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Barclaycard Arrival MasterCard Review: To Pay - Or Not To Pay - The Annual Fee

The myth regarding annual fees attached to credit cards is that they're ALL BAD. This is simply that - a myth - and frankly some annual fees are easily wiped out by the cash back and rewards benefits afforded by a particular card. 

How to Build Credit - An Infographic from Creditnet

While we get a lot of questions at Creditnet in regards to building credit quickly, the truth of the matter is that building your credit score is really a lifelong journey. Credit history is one of the most important things lenders consider when evaluating your credit worthiness, and without it your chances of getting approved for a mortgage to buy your dream home can fall flat.

Barclaycard Cash Forward Credit Card: 1.5% Cash Back and No Annual Fee!

Never heard of Barclaycard before?  Well, you're not alone here in the United States.  Although Barclaycard has been around for over 50 years and serves 36 million cardholders worldwide, its brand recognition still isn't that great in America.

3 Credit lessons Every 18 Year-Old Should Learn

The public school system doesn’t teach young adults how to use credit wisely. The responsibility to teach youth how credit works and how to use it wisely falls upon the heads of parents, but the fact is most parents either have no clue themselves or simply never take the time to pass this knowledge along to their children.

4 Credit Card Myths to Stop Teaching Your Kids

Personal finance "experts" are a dime a dozen these days. Simply mentioning something like credit cards will generally cause people to jump at the chance to educate you with their very best advice.

So as you might imagine, kids today are hearing a lot of advice about credit cards - from parents, teachers, schoolmates, commercials...the list goes on. So what credit card myths have your children probably been taught already?

Here are four you should make sure your kids never learn:

Are You Cheating On Your Budget?

A new year often brings along new budgets as we seek to get a better hold on our personal finances in 2016.  A household budget helps finances run smoothly, eliminating surprises and setting a clear path for every dollar that comes into the house. However, some people have a hard time making their budget work for them. If anyone feels trapped by their budget or feels like it just never works, they might actually be cheating on their budget. This can happen consciously or subconsciously. A successful budget requires complete honesty and recognition of the natural desire to enjoy life.

What's a "Good" FICO Score?

Like it or not, FICO scores have become extremely important numbers in our lives.  So much so that I often refer to them as our "personal reputation" in the financial world. Disregard your FICO scores, and you may find it extremely difficult to get approved for anything from apartment rentals, auto loans, and home loans, to a new rewards credit card.  Even insurance companies are taking a look at your FICO scores these days to determine if you're a risk worth taking, so there's no doubt that keeping your scores in tip-top shape can save you a lot of hassle and money in the future.

Can Your Social Media Posts Affect Your Credit Score?

In the early days of social media, content concerns were usually limited to how personal shares might affect your ability to get promoted at work. Today, another serious question has begun to surface - can these archived shares actually affect the sharer's creditworthiness?

The most precise answer right at this moment is, "Maybe."

Trouble Getting Started on Paying Off Debt? Try the Snowball Plan

The Snowball Plan isn’t your typical paying-off-debt plan; it’s designed to jumpstart those who have found themselves in a lot of debt and feel hopelessly overwhelmed. If that’s you, have hope - you will pay off your debt, soon.

What is the Worst Thing That Could Happen to Your Credit in a Divorce?

If more married people knew how badly their finances could be devastated by divorce before they gave up on their marriages, they might think twice about going through with the big split. In a better case scenario, disentangling from one another financially alone could require many years. Risks to credit exist until this financial separation process is finally over. Prospective divorcees need to prepare themselves for the unexpected and unwanted shocks that most always happen in divorce court and afterward so that they are not caught with their proverbial pants down.

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