All

All

4 Reasons to File Your Taxes Now

When tax time comes calling, you have the option of putting things off. You can procrastinate, treating your taxes like a paper from your high school days. Many financial experts, though, will tell you that this is precisely the wrong thing to do. There are many reasons why it makes good sense to file your taxes right now. From avoiding penalties to freeing up some of your mental energy for more important tasks, the benefits of filing now are many.

Will the US Dollar Equal the Euro in the Near Future?

The American economy is rebounding quickly from the recession, while the currencies of many other countries remain stagnant. This can be seen in the relative value of different currencies. While the Euro and other currencies are not bouncing back, the US dollar is stronger than ever. In fact, there is speculation from top names such as Goldman Sachs and other top firms that the dollar may soon be equal in value to the Euro.

The U.S. Bank FlexPerks® Select+ American Express® Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the U.S. Bank FlexPerks® Select+ American Express® Card:

U.S. Bank FlexPerks® Select+ American Express® Card

How Much Is Your New Year’s Resolution Costing You?

Every year once the bills start coming in, the New Year's resolutions to save money, put money away for retirement and/or pay down your debt start to fall by the wayside. New bills, unexpected expenses and temptations are everywhere. Yes, you may want to "throw in the towel" and break your New Year's resolution. You may even be asking yourself why you made the resolution in the first place. The very first thing you should do before deciding to break your resolution is to ask yourself the following questions.

As the United States climbs back from the recession, food stamp requirements will begin to tighten. Previously, an adult was eligible for food stamps for only up to three months unless they were working or attending a job training program for a minimum of 20 hours a week. But during the economic recession, the three month food stamp limit was waived due to the surge in unemployment. Currently, 42 states still have either full or partial waivers in place. 
 

Money Mistakes You Don’t Want to Make in 2015

It is tradition for many people to view the start of a new year as a time to reset their goals in life. Often called resolutions, these goals usually involve personal health and fitness, work related issues, and financial goals. 
 
Financial goals are often hard to attain if they are not approached in the right manner. Just setting a goal to “get out of debt in 2015,” or “save for retirement” is not enough. It is important to know what to do, and what not to do, to achieve these financial goals.
 

How to Organize Your Finances for the New Year

A new year is imminent, and well-planned individuals are now considering their new year’s resolutions for 2015. All over the country, consumers will quickly be signing up for gym memberships, purchasing self-help books and swearing off their wicked behaviors.
 
Have you noticed the lower-than-normal gas prices as of late? We’re sure you’re probably thankful for them, especially when prices were up to nearly five dollars a gallon not too long ago. The good news is that these gas prices will continue to fall, given that the price of crude oil is still dropping. In fact, since July the price of crude oil has dropped 40%, leaving everyone sort of befuddled with the plummeting prices. Lower gas prices means saving more at the pump, which in turn means that consumers will have more in their pocket to spend during the holiday season.

What’s New in the Credit Card Industry?

Before the 2008 financial collapse, credit card issuers were extremely lax about the approval criteria for card applicants. They offered long introductory periods with zero-percent APR, tons of cash-back bonuses and easy balance transfer options, and they approved people with low credit scores who probably shouldn't have had unsecured credit cards. After the collapse, credit card companies cut back on their extravagant offers and started getting a lot pickier about the applicants they approved. 
 
The Fed is doing all they can to make sure that big banks don’t end up in the same predicament as when the market crashed back in 2008. One step in their prevention clause is to require big banks to ensure they have enough capital put aside.
 

Pages