All

All

What Are the Best Things to Buy this November?

November 7th, 2014 by Alice Bryant

Each month has its holidays and shopping opportunities. An important aspect of November is the number of important consumer goods offered at the lowest possible price points. This happens throughout the month, but especially around Black Friday. It's important to carefully budget holiday spending to take advantage of all the deals offered in November. This is a time when some of the best online coupons of the year will be made available. Here are some of the top things you can get this November.

Can You Opt Out of Pre-Screened Credit Card Offers?

November 6th, 2014 by Yael Kent
Many people receive pre-screened or pre-approved credit card offers on a weekly or even daily basis. Some consumers are fed up with their e-mail being clogged up with credit offers and their mailbox full of wasted paper. Others receive telemarketing offers at inopportune moments. This credit solicitation can become irritating and overwhelming; however, consumers have the legal right to opt out from most of these offers. Read on to find out how these pre-screened credit card offers work and how to opt out.

Is Apple Pay the Way of the Future?

October 31st, 2014 by Alice Bryant

On September 9, 2014, Apple introduced ApplePay during their special live showcase. ApplePay is a digital wallet app that enables users to make payments at retail stores using their iPhone. This isn't the first version of a digital wallet - Paypal and Google both have their own versions, which has made many question whether ApplePay can become a popular form of payment. Google Wallet and the Paypal app have been relatively unsuccessful in revolutionizing payments. However, many made similar claims when credit cards were first released; yet today, paying with cash has become outdated in many venues.

The Best Guide for Protecting Your Credit

October 30th, 2014 by Alice Bryant

Statistics state that at least 9 million consumers fall victim to identity theft each year. Approximately 10 percent of Americans have been victims of credit card theft alone. The staggering numbers indicate that consumers need to start taking immediate precautionary steps. The following are some steps that modern consumers can take to protect their credit.

Higher Fees Coming for Citibank Customers

by on October 24, 2014

If you’re a Citibank customer, you’ll want to take note of this: Citibank is hiking up their monthly fees for both checking accounts and basic accounts. Fees for checking accounts will rise from $20 to $25, while basic account fees go from $10 to $12.
 

How to File a Credit Report Dispute

October 23rd, 2014 by Alice Bryant
Credit card fraud has become one of the most perpetrated crimes in the world. The effects can be devastating, keeping a person from being able to buy a home, finance a car, and even causing them to lose their job. With efforts in the works to combat this crime, it is very important for individuals to monitor their credit reports and credit scores in order to ensure that nothing fishy is going on.
 

Is Zero Liability Ever a Bad Thing?

October 22nd, 2014 by Alice Bryant

Credit card use puts consumers at risk for identity theft and fraudulent charges. There are all types of unscrupulous individuals who make careers of stealing others' personal information and using it to make purchases from jewelry to automobiles. When an individual's account is breached, thieves can rack up thousands of dollars in charges, leaving the card holder broke and with bad credit. This is why some credit card issuers provide what is known as "zero liability." 

Weekly Tip: Use coupons to save money when buying.

The average American consumer spends a lot of money at stores. There’s around $150 a week on food. Then there’s pharmacy costs, clothing, entertainment, and everything else. Using coupons, however, can be a good way to save money while buying. From grocery stores to restaurants to name brand stores and boutiques, almost every store has coupons these days. And by bringing just a simple coupon, you can get what you need at a discounted price, saving you significant amounts of money.
 
So, how can you use coupons to save?
 
Updated by Alice Bryant on Thu, 2014-10-16 11:04

Credit Suisse Report Shows Richest 1% Own 50% of World’s Wealth

by on October 16, 2014

 
According to Credit Suisse’s latest Global Wealth Report, released Tuesday, the richest 1% of people own nearly half the world’s wealth. The report explains that world wealth has reached a record $263 trillion in mid-2014, $20.1 trillion more, and an 8.3 percent increase, over mid-2013. 
 

How to Get a Fresh Start On Your Credit

October 15th, 2014 by Alice Bryant
Everyone makes mistakes at some point. Some mistakes, however, can have far-reaching consequences. And when it comes to credit, people who make mistakes can lose access to credit cards, have difficulty opening new bank accounts, and damage their credit score with one single mistake. Fortunately, credit can be improved. It is possible to start over and build good credit. The process can take some time, but it is well worth the effort considering all the advantages of having a good credit score. Here are a few steps to take in order to get a fresh start when it comes to credit.

Pages