Everyone makes mistakes at some point. Some mistakes, however, can have far-reaching consequences. And when it comes to credit, people who make mistakes can lose access to credit cards, have difficulty opening new bank accounts, and damage their credit score with one single mistake. Fortunately, credit can be improved. It is possible to start over and build good credit. The process can take some time, but it is well worth the effort considering all the advantages of having a good credit score. Here are a few steps to take in order to get a fresh start when it comes to credit.