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Citi ThankYou Card: Now with 0% Interest!

(Update: The below offers may have changed since time of publication. For complete offer details, check out Creditnet.com's updated list of available Citibank credit cards.)

I've been a long-time fan of the Citi ThankYou Cards. In fact, I've personally used the Premier version of the card since 2007 and have blogged many times about why the Citi ThankYou Premier card makes me smile.

While the rewards program definitely isn't as lucrative as it was back in 2007, my wife and I still continue to rack up a lot of points on this card and redeem them for some pretty spectacular travel deals. For example, last year we booked $2,400 worth of tickets to the Cayman Islands for only 120,000 points through the ThankYou Network.

That's $1,200 worth of points for tickets worth double the value.

Anytime we can double the average value of points we've earned absolutely free, it makes hopping on the plane to head off on a beach vacation just that much more gratifying! The Premier Card packs a fairly hefty annual fee of $125 now for new cardholders, which immediately turns a lot of people off. That's understandable, and it's probably why Citi launched a new version with no annual fee called the Citi ThankYou Preferred Card, which has been quite popular among consumers searching for no annual fee credit cards with rewards.

Citi has now rounded out the ThankYou Card trifecta by launching a 0% interest version of the card this week too. If you like the ThankYou Network as much as I do, prefer a rewards credit card with no annual fee, and are searching for card options with a 0% interest promotional period, the Citi ThankYou Card may be the perfect fit. With 0% interest on purchases and balance transfers for 15 months, it certainly doesn't have the longest no-interest period available on the market, but it's only 3 months shy of the market leaders.

In addition, an anniversary bonus of up to 3%, 1 ThankYou point per dollar spent, and no limit on points that will never expire all make this a no annual fee credit card worth checking out. To read more about the details of this card offer, check out Creditnet's complete review of the Citi ThankYou Card and consider applying securely online today.

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Joshua Heckathorn's picture

Joshua Heckathorn was President of Creditnet, is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past ten years.  He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

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