Home / Blogs

Infographic: How Can a Bad Credit Credit Card Boost Your Score?

Submitted on Mon, 2013-01-28 13:32 | by Jason Bushey

Ever wonder why bad credit credit cards are advertised so often as credit-builders for people with poor credit? Seriously, how can adding a new card help you improve your credit score?

Well, there are two types of credit cards for bad credit - secured and unsecured. Both of these cards have their advantages and disadvantages and while we generally recommend taking the secured credit card path (see below), we understand that they're not for everyone.

Apply Now
Best Credit Card for Bad Credit - Capital One® Secured Mastercard®

Capital One is one of the only major credit card issuers willing to help bad credit consumers get their scores back on track. This secured option is one of the best credit cards for building credit available for consumers nationwide, and includes credit monitoring tools at no additional charge. Click the "Apply" button to the left for complete details.

How to Build Credit - An Infographic from Creditnet

Submitted on Fri, 2013-01-25 08:42 | by Jason Bushey

While we get a lot of questions on Creditnet in regards to building credit quickly, the truth of the matter is that building your credit score is really a lifelong journey. Credit history is one of the most important things lenders consider when evaluating your credit worthiness, and without it your chances of getting approved for a mortgage to buy your dream home can fall flat.

Apply Now
Build Credit With the Capital One® Secured Mastercard®

The Capital One® Secured Mastercard® is a proven credit-building card for consumers with little, no or bad credit to their name. Apply today and begin the process of getting your credit score up, Up, UP with responsible spending and payments made each and every month.

Start the New Year by tackling your credit card debt

Submitted on Wed, 2013-01-23 09:56 | by Jason Bushey

New year is traditionally a time for setting new life goals, and mostly it concerns losing weight, quitting smoking, and the like. Although wanting to improve your physical health is a very commendable objective, while you’re at it you might also want to take a look at your financial health. One of the greatest threats to your economic wellbeing is credit card debt. This type of debt can certainly be a silent killer, since many cardholders see a credit card as a sort of 'horn of plenty' that will never be depleted, not realizing that if they are careless, it can turn instead into a source of constant financial anguish.

How it all starts

Cash back credit cards that offer $100 cash back

Submitted on Mon, 2013-01-21 09:27 | by Jason Bushey

They say not all cash back credit cards are created equal. But did you know that there are four credit cards on the market today with very similar cash back credentials: $100 cash back after you spend $500 or more in your first three months as a cardholder.

Best Balance Transfer Credit Cards of 2013

Submitted on Wed, 2013-01-16 09:16 | by Jason Bushey

Balance transfer credit cards are one of the best ways to consolidate debt and save on interest - we've mentioned this time and again over the years, but it's always worth coming back to since they represent such a great deal. (For a quick refresher on how balance transfers work, check out our blog on balance transfer cards.) 

That said, the market for the best balance transfer cards are always changing, and 2013 is no different. For your consideration (hey, it's awards season), here are the five best balance transfer credit card offers of 2013.

Should you consider consumer credit counseling?

Submitted on Tue, 2013-01-15 08:36 | by Jason Bushey

This guest post was written by Michelle Blackmore; Michelle is a financial writer who has insightful knowledge on the contemporary financial issues and the economic state that the nation is going through. She currently writes financial articles for various websites, communities and blogs.

Credit Cards for Bad Credit in 2013: The Best and Worst Options for Consumers

Submitted on Thu, 2013-01-10 09:48 | by Jason Bushey

We've had a lot to say about bad credit credit cards over the years, but with a new year comes new cards, new issuers and new options.

It's no secret that the market for poor credit cards grew exponentially post-Great Recession; that's Capitalism. With greater demand comes greater supply, and of course greater competition. The good news for consumers in the market for such a card is that there are some solid secured and unsecured options available in 2013. And if your New Year's Resolution is to improve your poor credit score, applying for, receiving and using a new credit card responsibly is a priority.

Serve from AmEx Review - Why This Prepaid Card is Actually a Whole Lot More

Submitted on Tue, 2013-01-08 08:49 | by Jason Bushey

On its surface, Serve® from American Express looks like a prepaid card - albeit a great one. You load money on to it, you use it to make purchases, and you keep it in your wallet. 

Pretty standard, right?

Actually, no. Serve from American Express is a whole different animal when it comes to prepaid cards - a market that's rapidly growing, by the way - and is actually moving prepaid accounts into the next generation of purchasing technology.

Alright, so what makes Serve so different from its competitors? 

Apply Now
Apply for Serve from AmEx

Serve from American Express takes prepaid purchases to a whole new level. Modern banking meets prepaid spending with Serve from AmEx.

Discover it Card Review

Submitted on Fri, 2012-12-28 07:22 | by Jason Bushey

The Discover it™ Card is the newest cash back credit card issued by Discover. Taking the place of the Discover More Card series - as well as numerous variations of their student More cards - consumers will find the Discover it Card very similar, albeit with some serious upgrades.

For starters, the rotating categories in which cardholders can earn up to 5% on specific items per quarter is being carried over to the Discover it Card. Like its predecessor, the Cashback Bonus is capped at $1,500 in purchases, so essentially there's no change here. Through March, members can earn 5x cashback on restaurants and movies.

However, Discover upped the ante on the Discover it Card rewards program by offering a full 1% on all purchases outside their rotating bonus categories.

Apply Now
Apply for the Discover it Card

The Discover it™ Card is the newest cash back credit card issued by Discover. Taking the place of the Discover More Card series - as well as numerous variations of their student More cards - consumers will find the Discover it Card very similar, albeit with some serious upgrades.

Merry Christmas from Creditnet!

Submitted on Tue, 2012-12-25 07:37 | by Jason Bushey

Wishing you a Merry Christmas and a Happy Festivus from everyone at Creditnet!

Pages