Logan Abbott

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Logan Abbott

Logan Abbott is a personal finance and credit card expert with over 5 years of experience writing about each topic. He is a graduate of the USC Marshall School of Business, and also contributes to other online finance publications. He has been quoted in the New York Times, San Diego Union Tribune, TheStreet, and more.

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Recent Blogs

6 Common Credit Card Myths

That little rectangle of plastic burning a hole in your wallet is one of life's trickier essentials.

You can't make it much past your mid-twenties without some kind of credit line attached to your name. On the other hand, though, credit cards can get you into a lot of trouble – and by trouble, I mean debt.

Four Lies That Crush Our Credit Scores

I believe that all of us can conquer our credit scores. And while an 800+ credit score might not be on the immediate horizon, a “good” credit score on the other hand is certainly attainable. Unfortunately, most of us have all lied to ourselves once or twice about getting out of debt and improving our credit, even though we know that honesty is the first step to financial security. Here are some of the most common lies I've heard over the years that can crush our fragile credit scores, many of which I've been guilty of myself:

Why FAFSA Denied Me Over $9

I'm sad to say I was immediately rejected when I applied for a student loan through FAFSA a few months ago. The reason: I had a credit card bill that was beyond 180 days late. And just what was my unpaid balance? A skimpy $9...ugh! Unfortunately, I had completely forgotten about a small purchase I made on eBay several months prior. I had racked up interest in the amount of $4 and some change, a bunch of negative marks on my credit reports, and then I was forced to deal with the whole hassle of getting denied for a graduate school loan I really needed. All of that pain for 9 bucks.

Banks and Credit Unions: What's the Difference?

Is it time to give up on that large national bank and find a local credit union to take care of your hard-earned money? Understanding some of the subtle differences between banks and credit unions can help you make a more educated decision, so here are a few important things to keep in mind before making up your mind.

Card.io - Scan and Charge Credit Cards on Your Smartphone

Leaps in technology generally don't obliterate older methods overnight. As you might imagine, there are often transitional developments which help to act as bridges from one generation of technology to another. We're currently seeing this take place in the auto industry as we work to move away from fossil fuels and into something more sustainable. Likewise, we're seeing a huge transition take place in the credit card industry. Soon, NFC chips will most likely replace our current standard wallets. But until that shift actually occurs, we’ll continue to see technologies like Square and Card.io become transitional players in the industry.