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Intro APR
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Regular APR
Balance Transfer
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Credit One Bank® Platinum Credit Card with Rewards Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 16.99% - 24.99% Variable, based on creditworthiness Annual Fee $0-$99, depending upon credit level.
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 18.90% - 25.90% Variable, based on creditworthiness
Advance Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each cash advance, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
$37
Over the Credit Limit: N/A
Returned Payment: $35
In a statement made earlier this week, Google announced that effective July 13, 2016, it will be banning all advertisements for loans that need to be paid within 60 days of the issue date. Ads for loans with an APR higher than 36 percent will also get the boot.

How to Avoid Foreign Transaction Fees

Foreign transaction fees are often as high as 4 percent and are charged by virtually all credit card issuers for purchases made overseas. How can you avoid them?

If you're like most world travelers these days, credit cards will be your preferred method of payment as you set out on your next adventure. So, take the time now to choose the right credit card and significantly reduce the cost of your next vacation or business trip.

on Wed, 2016-05-11 17:26

Think twice before getting a cash advance.

If you are in a lot of debt, a cash advance or payday loan can seem incredibly helpful. With a cash advance, you get cash almost immediately. These loans are easy to get approved for, and you can pay off the debt you need. However, be careful before getting one. These small, short term loans are useful if you are in a financial bind. But if there is no financial emergency, definitely think twice before getting a cash advance!
 
on Fri, 2016-05-06 17:23

How to Build Credit from Scratch

It really is a classic Catch-22. You've got to have credit to get credit. So if you have no credit history at all, how should you go about building a good credit score from scratch?

The tactics will vary depending upon your personal circumstances, but several proven methods are sure to get anyone started in the right direction. If you just don't know where to begin, try following these three tips first.


1. Get a Secured Credit Card from Your Bank

on Wed, 2016-04-27 16:38

Ask Creditnet: Should I Ever Use a Credit Card Cash Advance?

Dear Creditnet: I've been tempted to use the cash advance option on my credit card more than once, but have always found the necessary cash to scrape by when it came down to it.

Can you explain how cash advances work, and should I ever apply for one if my cash situation gets especially tight? Thanks in advance. - Chris from Austin, TX

The Upromise World MasterCard® offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Upromise World MasterCard®:

Upromise World MasterCard®

Pay Rent With Credit Cards and Earn Big Rewards

If you rent an apartment, the largest expense in your monthly budget is most likely your rent.  So would you put your rent on a credit card if you could?  If you plan to pay off your balance each and every month, the answer to this question is hopefully a resounding yes!

That said, it's estimated that 70 percent of renters still pay their rent via paper check in the United States.  More and more landlords are accepting credit cards each year though, and renters are quickly jumping on the bandwagon in order to maximize credit card rewards.

on Tue, 2016-04-19 12:51

Why Pay Taxes with a Credit Card?

Do you have a friend who always brags about how big he expects his tax refund to be and what he plans to spend it on? I do.

Every year I bite my tongue as I listen to him go on and on about the huge check he’ll be getting from Uncle Sam and how he’s already spent the money on a new toy of some sort. I just have to nod my head and say, “Great man, great. I’m really happy for you.”

Are Your Passwords Easy to Crack?

In today's world, a day rarely goes by without hearing a story about computer hackers gaining access to personal information belonging to millions of unsuspecting victims. As a result, identity theft has become one of the most pressing issues in the digital age. Unfortunately, many people unknowingly make the hackers jobs easier by failing to follow basic password security rules.

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