Citi ThankYou(SM) Preferred Card - Enough for $250 in Gift Cards!
Quick Card Summary
- Up to 25,000 in bonus points - enough for $250 in gift cards or other rewards!
- Receive an anniversary bonus every year you're a cardmember
- No limit or expiration on points
| Intro APR | Intro Applied To | Intro Period | Annual Fee | Rewards |
|---|---|---|---|---|
| n/a | n/a | n/a | $0 | Yes |
Creditnet's Full Review
The Citi ThankYou(SM) Preferred Rewards Card offers some of the best bonuses and rewards to its cardholders, all for no annual fee. In your first 4 months, you can earn over 25,000 bonus points!
- 25,000 bonus points after you spend at least $2,000 in the first 4 months
- Earn bonus points when you sign up for online access to your account and Paperless Statements
- Earn extra points when you shop through the ThankYou® Bonus Center, which features over 600+ well-known retailers
So what can 25,000 ThankYou(SM) points get you? $250 in gift cards, $250 worth of air tickets, hotel, or other travel expenses, or $250 worth of other rewards available through the ThankYou network.
You'll also receive bonus points every year on your anniversary of opening your card. Earn a 1% bonus on your 1st anniversary, 2% on your second anniversary, and 3% on your third anniversary and every anniversary after that.
Besides bonus points, you'll still earn 1 point for every $1 you charge, which is standard for a no annual fee rewards card.
With all your ThankYou points accumulating, use them when and how you please. There's no yearly limit on the amount of points you can earn and your points have no expiration date. Your points can be redeemed through the ThankYou® Network for merchandise, travel rewards, gift cards, cash, and more.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | n/a | ||
| Intro Period: | n/a | ||
| Ongoing APR: | 12.99% - 22.99%* variable | ||
| Penalty APR: | 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | n/a | Intro APR✝ : | n/a |
| Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | 12.99% - 22.99%* variable | Ongoing APR: | 25.24% variable |
| Penalty APR: | 29.99% | Penalty APR: | 29.99% |
| Transfer Fee: | 3% | Advance Fee: | 5% |
| Min. Transfer Fee: | $5.00 | Min. Advance Fee: | $10.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
3% | Min: | n/a | Late Payment: | Up to $35 |
| Min. Interest Charge: | $0.50 | Max: | n/a | Over the Credit Limit: | n/a |
| Returned Payment | Up to $35.00 | ||||
