2009 was passed, some credit card issuers have eliminated a lot of these fees in hopes of earning your business. The results are some better-than-ever credit card offers that are by and large free of unfair or unnecessary fees.

Today, Chase Bank announced that they would be teaming up with the popular online restaurant reservation website OpenTable for a First Friday promotion beginning May 3rd. According to a press release, Chase Sapphire Preferred cardholders can earn 3 points  for every dollar spent dining out on the first Friday of every month. Currently, Chase Sapphire Preferred rewards consumers with 2 points per dollar spent on restaurant and travel purchases, so the First Friday promotion would include an additional one point per dollar.

Have you ever read the tiny print associated with your credit card? Odds are, probably not. But if you take a second to see what fine print is offering, you might be surprised by some of the free benefits and perks associated with your card.