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Are You Dealing with Maxed-out Credit Cards?

Credit cards are convenient for making purchases quick and simple, and holding one or more cards is a sign of individual credit worthiness and responsibility. With little more than a swipe, a person can access the full range of goods and services to meet his or her needs and desires. Credit cards are an excellent tool, especially if the balance is regularly paid off. Sometimes, for a number of reasons, users need to carry a balance from month to month. Over time, this can decrease available credit and lead to a card that is maxed out.

What is the Worst Thing That Could Happen to Your Credit in a Divorce?

If more married people knew how badly their finances could be devastated by divorce before they gave up on their marriages, they might think twice about going through with the big split. In a better case scenario, disentangling from one another financially alone could require many years. Risks to credit exist until this financial separation process is finally over. Prospective divorcees need to prepare themselves for the unexpected and unwanted shocks that most always happen in divorce court and afterward so that they are not caught with their proverbial pants down.

Four Things To Do When You Lose Your Wallet

It’s probably happened to you before; panic sets in as you start rifling through bags and drawers. While your hands go a mile a minute, so does your mind as you try to retrace your steps and remember exactly where you could have left it. That’s right, your wallet is gone.

Thinking About An Annuity for Your Retirement Fund?

Many investors have grown financial assets in the stock market, and as retirement approaches, they begin to think about buying an annuity. There are two different types of annuities that may help you in retirement: immediate and longevity annuities.

on Mon, 2016-10-24 14:35
Intro APR
N/A
Regular APR
Balance Transfer
Ongoing
0% on balance transfers within 45 days of opening account

Barclaycard Ring® Mastercard® Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: Good/Excellent
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 13.74% Variable Annual Fee $0.00
Penalty APR: N/A
Balance Transfer
Intro APR✝: N/A
Intro Period: 12 months
Ongoing APR: N/A
Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

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Is a Perfect Credit Score Worth It?

Consumers across the nation have the terms “FICO” and “credit score” embedded into their brains. These terms refer to a scoring system that judges a person’s reliability with creditors. Creditors use this main scoring system as their gospel for making crucial credit decisions. While they may use other factors in their decision-making process, creditors weigh an applicant’s score the highest in their procedures. Consumers are under the impression that they must all set their heights to achieving a perfect credit score. Is a perfect credit score worth it? 
 

How to Avoid Credit Card Tipping Scams

Dishonest restaurant servers know how easy it is to overlook an extra 50 cents on a dinner bill, which is why one of the most common credit card scams involves waiters adding just a little extra tip for themselves. To protect yourself from this annoying occurrence, try devising a simple method that will make it easier to check restaurant charges for accuracy when reviewing your credit card statements.

on Mon, 2016-09-26 00:01

The NASCAR Visa Credit Card Review

Are you a NASCAR superfan? If not, you can stop reading this review right now. There are most likely better rewards credit cards out there to meet your personal financial needs.

FICO vs FAKO: Are You Getting the Right Credit Score?

Anyone who has ever applied for a loan, regardless of the type, has probably been told that the lending institution will have to “run their credit.” The latter is a phrase that refers to obtaining the applicant's credit score in order to determine whether or not the individual is a good credit risk. This is often referred to as the person's FICO–Fair Isaac Company–score. This score is what virtually all lenders use to determine how likely it is that a specific borrower will default on a loan or other financial obligation, as well as whether or not the person will make timely payments on loans or other lines of credit.

Learn Your Rights Under the CROA

The Credit Repair Organizations Act, also known as CROA, is a section of the Consumer Credit Protection Act that protects consumers from credit repair scams.

Credit repair organizations can be an easy fix for consumers who are buried in debt with bad credit. By using a credit repair organization, experts can help you control your finances and teach you how to manage your money correctly. These services often offer continuous credit score monitoring and debt management for a monthly payment.
on Thu, 2016-09-01 16:46

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