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Citi ThankYou Premier Card Review: What's Changed?

(Update: This offer is no longer available. Check out the current listings of available Citibank credit cards on Creditnet.com.)

I've been reviewing (and personally using) the Citi ThankYou Premier Card since 2008 when it was originally called the Citi PremierPass Elite Card.  I loved it back then, and I still "like" it a lot today. While there's no doubt Citi has watered down this card offer quite a bit over the years, the fact is it continues to rank among the top tier of travel rewards credit cards. Feel free to read my previous review for all the details about why the "Citi ThankYou Premier Card Still Makes Me Smile".

The World's Best Financial Gurus

Every industry has its own "Sultan of Swat." Finance is no exception. In fact, the world of finance is home to some of the most widely recognized names in the world. Here they are, in descending order: "The World's Best Financial Gurus."

Warren Buffett

How to Book a Free Airline Rewards Ticket Without Getting Ripped Off

When a new customer chooses from the endless array of credit cards with airline miles rewards, there are many important factors that come into play. Annual fees, introductory rates, and the rate of mileage accrual must all be taken into careful consideration before choosing a card. But one aspect that often gets overlooked is perhaps also the most important: just how ‘rewarding’ are these airline rewards programs really?

Kim Kardashian Wedding Madness Reminds Us of Her Insane Credit Card

kardashian credit card

It seems impossible to escape the reach of the Kardashian family these days:

A hit reality show on E! network.

Enough magazine covers to wallpaper an aircraft hangar.

And now Kim Kardashian's wedding has all of Hollywood talking.

Indeed, the omnipresence of the three sisters is inevitable. And this feeling of inescapability is just what the Kardashians like. Don't believe us? Just take a look at the credit card (or shall we say, Kredit Kard) they introduced last year, and you'll see just how predatory these three sisters really are. Thankfully, public backlash against the card's outrageous policies led to its discontinuation just 19 days after its debut.

The Best Ways to Save While Spending Money Overseas

Ok, so what’s one of the first steps in planning an overseas trip, whether it be for business or pleasure? If you answered something along the lines of "booking a hotel" or "logging onto Priceline", you’ve got it...wrong. In actuality, one of the first things you must figure out, after deciding where you want to go, is the logistics of spending money with overseas merchants. In doing so, you need to find the best exchange rate possible.

How To Manage Student Loans

Hallelujah! My wife and I just finished paying off another student loan. Two down, and one more to go! This past year, nearly seventy percent of undergraduates finished school with outstanding student loans.  In fact, the average student loan debt in 2010 totaled around $25,000 per person! If you take the average of 16-18 years to repay these loans, at the standard 6.8% interest rate of unsubsidized, Federal Stafford loans, that $25,000 would equate to over $40,000 in total payments! And don’t forget, these numbers only account for bachelor degrees; graduate school is often two or three times more expensive. So what's the best way to manage your student loans so you can quickly pay them off and move on with your life?  Here are some ideas to help you get started on the right path.

Top 5 Facebook Pages to "Like" for Personal Finance

It’s amazing what social media has done to the landscape of the Internet. Nowadays, surfing the web just feels, to quote the Black Eyed Peas, “so 2008.” Social media platforms like Facebook and Twitter have now become the quickest way to receive personalized information. And that info doesn’t have to be just sports scores and celebrity gossip, but practically anything that could be of value - including personal finance. From stock market advice to credit card ratings, there’s a wealth of good money information on Facebook. You just need to know who to “like”.

How To Properly Destroy Your Credit Card

I love NBC's "The Office." I especially love Dwight K. Schrute. If you're familiar with the opening credits, then you may recall the repeating scene of Dwight destroying a credit card using his paper shredder. In this case, the act was used for dramatic effect, but it's true that this tactic works--given that your shredder is "man enough."  But what other options are there?  With credit and identity theft on the rise, it's imperative that consumers know some simple but effective techniques for destroying cards that have been closed or replaced. And if you've ever tried to destroy a credit card with your bare hands, you know it can be difficult. So here are the two best ways to make sure your old cards never fall into the hands of credit thieves.

The Top 10 Wealthiest Athletes

As the smoke from the NFL lockout begins to clear, we can finally rest assured that the coming sports year will be full of labor peace and exciting games. Oh wait, it turns out that just as one pro sports lockout gets resolved, another one (and by all accounts a much lengthier one) is just getting started in the NBA. Yes indeed, all we can look forward to this year in the pro basketball world is exciting shots of lawyers in pressed suits walking into conference rooms, with nary a slam dunk in sight. And with all this bickering from both sides, it’s time to have a nice little reality check just to remind us how lucrative the sports industry really is. While the average American spends their time finding ways to reduce credit card debt with 0% interest credit cards, athletes and owners are complaining over how to divvy up their billion dollar industries. So which athletes should never have to worry about missing any paychecks? Here's a list of the top ten wealthiest athletes in America.

Ask Creditnet: Carry a Balance or Pay in Full?

MasterCard credit card Dear Creditnet: I have finally received my first credit card for bad credit after bankruptcy. My question is do I charge $400 to the card and make minimum payments over time to establish a track record, or do I charge $40 to $50 monthly and pay off the entire balance?


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