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Why You Shouldn't Fall for Store Credit Card Offers (and When You Should)

The holiday shopping season is officially upon us, and since Hanukkah starts very early this year (November 27), shoppers are expected to be out in full force from now till Christmas. If you're brave enough to join the masses at your local department store or shopping mall, you're sure to encounter more than your fair share of cash register credit card offers. That's when the helpful attendant ringing up your purchases excitedly informs you that you could save 10, 20, even 25 percent on today's purchases by obtaining a store card right now!

Top 5 Ways to Protect Yourself from Identity Theft (and a little-known 6th)

Falling victim to identity theft is no joke. At its mildest, a small-time crook who finds your lost wallet is able to make a few purchases before the credit cards are canceled. The credit card issuers relieve you of any responsibility for the fraudulent charges and you're left with only the creepy knowledge that someone out there might still be carrying around your driver's license and pictures of your kids.

6 Common Credit Card Myths

That little rectangle of plastic burning a hole in your wallet is one of life's trickier essentials.

You can't make it much past your mid-twenties without some kind of credit line attached to your name. On the other hand, though, credit cards can get you into a lot of trouble – and by trouble, I mean debt.

Walmart Credit Card Review: Is It Worth It?

Like most retailers these days, Walmart has its own store credit card, but is it really worth it? Lets take a look.

Promotions

Like most retailers it comes with a lot of flashy promotions. The latest attempt to hook shoppers is a $25 savings when you spend open a Walmart Credit Card and spend $75 in your first visit. Sounds nice, but nothing too special. When you consider most cards on the market these days give you at minimum a year long introductory zero percent APR, a measly $25 bucks really isn't that much in the big picture.

Rewards

5 Reasons 20 Somethings Prefer Discover

For most people in their 20s, keeping their finances organized is probably not too high on their list. After just getting out of college, most recent graduates either have a credit card with a hefty balance or no credit card or credit history. The Discover It card can and will fix these problems for those millennials trying to get ahead in the financial world while at the same time earning some great perks along the way.

Breaking It Down: What's a Credit Card Issuer?

It's a simple question and common question asked by many - what exactly is a credit card issuer? If you're surfing around financial websites you've probably read the term a thousand times, but what exactly does it mean and how does it affect you? Who are they, how do they work, and what really happens when you swipe that plastic?

Some Facts About Discover Cards That You May Not Know

I’m willing to bet in your lifetime you’ve had more than one Visa or MasterCard (whether it was a Debit or Credit card). In all likelihood you’ve had an American Express at least once. And I’m also willing to bet if you are a hard bargainer and looking for great deals, you have probably acquired a Discover Card as well.

Here’s are some things about Discover you may not know.

Five Credit Cards for Back-To-School Savings

While the days of summer get a little shorter and that school supply list gets a little longer, here’s five credit cards that will help you save on those inevitable back-to-school expenses.
 
Blue Cash Preferred® Card from American Express
 
 

Saving Money On Game Day Expenses

Football season is right around the corner and whether your favorite team is in the college or pro ranks, you’re probably pretty excited. Your checking account might not share your enthusiasm, however.
 
But fear not, there are definitely ways to enjoy your team while cutting down expenses.
 
Where to watch

Mythbusting: Carrying a Balance Helps Your Credit Score

The internet is a big place full of a lot of information, but like most of us know (hopefully all of us will know someday) not all of that information is always true. Today we'll look at the myth that carrying a balance on your credit card can actually boost your credit.

The question "Does carrying a balance help your credit?" brings up almost three and a half million search results, so obviously a few people are curious about if that rumor has any truth.

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