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Raising Your Business Credit Score

May 1st, 2015 by Alice Bryant

Just as with personal credit, business credit helps suppliers, lenders, and other creditors quickly determine whether a business pays its bills on-time. As a business owner, you will want to put your company in a position to where it can secure whatever financing it may need. This means you will have to establish, build, and maintain your company's credit profile.

What Can You Do Without Debt?

April 30th, 2015 by Alice Bryant

Today’s economy makes it seem nearly impossible to function without some sort of debt. From car loans to credit cards and even house payments, all of the niceties of life come at a cost, and society suggests paying for those things over time not upfront.

Are You Behind On Your Retirement Savings?

April 22nd, 2015 by Alice Bryant

Saving for retirement is one of the most important financial goals. In the old days, people would work for one company for thirty or forty years and then would be able to retire comfortably with a pension and social security. However, times have now changed both in retirement planning and how long people stay at their jobs throughout a career. There are many priorities that pop up during life, such as a child's college, that get in the way of retirement savings.

Is Getting A Perfect Credit Score A Waste of Your Time?

April 15th, 2015 by Yael Kent

There are a number of reasons why people continue to strive for perfection. Naturally, there’s a sense of satisfaction knowing that you’re doing your best and achieving results. For instance, pitching the perfect baseball game will have positive consequences just the same as achieving a perfect score on your SAT exam. Perfection has its place as well as its perks.

National Equal Pay Day Shows Income Gap is Still Wide

by on April 14, 2015

Today, April 14, 2015, is National Equal Pay Day, according to the National Committee on Pay Equity. This day is dedicated to promote awareness of the gap between men and women’s wages. It is meant to symbolize the progress women have made in catching up with men and the inequalities that still linger.

What should you know about National Equal Pay Day?

New Study Shows Most Americans Don’t Have Stocks

by on April 10, 2015

According to Bankrate’s Money Pulse survey, less than half of American adults have money in stocks. The exact number, 48%, included adults who invested in pension funds, 401(k) retirement plans, IRAs, mutual funds, ETFs, or those owning individual stocks. The result is a surprisingly low number and seems to be an alarming financial trend.

To compare, about 61% of adults have at least a cup of coffee daily. This shows a drastic difference - more Americans have a clear financial interest in coffee than in stocks. Why is this?

Are You Having These Money Arguments with Your Partner?

April 7th, 2015 by Yael Kent

Every couple argues about money. If you haven't already had a heated screaming match with your significant other about money, the chances are high that there's one in store soon enough.

The American Institute of CPAs reported in 2012 that couples will most likely argue about money before anything else. In fact, couples tend to argue more about finances than work, children, friends, and household work. It was also reported that couples who spend their days bickering over finances are at a much bigger risk for divorce.

Consumer Spending Is At An All Time Low

by on April 3, 2015

According to a report released by the government Monday, personal consumption expenditures (consumer spending) rose by 0.1% in February. This miniscule increase follows two months of 0.2% declines and has resulted in consumer spending at an all time low.

With the economy improving and more jobs being added, it seems that consumer spending should be increasing. So why the sluggish growth?

Weekly Tip: Buy local.

Locally owned companies frequently use suppliers and service providers in the area. All of the income is spent by local family members and employees. It's true that chain stores benefit the community as well, but more of their cash goes to distant suppliers, stockholders and staff at the headquarters.

 

Updated by Yael Kent on Fri, 2015-04-03 10:58

Is Mobile Banking Bad For You?

April 2nd, 2015 by Alice Bryant

One of the greatest changes in the world over the past twenty to thirty years is the internet. Not only has the internet essentially transformed the value of information, but it has also transformed how everyone approaches common tasks that were more complicated years ago. One of the areas that has undergone the most dramatic change is the field of banking. In years past, knowing your local bank and the people that worked there was one of the things you simply just did as an adult.

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