Citi ThankYou® Preferred Rewards Card
Citi ThankYou® Preferred Rewards Card Summary
Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
Earn 1 ThankYou Point for every $1 you spend on all purchases
Creditnet's Full Review
The Citi ThankYou® Preferred Rewards Card is a great no annual fee credit card offering a one-time bonus worth $150 in rewards, a yearly anniversary bonus, and a full 5 points per $1 for certain categories in your first year. If you frequent grocery stores, gas stations, and drugstores, you'll earn big rewards with this card for $0 in annual fees! Here are some more details:
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
15,000 bonus points - enough for a $150 gift card. New cardholders will receive a one-time bonus of 15,000 ThankYou® points after spending $1,000 or more within the first three months of opening your account. These bonus points can be used to redeem for a $150 gift card at top retailers or $150 in airfare, merchandise, and more.
Earn 1 point per $1 on all purchases. Determining how many points you'll earn is easy with a simple 1:1 ratio and no spending tiers. You'll start earning at least 1 point per $1 from the very first time you use your card.
No limits on points, no expiration. The more you spend, the more you'll earn. And as long as your account is open, your ThankYou® points are safe from expiration.
More bonus points! Sign up for online account access and enroll in paperless statements to earn even more bonus ThankYou® points.
Shop online through the ThankYou® Bonus Center for more bonus points. More than 600 of the most popular retailers have partnered with Citi to offer cardholders bonus ThankYou® points. All you have to do is find the current bonus offering online at the ThankYou® Bonus Center, click on the offer's link to activate the bonus, and then use your Citi ThankYou® Preferred Rewards Card at checkout.
Easy reward redemption. When you're ready to redeem your points, simply call or go online. Redeem for travel (airfare, hotel, car rentals, cruises, trips, etc.), gift cards, merchandise, electronics, and even cash.
No annual fee. All of the above features for no annual fee the first year, the second year, and all years you have your card!
Creditnet's Expert Rating & Review
The $0 annual fee and 15,000 bonus points ain't bad. One point per $1 spent on all purchases is solid for the long haul.Least Favorite Features:
Previous versions of this card offered a higher initial bonus. But we're grasping at straws, here.Our Final Take:
If you're looking for a no annual fee rewards card that can net you an easy $150 gift card, then this is an excellent card to consider!
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||0.00%||Credit Required:||excellent|
|Intro Period:||12 months*||Set Up Fee||$0.00|
|Ongoing APR:||12.99% - 22.99%* (Variable)||Annual Fee||$0*|
|Intro Period:||12 months*|
|Ongoing APR:||12.99% - 22.99%* (Variable)|
|Transfer Fee:||Balance transfer fee applies with this offer; 3% of each balance transfer; $5 minimum.|
|✝ Must initiate transfer:||N/A|
|Advance Fee:||5% of each cash advance; $10 minimum|
|Min. Interest Charge:||$0.50|
Up to $35
|Over the Credit Limit:||N/A|
|Returned Payment:||Up to $35.00|