Home / Node

Cash Forward: Great No Annual Fee Cash Back Card

Anonymous's picture
Overall:

Card Purpose:

Anonymous Would recommend to a friend.
Reviewed on: Thu, 2016-04-07 10:55
Have an issue with this review?
Please login or register to flag this reviewClose
This review is the subjective opinion of a creditnet.com member and not of creditnet.com

Think Twice Before Paying Taxes with Your Credit Card

Tax time is upon us yet again, which means many of you will be scrambling over the next few weeks to get your tax returns done and cut a check to old Uncle Sam.

However, in recent years the IRS has made it fairly easy to ditch the checkbook and pay your tax bill via credit card.  In many cases you may even be able to deduct the convenience fee card companies charge to process electronic tax payments.  So why should you think twice before paying your tax bill with plastic and racking up extra credit card points or miles? 

on Fri, 2016-04-01 11:03

Credit One Bank® Unsecured Visa® Credit Card Review: The Pros & Cons

Ever since Orchard Bank credit cards got the axe from Capital One years ago, many consumers with poor credit have been looking to the Credit One Bank Unsecured Visa Card instead. Let's face it, there unfortunately aren't many credit card options left on the market for those with poor credit. And if you prefer to use an unsecured credit card over a secured credit card, your options are even more limited!

Infographic: How to Make a 0% Interest Credit Card Balance Transfer

Credit card debt that just keeps on growing is often a product of the high interest consumers are stuck paying on existing balances. Wouldn't it be great if you could just rid yourself of the additional 10, 20 or 25% in interest and start paying down your debt directly?

(The answer is: 'Obviously')

Leaving Monthly Balances Won't Boost Credit Scores

You've probably had friends tell you how they established their credit history faster by leaving monthly balances on credit cards instead of paying balances in full. I hope you didn't fall for this one!

The truth is this happens to be one of the most common credit myths out there, so make sure you talk some sense into your friends the next time you hear it, OK? A consumer who carries a revolving credit card balance each month simply will not establish credit any faster than someone who pays the balance in full.

on Tue, 2016-03-15 14:45

Barclaycard Arrival- Nice sign up bonus and no annual fee

Anonymous's picture
Overall:

Card Purpose:

Anonymous Would recommend to a friend.
Reviewed on: Tue, 2016-03-15 14:00
Have an issue with this review?
Please login or register to flag this reviewClose
This review is the subjective opinion of a creditnet.com member and not of creditnet.com

Don't Sweat the Soft Inquiries

A soft inquiry is recorded on your credit report when an existing creditor reviews your file, a prospective creditor pulls your report for marketing purposes, or you order your own credit report for monitoring purposes.

A common misconception is that these inquiries or soft pulls impact your credit score, but the truth is they have no effect at all.  That's right - absolutely zero effect!

on Mon, 2016-03-14 12:25

Barclaycard Rewards Mastercard- Great no annual fee card if you have average credit!

JacksonHole's picture
Overall:

Card Purpose:

JacksonHole Would recommend to a friend.
Reviewed on: Wed, 2016-03-09 17:26
Have an issue with this review?
Please login or register to flag this reviewClose
This review is the subjective opinion of a creditnet.com member and not of creditnet.com
Ongoing APR
Setup Fee
$89.00
Reports to Major Credit Bureaus?
Yes

The First Access VISA® Credit Card Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: bad
Intro Period: N/A Set Up Fee $89.00
Ongoing APR: 29.99 Annual Fee $75.00 for first year After that, $48.00 annually. No monthly service fee for first year (introductory) After that, $75.00 annually ($6.25 per month).
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 29.99
Advance Fee: Either $5.00 or 5% of the amount of each cash advance, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: 300
Max: N/A
Penalty Fees
Late Payment:
Up to $37.00; up to $15.00 for Iowa residents
Over the Credit Limit: N/A
Returned Payment: Up to $37.00; up to $15.00 for Iowa residents

User Reviews

Average user reviews

The ACE Elite™ Blue Visa® Prepaid Debit Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the ACE Elite™ Blue Visa® Prepaid Debit Card:

ACE Elite™ Blue Visa® Prepaid Debit Card

Pages