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What Does it Mean to Transfer My Credit Card Balance?

You’ve heard of balance transfers, but you may not know exactly what it can do for you. Credit card balance transfers can be a great way to simplify and save. So, if you’ve racked up some debt on a high-interest credit card, transferring the balance to a card with a lower interest rate can help you save some serious cash.

Visa Signature vs. World MasterCard

Are you trying to decide between the Visa Signature and World MasterCard? Both of these cards are premier credit cards that offer top of the line services and perks. If you have either of these cards, you are in an elite status of credit card that rewards you with many bonus benefits in addition to your card’s existing features. Although Visa Signature and World MasterCard come from different providers, these cards seem very similar with the great perks that each card offers. So, what is the difference between them? How can you decide which one to get?

What Benefits Do World MasterCard Credit Cards Provide?

Although you may have heard of the World MasterCard, you may be unsure what makes the World different from other MasterCards. Like the Visa Signature card for Visa, the World MasterCard is a premium card in the MasterCard collection that offers an abundance of rewards exclusive to cardholders. This select card offers opportunities geared especially towards travelers that you may not know about.

What Is The Most Widely Accepted Credit Card?

Credit cards are important tools for purchasing, both at home and abroad. At home, credit cards are an easy way to build credit while paying off purchases. In other countries, getting cash can be very costly with foreign currency withdrawal charges at local ATMs. Furthermore, you want to have a minimal amount of cash on you in case you are robbed. Credit cards seem to be the best option when it comes to money while traveling and a smart choice while at home. However, having a credit card is only helpful if it is accepted.

What Benefits Do Visa Signature Credit Cards Provide?

If the credit card in your pocket has the words “Visa Signature” on it, you are eligible for all sorts of extra perks. Not only do these credit cards offer the normal cash back, points, and miles programs, but the extra Signature rewards and features are endless. Here are some of the complimentary benefits that Visa Signature provides in addition to your card’s existing rewards:

Credit Cards That Offer Free Monthly FICO Credit Scores

Knowing your credit score is very important to maintaining good credit. However, many people don’t understand how to go about finding their score. AnnualCreditReport.com is the only place where you can get your credit report for free, but this report can only be retrieved once per year. It used to be that the only way to get a genuine FICO credit score every month was to pay a service such as MyFICO.com or Equifax. Normally it costs between $10 and $20 per month.

Are Airline Miles Frequent Flier Programs Suffering From Inflation?

Frequent flier programs are one of the huge perks of using credit cards in this day and age.  People love watching their points add up, so they can take a special trip for free.  However, free flights come at a price.  And that price is getting a little more expensive.

Deferred Interest Credit Cards: Why They May Be Dangerous to Consumers

Buy now and pay later.  Sounds great, right? Best Buy, Home Depot, and Walmart are just some of the many retailers that offer these deferred interest credit cards.  Advertised as a free credit card with 0% interest that you can get right on the spot, deferred interest credit cards sound like a dream come true.

But there’s a catch.  These cards can end up costing you a lot more money than you think.  Take a look below before you commit yourself to something you may not want.

Why You Shouldn't Fall for Store Credit Card Offers (and When You Should)

The holiday shopping season is officially upon us, and since Hanukkah starts very early this year (November 27), shoppers are expected to be out in full force from now till Christmas. If you're brave enough to join the masses at your local department store or shopping mall, you're sure to encounter more than your fair share of cash register credit card offers. That's when the helpful attendant ringing up your purchases excitedly informs you that you could save 10, 20, even 25 percent on today's purchases by obtaining a store card right now!

Top 5 Ways to Protect Yourself from Identity Theft (and a little-known 6th)

Falling victim to identity theft is no joke. At its mildest, a small-time crook who finds your lost wallet is able to make a few purchases before the credit cards are canceled. The credit card issuers relieve you of any responsibility for the fraudulent charges and you're left with only the creepy knowledge that someone out there might still be carrying around your driver's license and pictures of your kids.

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