That shiny piece of plastic burning a rectangle-shaped hole in your wallet is one of life's trickiest necessities.
On the one hand, you can't make it much farther than 25 without some line of credit to show for yourself.
On the other, credit cards are often intimidating: whole episodes of Oprah are dedicated to really good people with decades' worth of credit card debt they didn’t mean to accrue. You're a good person. Does that mean you are going to accrue a Kilimanjaro-sized mountain of debt as well?