Credit Cards

Credit Cards

Shopping Online? Don't Store Your Credit Card Information

 Most of your favorite shopping sites will allow you to store credit card information in order to speed up the checkout process.  Online retailers know this added feature not only saves customers time, but it also helps move a lot more "browsers" to actual buyers.  It's a win-win for merchants. Unfortunately, the problem for consumers is that storing your credit card information on a retailer's servers leaves your personal credit card data at risk.  How much risk?  Well, here's a scary statistic for you.

Top 5 Ways to Say No to Retail Credit Cards

"Would you like to save 10% on your purchase today?" You're going to hear this question a lot this holiday season, so avoid the awkward silence and be prepared with a quick comeback to throw the cashier off guard.  Here are 5 of my top favorites:

Ask Creditnet: Using Credit Cards to Finance Medical Expenses

Dear Creditnet: I want to get eye surgery, but I was told I need to have a credit card to be able to set up a payment plan. Unfortunately, I'm already in debt, have bad credit, and I can't seem to get approved for any credit cards right now. I do have a stable job, but $7,000 is too much to pay in one lump sum. I really need to get this surgery. Is there any credit card that will approve me?

Credit Card Deals: How to Get "Hooked Up"

If you haven't seen some of the killer no annual fee credit cards that have recently hit the market, you're missing out on all the fun. But why are there so many great deals this year, and who's getting the "hookup" if you're not? As the WSJ recently reported, "Many issuers feel emboldened to issue more credit cards because delinquencies and defaults have been down significantly in recent months." Interestingly enough, those who are receiving direct mail advertisements for the best credit card offers are not your run-of-the-mill consumers though.

Millennials Leading the Way in Healthy Credit Card Habits

young credit cards

“Do as I say, not as I do.”

At some point or another, every child in the country will hear his mother or father utter this immortal parenting phrase.  If you've heard it, you know just how annoying it can be.

However, despite the inherent injustice of the phrase, it appears the younger generation of Americans has actually taken this advice to heart.  Well, at least in the world of credit card spending habits.

Creditnet's Back to School Prepaid Debit Card Giveaway

We're excited to announce the official launch of our "Back to School Fun Fund" giveaway this morning! Enter to win up to a $500 prepaid debit card from

Why Using Your Credit Card in a Restaurant is More Dangerous Than Online

It seems like on every TV channel these days there’s always some “in-depth” report profiling a poor soul that has fallen victim to identity theft through an online scam. As a result, millions of Americans hold deep reservations against using their credit cards online, believing the same fate will fall upon them. At the same time, however, Americans pass around their credit cards to merchants in the real world without even batting an eyelash. But when you take a step back and compare how credit cards are used in the real world versus online, it’s actually easy to see that you have much less to worry about in cyberspace.

How to Rack Up Airline Miles

It seems as though airlines are doing every little thing they can lately to tack on fees (American Airlines, for example, now charges $8 for a blanket and neck pillow) while simultaneously curtailing service (removing a number of lavatories to make room for more seating). Somewhat paradoxically however, airlines also love to offer incentives for flying with them. The most common among these incentives are of course frequent flier programs, in which points accumulated through travel and other purchases can be applied as airfare discounts and upgrades. Unfortunately, there's not much we can do about $8 blankets or the lack of sufficient lavatories. What we can do as savvy travelers is find the best ways to take advantage of the incentives airlines actually still provide. Here are some tips on how to rack up airline frequent flyer miles as fast as possible:

How to Book a Free Airline Rewards Ticket Without Getting Ripped Off

When a new customer chooses from the endless array of credit cards with airline miles rewards, there are many important factors that come into play. Annual fees, introductory rates, and the rate of mileage accrual must all be taken into careful consideration before choosing a card. But one aspect that often gets overlooked is perhaps also the most important: just how ‘rewarding’ are these airline rewards programs really?

The Best Ways to Save While Spending Money Overseas

Ok, so what’s one of the first steps in planning an overseas trip, whether it be for business or pleasure? If you answered something along the lines of "booking a hotel" or "logging onto Priceline", you’ve got it...wrong. In actuality, one of the first things you must figure out, after deciding where you want to go, is the logistics of spending money with overseas merchants. In doing so, you need to find the best exchange rate possible.


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