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May 15, 2013

Earlier this month, USA Today reported on the rise in 0 interest credit card offers being extended to consumers. Anyone that's been tracking the interest-free credit card market knows that 0 interest introductory offers aren't new, but they are a lot better than they were two or even three years ago.

Why? Well the economy's slow rebound certainly has a lot to do with it, and as USA Today explains, better credit card offers point to the improved confidence of lenders.

And why shouldn't they be confident? The last handful of business quarters have reported a decline in credit card delinquency, though unfortunately no decline in overall credit card debt. The unemployment rate is down nationwide, and overall job growth is slow but more-or-less steady. 

But is the...