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What Are the Risks of Co-signing?

If you haven't been asked by a close friend or family member to co-sign on a loan or credit card application yet, consider yourself lucky. Chances are you will be asked at some point in your life, so why not prepare yourself to give the right answer now?

on Tue, 2016-06-07 15:31

Disputing Errors On Credit Reports: How to Think Outside the Box

According to a report released by the Federal Trade Commission in 2013, 21 percent of American consumers have errors on their credit reports. And since the major credit reporting bureaus track the credit histories of roughly 200 million Americans, that means we can estimate some 42 million of us have errors on our credit reports. That’s a lot of errors!

The Consumer Financial Protection Bureau (CFPB) recently announced in its monthly report for May 2016 that as of May 1st it had handled 882,800 consumer complaints. Of the complaints filed since the CFPB began handling them in October 2012, 143,700 were complaints specifically regarding credit reports.

Will Shopping the Market Hurt My FICO Scores?

Are you ready to shop for the best deals on a home or auto loan?

While multiple inquiries at one time for your credit report information can theoretically hurt your credit scores, the fact is they probably will not drop too much.  If you are searching for the best interest rates on a home or auto loan, then it's definitely worth shopping rates with at least three different lenders at one time to make sure you get the best rate available.

on Wed, 2016-06-01 13:30

The U.S. Bank Business Edge™ Select Rewards offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the U.S. Bank Business Edge™ Select Rewards:

U.S. Bank Business Edge™ Select Rewards

Credit Card Review: U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card

You might be surprised to learn that one of the better signup bonus offers on the market comes from U.S. Bank. 

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card:

U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card

Why Your Credit Score in College Will Affect You After Graduation

What's the main goal of college? Most would say it's to get a degree so you can get a high-paying job after you graduate.

But, what might come along with this new job that you're working towards as well? Perhaps getting a new car, buying a house, or starting your own business one day? If so, it's important to remember that one of the key things involved with all of these goals will be your credit score.

Credit Scores

The Credit One Bank® Cash Back Rewards Credit Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Credit One Bank® Cash Back Rewards Credit Card:

Credit One Bank® Cash Back Rewards Credit Card

The Milestone® Gold Mastercard® offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Milestone® Gold Mastercard®:

Milestone® Gold Mastercard®

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