Home / Credit¢ents Blog

Creditcents: Credit and Personal Finance Blog from Creditnet.com

How To Transfer Your Credit Card Balance

Transferring a balance from one credit card to another isn't rocket science. The real science lies in finding the best credit card offer available so as to take advantage of  low introductory interest rates. In addition, there are a number of other equally important tips to consider prior to executing a credit card balance transfer. Almost all of them deal with finding the right "one." I would liken it to dating before marriage. You would never want to put marriage first and dating second. Chances of failure increase almost exponentially if you fail to do your homework and check out various "offers" before you make a decision. Get my drift?

The Price of Money

What's the real price of money? Check out this infographic to find out!

Solstice Celebrations to Use Your Miles On

Who doesn't love to travel? With unlimited resources, my wife always claims she would travel the world repeatedly. While I'm not that much of a fanatic, I do love to hop on a plane and take a trip to interesting and sometimes exotic places. Certainly, getting away from the daily grind often provides enough respite to aid in the maintenance of mental sanity. That said, there are several solstice celebrations occurring worldwide this coming week which could prove inflicting for the travel bug. And for those with airline rewards credit cards, it'll make it that much easier to cast-off all responsibility for a few days and get outta Dodge.

10 Wealthiest Fictional Characters

There are countless numbers of books, TV shows, and movies that feature extremely wealthy characters who live a life of power and luxury. Their personalities range from greedy and egotistic to good-natured and philanthropic. Each one of them, and the stories they help create, leave some sort of imprint on our minds. Over the past decade, Forbes Magazine produced the “Fictional 15” list. This list names the wealthiest fictional character for that year, along with their estimated earnings. We decided to use some of the information from these lists, do some additional estimations (aka complete guess work and creative license), and compile our very own list of our top 10 wealthiest fictional characters. Enjoy!

Why We Should Stop Making the Penny

Each year, the U.S. Mint coins 1 billion to over 10 billion pennies. That's anywhere from $10 million to $100 million worth. The cost to manufacture a penny can be nearly 2 cents (depending on the price of copper and zinc). That means the US spends $15 million to produce $10 million worth of pennies.

Off the Chart Credit Card Art

Credit cards have a lot of power in the art world. Of course, you can use a credit card to purchase art from a gallery. Some credit cards benefits will even give you free admission to an art museum over the weekend. And a few credit cards designs are so cool; they can be considered their own works of art. However, have you ever thought about creating your own thing of beauty using your expired credit cards? From paintings to sculptures to gardening props, you'll be astonished at the possibilities. Here are some of the most amazing examples of artists shredding their plastic in the name of off the chart credit card art.

Credit Card Art on the Wall

 

Dave Ramsey Headquarters Art

Source: http://moneysavingmom.com/

Google Wallet: Convenient, Dangerous, or Both?

Google has announced a brand new program for smartphones called Google Wallet, which will allow consumers to apply credit card information to their phone and use it to scan for quick and convenient purchases at participating retailers. The announcement signals another move by Google to stay at the forefront of making things as straightforward and convenient as possible. However, with such a bold move into the sphere of personal finance and privacy concerns, will Google Wallet be a convenient step forward for shoppers or a dangerous risk to privacy?

Summer Travel Credit Card Tips That Will Save You Thousands

Certain credit card companies might claim that they're everywhere you want them to be, but have you ever put them to the test? From extended warranties to lost bag insurance, many credit cards offer great benefits that most customers aren't even aware of. We've made a list of the most popular credit card benefits to help your summer vacation and compared how each service stacks up to one another. You'll see how just a flash of your plastic could get you a restaurant reservation, a ticket to a sold-out event or even free concierge service at your hotel. The next time you plan a vacation or just a trip to the museum, take advantage of everything your card has to offer with these amazing credit card benefits.

 

10 Steps to Home Ownership

First-time homebuyers face an uphill battle when applying for a mortgage in today's real estate environment.  The days of no-credit and no-money-down loans are definitely over—at least for now. There are, however, a number of steps every first-time buyer should follow in order to make the homebuying process as smooth as possible. Here are 10 steps to guide you into homeownership:

Citi ThankYou Premier Card Still Makes Me Smile

Citi ThankYou Premier Card A few years ago I wrote about how the Citi PremierPass Elite card makes me smile every time I use it. Well, unfortunately I was forced to stop using it since my beloved card no longer exists.  It must have been too good because Citi scrapped it! However, I am happy to report that Citibank recently replaced my card with one that still makes me smile for many reasons.  So here's why the Citi ThankYou Premier Card remains a top choice in my wallet:

Pages

Home / Credit¢ents Blog