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How to Save Money this Summer

Summer is a time for fun in the sun and a carefree lifestyle. Make sure you budget for all your activities and trips in advance to ensure you get the best deals and save plenty of money this summer. The following tips should help you in your quest to enjoy the longer days and warmer nights without breaking the bank.

6 Key Money Tips for New College Grads

Once you graduate from college, you are officially in charge of your own finances. If you are in your 20s and just starting out on your own, it can be scary to have to balance a checkbook or make sure that your student loan and rent payments are submitted on time. If you have graduated from college after taking time off to start a family or to establish yourself in your chosen field, your student loan debt could be a shock to your bank account. Regardless of where you are in your life now, how can you successfully manage your finances after graduation?

Are Millennials More Susceptible to Identity Theft?

Today's generation, best known to everyone as the Millennials, lives in a world that looks far different than that of previous generations. Along with the many social and cultural changes that have taken place within the past decade, the use of technology for virtually everything personally and professionally has become a way of life. Smartphones, tablets, laptops and more let people handle almost any task from anywhere at anytime. However, with this convenience has also come the new problem of identity theft.

Do Women Spend More Money Than Men?

It is an interesting concept to consider. Who spends more money? Women or men? There are many gender stereotypes at play here that may influence your initial idea of which sex spends more money overall. Women are seen as "addicted to shopping." Many people assume that women love to spend a Sunday afternoon at the mall, picking out a new outfit or purse, while men couldn't think of anything they would despise more. Men, on the other hand, are seen as egotistical, needing to flaunt their wealth by purchasing outrageously expensive items, from fancy cars to gleaming watches.

When Should You Make That Big Purchase?

At every stage of life, there are different purchases to be made. And once you reach adulthood, you are expected to have a car, home, insurance, etc… When is the right time to make these purchases?

When are the New Credit Reporting Changes Coming Out?

Regulators are continuously searching for safer methods to protect consumers. Whether decisions are made to provide additional disclosures or to enforce certain rules for negligent credit practices, consumers are the ultimate beneficiaries of enhanced oversight. New credit reporting changes that are due to take effect should provide greater opportunities for consumers to address various credit-base discrepancies. Many of the new credit sharing procedures involve the collection and the reporting of a consumer’s account information.

How to Use an App to Get a Higher Credit Score

Technology has evolved significantly in recent years, and it has resulted in numerous beneficial changes in many people's lives. If you are like most people today, you rely on your smartphone for everything from communicating with friends and family and monitoring social media accounts to checking your bank account balance and playing games for mindless entertainment. There seems to be an app available for you to download for almost every imaginable purpose, and the good news is that you can use an app to help you get a better credit score.

Raising Your Business Credit Score

Just as with personal credit, business credit helps suppliers, lenders, and other creditors quickly determine whether a business pays its bills on-time. As a business owner, you will want to put your company in a position to where it can secure whatever financing it may need. This means you will have to establish, build, and maintain your company's credit profile.

What Can You Do Without Debt?

Today’s economy makes it seem nearly impossible to function without some sort of debt. From car loans to credit cards and even house payments, all of the niceties of life come at a cost, and society suggests paying for those things over time not upfront.

Are You Behind On Your Retirement Savings?

Saving for retirement is one of the most important financial goals. In the old days, people would work for one company for thirty or forty years and then would be able to retire comfortably with a pension and social security. However, times have now changed both in retirement planning and how long people stay at their jobs throughout a career. There are many priorities that pop up during life, such as a child's college, that get in the way of retirement savings.

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