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Intro APR
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Regular APR
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Indigo® Platinum Mastercard® Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 23.99 Annual Fee $0-$35 depending upon credit worthiness
Penalty APR: 29.99
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 29.99
Advance Fee: $0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).
Miscellaneous
Other Rates
Foreign
Transaction Fee:
1% of each transaction
Min. Interest Charge: N/A
Credit Line
Min: 300
Max: N/A
Penalty Fees
Late Payment:
37
Over the Credit Limit: 37
Returned Payment: 37

User Reviews

Average user reviews

See What Income-Based Repayment Can Do For You

Are you struggling to keep up with your federal student loan payments? If so, a provision of the 2007 College Cost Reduction And Access Act, known as IBR (Income-Based Repayment), may be just what you've been searching for.

Although the law was passed in 2007, it actually took effect on July 1st of 2009 and is available to anyone with an eligible federal student loan. IBR essentially allows qualified borrowers to restructure student loan payments based on a formula that takes into account two major variables—level of income and the number of family members in their household.

on Fri, 2016-05-20 12:39

Top Ways to Lower Your Financial Stress

If there is one common thing that can keep people up at night, it is financial stress. Regardless of your age or income level, you may worry about if you have enough money to pay certain bills, how you will afford to send the kids to school, or if you are saving enough for retirement. These are just a few of the common concerns that people face about their finances. While some may think that the answer to their financial woes is to increase their income level, the fact is that financial stress is common across all income brackets.

Intro APR
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Regular APR
Balance Transfer
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Credit One Bank® Platinum Visa® with Cash Back Rewards Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 17.24% - 25.24% Variable, based on creditworthiness Annual Fee $0-$99, depending upon credit level.
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 19.15% - 25.24% Variable, based on creditworthiness
Advance Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each cash advance, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
$37
Over the Credit Limit: N/A
Returned Payment: $35
In a statement made earlier this week, Google announced that effective July 13, 2016, it will be banning all advertisements for loans that need to be paid within 60 days of the issue date. Ads for loans with an APR higher than 36 percent will also get the boot.

How to Avoid Foreign Transaction Fees

Foreign transaction fees are often as high as 4 percent and are charged by virtually all credit card issuers for purchases made overseas. How can you avoid them?

If you're like most world travelers these days, credit cards will be your preferred method of payment as you set out on your next adventure. So, take the time now to choose the right credit card and significantly reduce the cost of your next vacation or business trip.

on Wed, 2016-05-11 17:26

Think twice before getting a cash advance.

If you are in a lot of debt, a cash advance or payday loan can seem incredibly helpful. With a cash advance, you get cash almost immediately. These loans are easy to get approved for, and you can pay off the debt you need. However, be careful before getting one. These small, short term loans are useful if you are in a financial bind. But if there is no financial emergency, definitely think twice before getting a cash advance!
 
on Fri, 2016-05-06 17:23

How to Build Credit from Scratch

It really is a classic Catch-22. You've got to have credit to get credit. So if you have no credit history at all, how should you go about building a good credit score from scratch?

The tactics will vary depending upon your personal circumstances, but several proven methods are sure to get anyone started in the right direction. If you just don't know where to begin, try following these three tips first.


1. Get a Secured Credit Card from Your Bank

on Wed, 2016-04-27 16:38

Ask Creditnet: Should I Ever Use a Credit Card Cash Advance?

Dear Creditnet: I've been tempted to use the cash advance option on my credit card more than once, but have always found the necessary cash to scrape by when it came down to it.

Can you explain how cash advances work, and should I ever apply for one if my cash situation gets especially tight? Thanks in advance. - Chris from Austin, TX

The Upromise World MasterCard® offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Upromise World MasterCard®:

Upromise World MasterCard®

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