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How Much Should You Save for Retirement?

Anyone that has begun to consider their options for retirement has no doubt asked themselves when they can retire and how much they will need to save up. These are two tricky questions for a variety of reasons, including the fact that the future is always unpredictable. Any number of twists can take place ranging from a dramatic shift in the economy to a serious illness, but this does not mean planning is not essential.

Once again, we’ve survived another Black Friday. From the crowds to discounts on anything and everything, Black Friday came and went without a hitch. Surprisingly enough, there were only a few scuffles throughout the stores as crazed consumers grappled over TVs, toys, and everything else, braving the long register lines for these heavily discounted items. Consumers, however, spent less during Thanksgiving and Black Friday weekend than last year.
 

How Will You Manage Your Money in the Future?

It doesn't take a financial analyst to see that the checkbook is virtually useless anymore. In fact, card readers are also on their way out. Consumers are not to worry if they're still afraid of using ATM machines or being charged outrageous fees associated with transferring money. It's forecasted that by 2020, these problems will be a thing of the past and the way people use and handle money will be vastly different. Some of the forecasted changes are already under way.
 

Do You Have an Emergency Fund?

The emergency fund is a crucial part of anyone’s financial portfolio. It exists to cushion you from a heavy financial blow from something like a hospital bill. Because of this weight, many of us want to take a large sum and invest it into something that will produce more returns than a regular savings account. However, doing so could greatly endanger your emergency savings. After all, the greater the yield, the higher the risk involved.
 

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Weekly Tip: Be careful of online scams on Cyber Monday.

Today is Cyber Monday, and that means lots of people will be buying online. And while there might be plenty of good deals, there are also a lot of online scams. So before you buy just anything, it is important to make sure you are not falling victim to a crime.
 
Here are some tips to help you shop best:
 
on Mon, 2014-12-01 16:57

How to Get the Best Bargains on Black Friday

Today's Black Friday shopper is a money-saving expert who knows exactly where to go and how to get the best deals. Competing against these savvy shoppers often requires the good fortune of finding that elusive gadget on a store shelf, as well as knowing whether that device is a great gift or a bad buy. Consider these shopping tips for the best Black Friday holiday shopping experience.

How to Save Money this Winter

As winter begins its inevitable descent onto the country, many homeowners brace themselves for the annual spike in utility costs. Some homeowners, however, don’t take the cold weather onslaught lying down beneath a pile of comforters. Rather than shiver through the cold or accept higher bills, they take action to save money. They use some tried and true winterization techniques on their homes to keep the cold out and the utility costs down.

Bad news for all of you millennials: saving isn’t one of your strong suits. According to a recent study done by Moody’s Analytics, the savings rate of people 35 and younger has dipped into the negative. This means that the millennials are spending more than they have. Yikes!
 

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