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Creditnet's Best 0% Interest Credit Cards, Winter 2014

Credit cards offer a secure and convenient method of payment, but if there is one thing that most cardholders hate, its paying credit card interest. As unsecured loans, credit card interest tends to be higher than a home, car, or student loan.
 

Loan or Credit: What’s the Best Way to Make a Big Purchase?

Whether it’s a new home, car, family vacation, or something else entirely, big purchases involve a lot of planning and thought. And if you’re ready for the buy, you’ve certainly researched your options and made a decision. But you may be stuck deciding how to pay for it. Before you make the purchase, consider your payment options. Some ways of paying can be better suited to your needs than others.
 

How Does Credit Card Interest Work?

If you have a credit card, you’ve heard of interest. But you may not know exactly how it works. Many consumers operate without actually knowing how the interest on their credit cards is calculated. But it is important to understand how interest works, so you can be an educated consumer and use your credit card effectively.

Where is Discover accepted?

Discover is a great credit card company that offers excellent customer service and rewards, but it has a reputation for not being widely accepted. As a result, some consumers have shied away from getting Discover credit cards. In the past, this may have been true. But Discover’s merchant acceptance has spread dramatically over the past couple years, and the idea that they are not widely accepted is simply no longer true.

What Does it Mean to Transfer My Credit Card Balance?

You’ve heard of balance transfers, but you may not know exactly what it can do for you. Credit card balance transfers can be a great way to simplify and save. So, if you’ve racked up some debt on a high-interest credit card, transferring the balance to a card with a lower interest rate can help you save some serious cash.

Visa Signature vs. World MasterCard

Are you trying to decide between the Visa Signature and World MasterCard? Both of these cards are premier credit cards that offer top of the line services and perks. If you have either of these cards, you are in an elite status of credit card that rewards you with many bonus benefits in addition to your card’s existing features. Although Visa Signature and World MasterCard come from different providers, these cards seem very similar with the great perks that each card offers. So, what is the difference between them? How can you decide which one to get?

What Benefits Do World MasterCard Credit Cards Provide?

Although you may have heard of the World MasterCard, you may be unsure what makes the World different from other MasterCards. Like the Visa Signature card for Visa, the World MasterCard is a premium card in the MasterCard collection that offers an abundance of rewards exclusive to cardholders. This select card offers opportunities geared especially towards travelers that you may not know about.

What Is The Most Widely Accepted Credit Card?

Credit cards are important tools for purchasing, both at home and abroad. At home, credit cards are an easy way to build credit while paying off purchases. In other countries, getting cash can be very costly with foreign currency withdrawal charges at local ATMs. Furthermore, you want to have a minimal amount of cash on you in case you are robbed. Credit cards seem to be the best option when it comes to money while traveling and a smart choice while at home. However, having a credit card is only helpful if it is accepted.

What Benefits Do Visa Signature Credit Cards Provide?

If the credit card in your pocket has the words “Visa Signature” on it, you are eligible for all sorts of extra perks. Not only do these credit cards offer the normal cash back, points, and miles programs, but the extra Signature rewards and features are endless. Here are some of the complimentary benefits that Visa Signature provides in addition to your card’s existing rewards:

Credit Cards That Offer Free Monthly FICO Credit Scores

Knowing your credit score is very important to maintaining good credit. However, many people don’t understand how to go about finding their score. AnnualCreditReport.com is the only place where you can get your credit report for free, but this report can only be retrieved once per year. It used to be that the only way to get a genuine FICO credit score every month was to pay a service such as MyFICO.com or Equifax. Normally it costs between $10 and $20 per month.

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